However, Mexico is especially attractive to retirees because some of these features and benefits can be especially helpful to people in retirement.

This article summarizes the key benefits Mexico offers to retirees and connects you to detailed information and local knowledge published here on Mexperience for further reading and research.

Agreeable climates

Climate affects us every day, and Mexico offers agreeable climates, often temperate or warm, and cold only at higher elevations in certain regions—and then only for limited times during the year.  Connect to a wide range of articles and guides on Mexperience for more details about climate, seasons and weather in Mexico.

Plenty of choices for location types

Mexico offers retirees choices in the types of places they can live in; from coastal locations that offer winter warmth, to mountain towns at elevation that offer year-round temperate climates.

Some places are more urbanized, others offer a countryside idyll surrounded by nature.  ‘Remote’ places popular with foreign residents tend to be within an hour’s drive of a large town or city that offer services and amenities retirees often seek, including healthcare services and major stores.

Our articles about discovering places to live in Mexico offer practical insights that can help you to consider the various locations on offer and discover potential places to live in Mexico so you can narrow your short-list according to your situation and considered lifestyle needs.

Fresh, locally produced food and drinks

Mexico’s shops and markets provide you with an abundant assortment of fresh food, especially visible at the vibrant, fragrant, local open-air markets here.

The year-round availability of delicious fresh fruits and vegetables, accompanied by a parade of colorful drinks and beverages made using them, makes Mexico one of the most attractive countries to be in if you enjoy good wholesome food that is also affordable.

Mexperience helps you to discover food and drink in Mexico as part of of your retirement research and planning.

Ample range of local products and amenities

Retirees coming to Mexico, especially those from the US and Canada, are likely to feel at home when it comes to obtaining many of the products, services, and amenities they have become accustomed to in their home country.

Mexico’s retail markets are extensive and well-developed; and there’s a large and growing selection of online shopping choices too.

Many products and brands foreign retirees are accustomed to seeing back home will be available in Mexico, either at one of the many supermarkets, through specialist retailers, or through online shopping options.

There are still some exceptions, for example, black tea, and alternatives for smokers are conspicuously absent; but Mexico today offers more choice and variety than it ever has before, and the range and selection of products and amenities continues to improve each year.

Local leisure amenities, including cafés, bistros, restaurants, gymnasiums, event centers, cinemas, theme parks, national parks and reserves, campsites, etc. are plentiful and readily accessible.

Affordable living costs

Retirees have different cost structures compared to people moving to Mexico who are of working age and perhaps with children to raise; for examples:

• they have no school fees to pay or children to ferry around and take on school trips;
• most have no mortgages and may also have no other substantial debts to service; and
• they might also be able to live in Mexico without a car, which can save costs.

However, retirees have costs to consider and budget for in other areas that younger people might not have, perhaps healthcare costs being the major expense, and other assistance services, including home help and specialist care services that might have to be considered and duly funded.

Accessible transportation and communications

Most retirees travel within in Mexico to explore the country, as well as take trips to travel back to their home country to see family and friends (or they might receive visits in Mexico).

Some people retiring to Mexico might do so part time, spending only part of the year in Mexico, perhaps to overwinter here.

It’s for these reasons that good transport links, including decent roads and access to international airports, becomes important.

Mexico offers a well-developed and reliable transportation infrastructure that enable you to travel and be near other people who are close in your life, as well as excellent communications networks that enable you to keep touch at a distance, affordably.

Ample choices in accommodations

Retirees coming to Mexico who want to rent will find an ample choice of property types to choose from; our article about the practicalities of renting a home is worth reading to get local insights about that. (See link below.)

A wider selection of property types is available to retirees seeking a home to buy; and engaging the services of local real estate agent is an effective way search and buy a home here.

The links to the articles below help you to consider your accommodation choices when you’re thinking about retirement in Mexico.

World-class health and wellbeing services

Healthcare services and the availability of medicines is often near the top of retirees’ needs and concerns when they plan a move to Mexico.

All of Mexico’s popular retirement destinations are well served by doctors, dentists, opticians as well as a range of clinical and hospital services, including emergency care and specialized medical professionals and services.

Thriving retirement communities

In addition to the ample variety of types of locations on offer, the more popular locations to live in Mexico offer thriving and well-established retirement communities that help newcomers and long-time residents to get involved in local groups, societies, and events.  This is especially helpful when you are endeavoring to settle properly into Mexico, long term.

Safety, and economic stability

Although media reports about security matters have put-off some people from visiting or retiring to Mexico, foreign residents of all life stages report that they feel safe in Mexico, and that the reality they live here every day is characterized by regular routines and being part of strong local communities where people look out for each other and work together to resolve issues if problems arise.

Retirees also enjoy stable lifestyles here, too—as the macroeconomics of the country are well-managed, markets work well, and there is a wide and regular availability of goods and services available, including increasing ranges of goods available through online companies that specialize in offering less common and imported products.

Warm, welcoming culture and language

Although English is widely spoken across Mexico, especially in the most popular retiree enclaves and tourist towns, learning or improving your Spanish language skills will help you enormously as you settle into your retirement in Mexico because it will give you deeper access to the local culture and enable you to integrate in ways that those who don’t speak Spanish cannot.

Mexico’s rich culture and its canny ability to assimilate foreign things without losing its own identity, offers retirees the opportunity of experiencing unusual celebrations and traditions which are nonetheless familiar.

Retirees get a front-row seat to all this culture and the events that surround it, and while others may dream of visiting Mexico in-season to experience these events, they are part of everyday life here for retirees in Mexico.  It’s an enormous, and often overlooked, benefit of living here.

Further research and resources

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.

• Articles about lifestyle planning in Mexico
• Latest articles about retirement in Mexico
• Discovering potential places to live in Mexico
• Cultivating your home life in Mexico
• A regular Mexico Newsletter you can subscribe to for free

The small and charming colonial town of Comala in the state of Colima rests at the foot of the active ‘Volcán de Fuego’ volcano.  The region has a subtropical climate with a pronounced backdrop of lush vegetation and flora that provide warmth and color all year round.

Living in Comala, near the state capital of Colima

Comala offers semi-rural living in Mexico, off the beaten path, and ideal for foreign residents seeking a place to live that offers an authentic Mexican experience where you can fully immerse yourself in local culture and cultivate a traditional lifestyle integrated within welcoming and friendly communities.

This countryside idyll is situated just 20 minutes by road from the capital city of Colima; about a 2.5-hour drive southwest of Guadalajara —Mexico’s second largest city— and approximately 90-minute drive east of the commercial port and resort town of Manzanillo—on the shores of the Pacific Ocean.

When you’re looking for a place that’s far removed from the usual locations potential foreign residents tend to shortlist, amidst a rural idyll with easy access to urban services and amenities and good transport links, Comala can provide a countryside lifestyle amidst one of the most fertile and colorful regions of Mexico

Discovering Comala and environs

The main town of Comala hosts a population of approximately 9,600 residents with a catchment area of approximately 21,600 around the wider municipality. (2020 Census.)

As with many rural towns in Mexico, the main square in Comala is the focal point and primary meeting space for people visiting and living here.  People arrive in town to enjoy food at the traditional botaneros, a collection of restaurants located on the southern side of the main square, tucked under the arches, where patrons choose from a range of traditional regional “tapas.” The tapas are complimentary with the purchase of alcoholic drinks.

Local beverages and refreshment

Comala is well-known for its traditional beverage, called ponche, a water or milk based alcoholic drink, similar to pulque, that blends a variety of fruits and nuts together to create unique and delicious flavors. You can stroll along the streets and walk into a ponche shop to ask for a free tasting; you can take refreshment of a single drink, or bottles to take home with you.

The state of Colima is also one of Mexico’s coffee growing and producing regions.  Coffee plants are cultivated along the slopes of the volcano, where a combination of dark, fertile soils and higher elevation above sea level combine to produce remarkable coffee beans. Cafés and restaurants in town stock a variety of locally harvested and roasted coffees that you can taste and enjoy.

Sweet bread pastries

Another long-standing tradition in Comala is the baking of sweet pastries, known in Spanish as pan dulce.  The town is home to numerous bakeries, which bake and sell an ample selection of sweet breads and pastries seven days a week.

These are typically eaten with coffee as part of breakfast, or as a snack during the day, and the bakeries tend to get busy in the evenings just before sundown, as families attend to buy a selection of breads for their evening supper, perhaps accompanied with locally produced coffee.

Surrounding areas and elevation

While the town of Comala is the primary focal point for meeting, trade and commerce, the wider municipality of Comala offers much more for visitors and residents to explore and enjoy in the surrounding areas.

If you’d prefer to live in a more temperate year-round climate (at higher elevation) you can consider acquiring a countryside home nearer to the volcano, where the elevation rises, and daytime temperatures cool, making it more comfortable for those who don’t enjoy the subtropical heat that is prevalent here at lower elevations.

Some people who live in the city of Colima have a country home situated on the slopes of the volcano and repair to the house at weekends to enjoy nature, a temperately comfortable climate, and delicious regional food and drink.

Comala’s higher elevation also offers a more temperate climate than that offered in the city of Colima. (The higher you climb up towards the volcano, the cooler the climate becomes—it’s also wetter there during the rainy season).

Undiscovered region, ‘off the beaten track’

Comala (and the nearby city of Colima) are host to a small community of foreign residents; however, unlike nearby Lake Chapala, where the conurbation of foreign residents is quite concentrated in one area, the expats that live here are spread out across the region and are usually integrated into the local communities and neighborhoods where they choose to live.

Most of the foreign residents who choose this region of Mexico to live tend to prefer the gentler and more serene lifestyle of Comala, using the city of Colima for essential services and amenities that are not available in the countryside.

Inconspicuous living in Mexico’s mountains

This region of Mexico tends to attract foreign residents who don’t necessarily want to form part of a distilled “expat enclave.”  Most of the foreign residents living in Comala and environs live quiet and unassuming mountain lifestyle lives amidst the traditional neighborhoods of towns and villages in the area.

Notwithstanding this inconspicuous approach, local interest groups do exist and there are always some foreign residents willing to help and provide guidance and support to newcomers in the area.

Spanish language skills needed

It’s worth noting that as this region has not been ‘discovered’ by many foreign residents, you will need to invest in your language skills to negotiate daily life here: speaking Spanish is essential to get by day-to-day.

Unlike popular enclaves including Ajijic and Puerto Vallarta where English is widely used and spoken (and some foreign residents get by speaking only in English), in Comala and environs you will need to speak some Spanish.

Cost of Living in Comala and environs

The cost of living in Mexico is typically lower than it is the USA, Canada, and Europe, although precise costs depend upon where you live and your lifestyle choices.

One of the attractions that Comala offers to foreign residents thinking of relocating to this region is the low-cost of everyday living here. As this region has not experienced a large influx of foreign residents (and foreign capital), prices —including rents and house prices— have not inflated as they have in areas that are popular with foreign residents, and the local economy is very much a ‘pesos’ economy not a ‘dollar’ economy.

Prices for everyday goods at local shops, markets, and supermarkets in Comala are in line with, or in some cases a little less expensive than prices in Mexico generally.

The city of Colima and surrounding areas is well served by local stores, including several Wal-Marts, Home Depot, and within easy access to a wide range of modern shopping amenities including big stores that are popular with foreign residents, like Sam’s Club.

Specialist retailers that stock imported goods are not easily found in the region, and for these types of items a trip to Guadalajara or Chapala will be necessary; although some goods might be available for purchase online, with home delivery available.

Further insight about living costs in Mexico

Connect to resources about the cost of living:

• To learn more about the cost of living in Mexico, download our free Mexico Cost of Living guide from the eBooks Library here on Mexperience.
• Latest articles about money
• Mexico’s currency

Real Estate in Comala and environs

Most foreign residents who come to this region choose to buy a home, although it makes sense to rent something for a while if you are unfamiliar with the area.

House rentals in Comala

The rental market in Comala can be complicated, and although it’s not impossible to find something that may suit your needs, rental options are limited, especially for furnished homes.

Because this region doesn’t have a local market that caters to a constant stream of foreign and other transitory residents (seasonal or full-time), you’ll need to exercise some creativity regarding how you search for and find a home rental here.

Real estate agents can be helpful, although word-of-mouth and forging contacts and allies locally is often a better way to find the best rental properties.  Finding a place to rent in Comala may be a challenge that will require you to exercise patience; you might need to rent something short term in the city of Colima while you search locally in Comala for a long-term rental.

House purchase in Comala

Comala has, for a long time, been a popular ‘escape hatch’ for people and families living the city of Colima; thus, some residents in the capital purchase homes in the nearby countryside to repair to at weekends and during school holidays.

As a result, houses for sale in Comala have always traded at a relative premium to those situated in other parts of the state of Colima.  (Similar to how rents and house prices in Tepoztlán trade at a premium to other parts of Morelos state.)

Over the last decade, land and property prices have increased substantially, especially along to road that leads up towards the volcano—although prices remain lower than sized-equivalents in places like Lake Chapala, Puerto Vallarta, and Manzanillo.

The advantage of purchasing a home in Comala is that the range of available properties is far more plentiful than rental properties.  A local real estate agent will be able to provide a list of current inventory and prices—you can also search Mexico’s main property portals online for currently advertised inventory.

Principal neighborhoods around Comala and Colima City

These are the principal areas where foreign residents typically buy or rent homes in the Comala/Colima City area:

Comala: Nogueras- Suchitlan- Cofradia de Suchitlan

Colima City: The newest neighborhoods, and ones where families and retired couples tend to live, are to be found on the north side of the city; the most popular include: Residenciales Esmeralda, Santa Fé, Las Lagunas, Santa Barbara, and Altozano.

See also: The charms and compromises of living in the Mexican countryside.

Learn more about real estate in Mexico

Mexperience offers lots of local insight about property in Mexico:

• Download our free guide to Real Estate in Mexico from the Mexico eBooks Library here on Mexperience
• Browse all our free eBooks about real estate and property
• Learn about property rentals in Mexico
• Latest articles about property and real estate in Mexico

How to access Comala and the city of Colima

Comala and the capital city of Colima are readily accessible by intercity roads as well as two regional airports.

By Air: The state of Colima has two airports. The Playa del Oro International Airport that offers domestic and international flights, located in the municipality of Manzanillo (about a 90-minute drive from Comala and the city of Colima). The second is Miguel de la Madrid Airport, offering domestic connections and a limited number of international flights—it’s situated about a 20-minute drive from Comala and the city of Colima.

By Bus: The region’s principal bus terminal, the Central de Autobuses is situated in the capital city of Colima and offers transportation by bus to/from major and smaller cities in the country. Colima’s bus terminal also offers connections between the capital city and local towns and villages in the region; however, traveling by bus to Comala requires you to make a change-over to a second bus as there is no direct buses from the capital city to Comala.

By Taxi (or private car): Local cabs are plentiful and affordable.  A cab ride from the Colima airport to Comala costs about MX$500; and MX$300 from the central bus station.  The trip takes 20-30 minutes, depending on local traffic conditions

Healthcare services in Comala and environs

In addition to Mexico’s state sponsored healthcare provided via the country’s national health service IMSS, good quality healthcare services are offered through private hospitals in the nearby city of Colima—about a 20-minute drive away.  There are no substantial healthcare services available in Comala, except for local emergency/clinic services that offer limited scope of healthcare assistance.

The city of Guadalajara (about 2-hour drive from the city of Colima) offers the most extensive range of medical services and healthcare specialists in this region of Mexico.

Hospitals and clinics: The area offers two private hospitals, both situated in the city of Colima, which offer “tier 3” facilities (almost all services) with emergencies, lab work and care provided.  You will need to be insured or pay out of pocket to use these.  See this related Mexico insurance options article for details about coverage choices.

Doctors: The city of Colima is well served by doctors. However, there is no guarantee that they all speak English. Finding an interpreter for medical issues is key. These doctors can refer you to local (public and private) clinics, specialists, and hospitals.

Dentists: There are plenty of dentists to choose from in the area; ask locally for a recommendation. You might need to take an interpreter with you.

Opticians: There are several optometrists available offering eye tests, treatments and some also offer laser surgery.  Ask locally for details.

Learn more about healthcare in Mexico

You may find these resources on Mexperience helpful:

• Health and medical insurance options in Mexico
• Health and well-being in Mexico
• Travel health in Mexico

Local climate and natural environment in Comala

The climate in Comala and Colima is hotter and more humid than places situated inland at higher elevations, for example, Guadalajara and Chapala.  However, areas around the town of Comala near the volcano enjoy a more temperate year-round climate, especially along the slopes of the volcano which are situated at a higher elevation than the town center.

Annual temperatures

65F / 18.5C (Nocturnal average, year-round); 86F / 30C (Daytime average, year-round). See temperatures in Comala area by month (Google)

Rainy season

The rainy season in the Comala and Colima region typically runs from mid-late June to late October each year.

Hurricanes

Comala and Colima City are about a 90-minute drive from the coast; however, the Sierra Madre Occidental (Western Mountain Chains) helps to protect the region from some of the effects of hurricanes that land on the nearby Pacific coast. Due to its close proximity to the coast, the inland areas of Colima state remain susceptible to the effects of hurricanes—most commonly manifests with heavy rainfall and localized flooding in some areas of the region.

Volcanic region

The Volcán de Colima, also known as the “Volcán de Fuego” is one of the most active volcanoes in Mexico. This means that periodically, when the volcano goes into a period of activity, there may be occasional ash or vapor exhalations, including occasional eruptions. Historical records from the Spanish colonies indicate that Comala and Colima City have never been evacuated nor suffered any destruction or damages from past large eruptions. The last significant activity of eruptions were recorded between 2013- 2017.

Earthquakes

The entire state of Colima is susceptible to potentially large earthquakes, along with most of the western edge of the North American continent.

Further insights about weather and climate:

• Comala monthly temperatures and rainfall (Google)
• Seasons in Mexico
• Climate and weather in Mexico

Comala & environs essentials

Connect to practical information and gain insights about living and lifestyle in Comala and environs:

Comala articles and guides

Connect to more articles and guides about Comala on Mexperience

Airports serving Comala

The state of Colima has two airports. The Playa del Oro International Airport that offers domestic and international flights, located in the municipality of Manzanillo (about a 90-minute drive from Comala and the city of Colima). The second is Miguel de la Madrid Airport, offering domestic connections and a limited number of international flights—it’s situated about a 20-minute drive from Comala and the city of Colima.

Comala on the map

Explore Comala and Colima on Google maps

Getting around Mexico

Transportation choices in Mexico

Communications in Mexico

Stay in touch when you’re in Mexico:

• Telephony services
• Internet and WiFi services

Money and banking services in Mexico

Learn about money management and banking in Mexico

• Free eBook guide to Money and Banking Services in Mexico
• Latest articles about money and currency in Mexico

Driving in Mexico

Learn about driving and road trips in Mexico

• Driving and road trips in Mexico
• Auto insurance in Mexico

Health and safety in Mexico

Connect to articles and resources about health and safety matters in Mexico

• Safety in Mexico
• Health and safety updates

• You intend to retire in Mexico or are already retired and want to move here.
• You own a house, or intend to buy a house, in Mexico.
• You live in Mexico part of the year and don’t want the hassle and risk of using visitor permit for your regular stays here.
• You intend to make a significant change in your life and work style and move your life situations to Mexico.
• You move to Mexico primarily for work reasons, usually under the auspice of a formal work contract.

Qualifying for residency in Mexico

When you have made the decision to apply for legal residency in Mexico, you will need to consider which route you will use to apply.

• Our article about the principal routes for obtaining Mexican residency summarizes the main routes most people use.
• Most applications are made via the ‘economic solvency’ route—i.e., proving that you have sufficient funds to sustain yourself here.
• If you have specified types of family connections in Mexico, you may apply for residency via the Family Unit rules.
• If your income or savings are insufficient due to the recent rises in those qualification criteria, there are some other routes that might be open to you.

Type of residency in Mexico

Mexico offers two main residency types: Temporary Residency (Residencia Temporal), and Permanent Residency (Residencia Permanente).

Permanent residency is obtainable without having temporary residency first, but the situations that allow this are very limited, and thus most applicants begin holding temporary residency first.  After four consecutive years of holding temporary residency, you may apply to exchange this for permanent residency.

• Learn about the difference between temporary and permanent residency.
• If you’re a couple applying for permanent residency together, read this.
• Note that temporary residency does not automatically come with permission to work in Mexico—this needs to be applied for and granted separately.

The residency application process

When you have determined how you will qualify, and what type of residency you will apply for, you can begin the application process.

• Most applications for residency must begin at a Mexican Consulate abroad.
• If your application through a Mexican Consulate abroad is successful, a residency visa sticker will be placed in your passport. This sticker must be exchanged for a residency card in Mexico before the visa’s expiry date—usually six months after its issue date.
• Family Unit applications and applications through special procedures can be made at an immigration office in Mexico.
• If your application is one of the few that can be made at an immigration office in Mexico, you will exchange your visitor permit (or other visa type you might have) for a residency card in-country.
• Learn more about the government fees for residency permits, and typical time scales for obtaining residency in Mexico.

Residency card renewals and exchanges to permanent residency

When you take possession of your residency card, you will gain certain legal rights and obligations as a resident in Mexico and you’ll need to manage your ongoing status, thus:

• In most cases, your first temporary residency card is issued for only one year*
• After the first year, you can apply to renew your temporary residency for a further 1, 2 or 3 years.
• After holding temporary residency for four consecutive years, you may apply to exchange this for permanent residency.
• If you don’t want permanent residency, you can allow the temporary residency card to expire and restart the process with one year of temporary residency.
• Permanent residency cards issued people aged 18 years and older never expire. Minors (aged under 18 years) need to renew their permanent residency cards periodically until reaching the age of 18.

*Temporary residency cards issued by immigration offices in Mexico to foreigners who are married to Mexican nationals are issued for two years.  Temporary residency cards granted through this temporary Special Procedure are issued for four years.

Mexico residency card use and management

Your Mexico residency card serves as a form of official identification in Mexico, and may be accepted abroad as form of government-issued ID.

• You must present your residency card when you enter Mexico, and each time you leave the country.
• If you’re a temporary resident, you’ll need to manage renewals to keep your legal residency status valid.
• You need to file notifications about certain changes in your personal circumstances at your local INM office.
• If you lose your residency card, or it becomes damaged beyond use, you’ll need to apply for a replacement.

For more details, read our article about managing your resident card and residency status in Mexico.

Learn more about residency in Mexico

Mexperience publishes information and resources to help you learn about how to apply for and obtain legal residency in Mexico:

• Learn about the principal routes to obtaining legal residency
• The difference between temporary and permanent residency permits
• Financial criteria for residency in Mexico
• Time limits on Mexico’s visitor and residency permits
• Rights and obligations when you have legal residency
• Renewing your residency permit
• Temporary residency: expiry and renewal

When you plan to apply for legal residency in Mexico, Mexican immigration law states that applicants for residency need to fulfill certain criteria.

Most applications for residency are granted on the basis of ‘economic solvency’ and these criteria intend to ensure that people applying for residency by this route have the economic means to sustain themselves in Mexico.

Financial qualification criteria for 2024

There are four principal routes to qualify for residency in Mexico using your financial means / assets.  They are:

• By demonstrating you have a minimum monthly net income; or
• By holding a minimum balance in personal savings/investments; or
• By owning a house in Mexico with a specified minimum value; or
• By making a specified capital investment in a Mexican company.

You must qualify financially with the minimum amount required under one of the above.  You cannot mix means/asset types; for example, you cannot mix income & savings, or savings & house value.

The financial account statements (or property title deed, if you use your Mexican house value) must be in the name of the applicant.

Typical amounts required by means/asset type

This section describes the monetary amounts Mexican Consulates typically ask for to qualify for Temporary or Permanent residency under each means/asset type mentioned in the previous section.

Residency in Mexico using your monthly income

When you intend to use your monthly income to apply for a residency visa at a Mexican Consulate abroad, you need to demonstrate monthly net income as described in the table below.

See also: Difference between temporary and permanent residency.

Residency in Mexico using your personal savings/investments

When you intend to use your personal savings/investment balances to apply for a residency visa at a Mexican Consulate abroad, you need to demonstrate savings and/or investment balances as described in the table below.

Residency in Mexico using the market value of your residential house

You can apply at a Mexican Consulate for Temporary Residency if you own a residential property in Mexico (not abroad) and you can demonstrate that:

• the property has a minimum market value of MXN$9,957,000 pesos (approximately $586,000 US dollars), and:
• the property must be situated in Mexico;
• the property value must be free of any liens (debts, charges, or mortgages);
• the value to demonstrate is that noted on the title deed/sales contract, or from a recent official valuation;
• the name(s) on the title deed/sales contract must match that of the applicant.

Residency in Mexico using a capital investment

You can qualify for Temporary Residency if you commit to investing in a private Mexican-owned company or a company or companies listed on the Mexican stock exchange.

• You must make a capital investment of at least MXN$4,978,600 pesos (approximately US$293,000); and
• the capital must be invested in one of a prescribed set of ways; and
• these applications are considerably more complex than applications made using the other three ‘economic solvency’ routes.

Notes and FAQs

This section contains some accompanying information about the amounts quoted above. Also read the next section (Appendix) to learn about Mexico’s Minimum Daily Wage & UMA and how these affect economic qualification criteria.

See also: FAQs: Obtaining Residency in Mexico via ‘Economic Solvency’.

Exchange rates

We used an exchange rate of 19 Mexican pesos (MXN) to 1 US dollar (USD) to calculate the USD-equivalent amounts in the illustrations.  Mexican Consulates abroad and immigration offices in Mexico may apply distinct exchange rates that might not reflect these illustrations, and/or the latest market rates.

Financial requirements vary by consulate

It’s common for ‘economic solvency’ requirements to vary between consulates. The differences usually arise due to the variation in the exchange rate applied by each consulate to calculate the figures in the local currency where the consulate is situated.  However, requirements quoted by Mexican Consulates are broadly aligned with Mexico’s 2024 Minimum Daily Wage multiples—see next section for more details.

Dependent spouse
(married couples/common law partners)

If you’re applying for residency as a couple, you do not need to demonstrate double the amounts expressed above.

Instead, one spouse/partner will need to demonstrate income or a savings balance in the amounts above (as the principal applicant) plus an additional sum of income or savings balance equivalent to 100x Minimum Daily Wage (MDW) or UMA for the dependent spouse/partner.

If you are legally married, you will need to show your marriage certificate.  Common-law partners need to consult with the consulate they apply at to ask about what proof of common-law partnership they ask for; requirements vary by consulate.

Read this if you are applying for Permanent Residency as a couple.

Also read these FAQs for more details about couples applying together.

Dependent minors

If you’re applying for residency with dependent children, note that only minor children (aged under 18 years) can be included on the application as your dependents.

For minor children dependents, you will need to demonstrate income or a savings balance in the amounts above for the principal applicant plus an additional sum of income or savings balance equivalent to 100x Minimum Daily Wage (MDW) or UMA for each dependent minor child. (See the next section in this guide about how figures are calculated regarding MDW and UMA.)

Also note: Both parents must be present at the interview to sign the application for the dependent child(ren), otherwise a notarized letter from the absent parent authorizing the application must be submitted alongside the application.

Family Unit applications

“Family Unit” applications are those where the applicant has specific family ties or roots in Mexico, for example, Mexican parentage or a Mexican spouse or common-law partner. Learn more about Family Unit residency applications.

Permanent residency

Mexican Consulates are requiring applicants ‘to be retired’ to grant applications for Permanent Residency right away—even when applicants meet the economic solvency requirements.

If the applicant has the economic means for permanent residency but does not otherwise qualify, the Consulate will usually offer to grant Temporary Residency instead.  Read this if you are applying for Permanent Residency as a couple.

Student residents

Financial qualification criteria for student residency permits are considerably lower (see the tables in the next section) but note that student residency permits carry restrictions that non-student residency permits don’t have.  Work permissions can optionally be sought with student residency permits.

All applications

Every application is dealt with on a per-case basis and the Mexican consulate abroad or immigration office in Mexico retain ultimate discretion to accept an application—and thereafter grant or deny that residency application.

Appendix: How the amounts are calculated

Under Mexico’s immigration law, applicants seeking residency in Mexico via the route of ‘economic solvency’ need to demonstrate amounts of money based on “multiples” of either Mexico’s official Minimum Daily Wage (MDW) or Unidad de Medida y Actualización (UMA).

The values of MDW and UMA rise in January each year, and the value of these determine the financial criteria to qualify for residency in Mexico.

UMA 2024: $108.57 pesos; MDW 2024: $248.93 Mexican pesos

• Minimum Daily Wage for 2024 is $248.93 pesos
• UMA for 2024 is $108.57 pesos.
• Mexican consulates abroad continue to use Minimum Daily Wage (MDW) for their calculations, and do not appear to be adopting UMA in 2024 to calculate their residency qualification criteria.
• Immigration offices in Mexico are using UMA values for their calculations.

How qualifying ‘multiples’ work

Depending on the type of residency applied for, applicants must demonstrate varying (x) multiples of UMA or Minimum Daily Wage (MDW).

The table below illustrates the legally-stipulated multiples required for various residency types.

* Family Unit applications are those whereby the applicant has specific family ties or roots in Mexico.

UMA 2024: $108.57 pesos; MDW 2024: $248.93 Mexican pesos

‘Multiples’ table based on monthly income

This table illustrates the minimum monthly income that must be demonstrated in the 6 months preceding your application date (some consulates ask to see 12 months).

The amounts below are expressed in Mexican pesos (MXN) with an approximate equivalent in US dollars (USD), based on the legal multiples of UMA or Minimum Daily Wage (MDW) required for qualification.  See the section above to learn about how the ‘multiples’ are applied in these calculations.

US dollar amounts illustrated in these tables use an exchange rate of 17 Mexican pesos to 1 US dollar.

* Family Unit applications are those whereby the applicant has specific family ties or roots in Mexico.

UMA 2024: $108.57 pesos; MDW 2024: $248.93 Mexican pesos

‘Multiples’ table based on savings/investments

This table illustrates the minimum savings/investment balance (cash or investments) required, and this minimum balance must be demonstrated for at least a full 12 months preceding your application date.  For monthly income, see previous section.

The amounts below are expressed in Mexican pesos (MXN) with an approximate equivalent in US dollars (USD), based on the legal multiples of UMA or Minimum Daily Wage (MDW) required for qualification.  See the section above to learn about how the ‘multiples’ are applied in these calculations.

US dollar amounts illustrated in these tables use an exchange rate of 17 Mexican pesos to 1 US dollar.

* Family Unit applications are those whereby the applicant has specific family ties or roots in Mexico.

UMA 2024: $108.57 pesos; MDW 2024: $248.93 Mexican pesos

Learn more about residency in Mexico

Mexperience publishes information and resources to help you learn about how to apply for and obtain legal residency in Mexico:

• FAQS: Obtaining Residency in Mexico via ‘Economic Solvency’
• Learn about the principal routes to obtaining legal residency
• Learn about the difference between Temporary and Permanent residency
• Find the latest residency-related fees charged by Mexico’s government
• Our free Mexico Immigration Guide encapsulates essential information about visas and residency permits for Mexico.

The figures and calculations quoted in this article are based on legally-stipulated multiples of income/savings/assets, and the exchange rate cited for US dollars.  They are provided in good faith, without warranty. For personal assistance with your application, consider requesting our associate’s Mexico Immigration Assistance Service.

Foreign birth certificates and foreign marriage certificates are the most common, but there are others.  This article describes what the notarization and apostille procedures are and what circumstances commonly call for them.

Certification of foreign-issued documents for use in Mexico, or to submit to Mexican consulates

Before the Mexican authorities will receive certain types of foreign-issued legal documents for processing, it’s necessary to get these “Apostilled.”

In practice this means that when you need to submit foreign-issued legal documents in Mexico or at a Mexican consulate abroad, you need to go to a “competent authority” in the country where the document was issued, and get certified copies Apostilled.

Documents that most commonly need this Apostille include birth, marriage, divorce, and death certificates; institutional diplomas; and certificates of company incorporation.

Each country has its own procedures for doing this and you should search online for more information, e.g. “apostille of documents in [country] or [state]” to ensure that your documents are properly apostilled for use by the Mexican authorities.

The international Apostille Convention

The Apostille Convention, as it’s known, is an international treaty that many (but not all) countries are signatory to. The convention sets out a procedure through which a document issued in one of the signatory countries can be certified for legal purposes in all the other signatory countries.

Mexico signed up to the treaty in 1995, making it simpler for people to present their foreign-issued legal documents here.  The USA, most countries in Europe, as well as Australia, New Zealand, Russia, India, South Africa, and Japan are among major countries also signed-up to the treaty.

Signatory and non-signatory countries

To find out if the country where your document(s) were issued is a signatory to the convention, check this list on Wikipedia.

If the country that issued your document(s) is not a signatory, alternative certification procedures may exist, and you should contact the Mexican consulate or Mexican government office you are treating with for advice about the alternative requirements.

Notarizing documents for Apostille

Official documents issued by governments (e.g. birth certificates, marriage certificates, death certificates) can be directly apostilled (or in Canada, authenticated) by the government of the country in which they were issued.

Any other documents, e.g. bank statements, investment statements, need to be Notarized first and then sent to be apostilled.

The difference between Apostille and Notarization

A certified copy or notarized document by itself is not apostilled.

An Apostille is a specific type of legal certification (as per the International Convention) given by a government department with the authority to certify documents issued in that country for legal purposes abroad.

You need to contact the government department responsible for apostilles in the country where the documents were issued to get documents apostilled.  Online services also exist in some countries that will do this on your behalf for a fee.

A Notarization is a seal given by a Notary Public to certify the authenticity of the document(s) they have reviewed. The seal is the equivalent of swearing verbally under Oath in a court of law that the facts contained in the document are true.

Apostille of legal documents issued in Mexico

If you have official documents. e.g. Birth Certificates and Marriage Certificates, that have been issued in Mexico and need to get them apostilled for official use outside of Mexico, you can find information about notarizing Mexican documents here.

You might also want to contact a Notary Public in the state where the documents were issued for further advice.

Apostille of Mexican marriage certificates

If you get married in Mexico and live abroad (or plan to live abroad) it’s a good idea to get your Mexican marriage certificate Apostilled in Mexico in case you need this for official use outside of Mexico; it needs to be done in the Mexican state you were married in.  The local Registrar’s office or your wedding planner will be able to advise you about how to do this.

Applying for legal residency in Mexico

If you apply for legal residency in Mexico from your home country, the Mexican consulate will not normally ask for your home country issued documents, e.g. marriage certificates, bank statements, etc., to be notarized or apostilled (in Canada, ‘authenticated’) to accept them.

However, if your key documents were not issued in your home country (e.g. you got married abroad, or you use bank/investment accounts outside your home country to qualify economically) or you are applying for Mexican legal residency from a third country instead of your home country, the Mexican consulate will ask for key documents to be apostilled.

Comprehensive and detailed guide to living and cultivating a lifestyle in Mexico, continually revised and updated. Free—no payment or subscription needed.

Complete and detailed guide to Living & Lifestyles in Mexico that’s continually updated

Our extensive guides and articles offer insights to anyone exploring prospects for living, working, retirement and cultivating your lifestyle in Mexico.

They provide practical insights, incisive local knowledge, and meaningful guidance that helps you to discover opportunities, consider your choices, and make informed decisions.

Discover what lifestyles Mexico offers, identify opportunities of interest to you, weight up the compromises, consider your options, and plot a course based on the things that are important to you.

Guides to lifestyles in Mexico, for all life stages

Our continually-updated guides help you to begin weaving together the key components which create a workable and realistic lifestyle plan in Mexico, whatever planning stage and life stage you are in presently:

• To those considering a move to Mexico, whether you are single, with your partner, or a family with young children, Mexperience helps you to discover the country and evaluate living and lifestyle choices available here.  Our guides also offer thoughtful guidance about setting out your intentions and reshaping your situations.
• To those planning their retirement or seeking a place to retire, Mexperience guides provide specific guidance about matters related to retirement planning and retirement lifestyles, as well as the practicalities of retiring in Mexico.
• When you’re already living in Mexico, our guides and articles provide practical insights that help you to settle-in, adapt, and cultivate your new lifestyle here day-to-day.
• Regardless of your life stage, the information we publish provides meaningful insights about the essential day-to-day practical matters of living in Mexico, adapting to the country, the climates and culture, and more—with extensive cross references and links to further information and helpful contacts who can help you to realize your Mexico plans.

Planning or redefining your lifestyle in Mexico

Obtain practical insights, get incisive local knowledge and meaningful guidance that helps you to consider opportunities, weigh up your choices, and make informed decisions about planning or redefining your lifestyle in Mexico.

Mexico as a place for your retirement

We publish comprehensive information to help you plan a retirement here, whether you’re planning ahead or already retired and considering Mexico as a potential retirement haven.

Exploring locations and finding a place to live in Mexico

Our extensive articles help you to consider key aspects as you explore your options and make choices about your lifestyle and potential location types in Mexico.

Getting your residency permit for Mexico

Mexico’s immigration laws are reasonable and allow non-Mexicans with the financial means or family roots, and/or skills, to live here legally. We publish extensive knowledge to help you, including:

Moving and settling-in to life in Mexico

When you’ve decided to move to Mexico and made key decisions about where and how you’ll live, there’s the move a period of adapting and settling-in.  We publish extensive guides and articles to help you settle.

Learn how to keep in touch when you’re in Mexico

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Detailed insights into the practicalities of living in Mexico day-to-day

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Mexico’s living costs and managing your finances

Financial considerations are an important aspect of any move.  Mexperience helps you to calculate your cost of living in Mexico and offers practical tips for managing your money and finances here.

Mexico as a place for working-age professionals

Working-age professionals, especially those plying a trade in the knowledge economy, are also considering Mexico as a base to live and work.

And more… resources for Living & Lifestyle in Mexico

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.  Our resources include:

• A regular Mexico Newsletter you can subscribe to for free
• Regularly-updated articles about lifestyle planning  in Mexico
• Insights about day to day living with Mexico Home Life

The lakeside towns of Chapala, Ajijic and Jocotepec are situated about an hour’s drive south of Guadalajara, Mexico’s second largest city.  These lakeside colonial towns are home to one of the largest concentrations of foreign residents anywhere in Mexico.  Attractions of the location include an ideal year-round climate, easy access to Guadalajara’s amenities and international airport, and a long-established populace of foreign residents who organize a wide range of social and cultural events in the locality.

Living in Lake Chapala, Ajijic and Jocotepec

Situated at elevation on the shores of Mexico’s largest lake, Lake Chapala, the towns of Chapala, Ajijic and Jocotepec are home to the largest concentration of American and Canadian residents anywhere in Mexico.  Although the population increases during the winter season, many foreign residents make this their primary year-round home.

Discovering Lake Chapala, Ajijic and Jocotepec

Chapala, Ajijic and Jocotepec are small Mexican colonial towns situated on the northern shoreline of Lake Chapala, Mexico’s largest lake.  The area is conveniently situated about an hour’s drive from the southside of Guadalajara —Mexico’s second largest city— and is also close to Guadalajara’s international airport.

The ‘Lake Chapala area’ encompasses the towns of Chapala and nearby towns of Ajijic (about a 20-30 minute drive, depending on traffic) and, further west along the north lakeside, the small town of Jocotepec (about a 45-60 minute drive from Chapala) that has begun to experience a higher influx of foreign residents of late.

The area became popular in the early 20th century when Mexico’s former president Porfirio Diaz vacationed here, and famous writer DH Lawrence wrote his notable work, The Plumed Serpent, while staying in Chapala.

After the revolutionary war, transport connections were improved with a train line (now closed; the old station has been turned into a cultural center) and today the area is made easily accessible by road highways that connect the towns to each other and to the nearby city of Guadalajara.  The region’s main airport is conveniently situated 20 miles (about a 30-minute drive) north of the town of Chapala, and offers regular flights to Mexico City and various US cities. Check FlightConnections.com for current routes.

Chapala

Chapala is a popular weekend get-away destination for Tapatios, as people from Guadalajara are known.  The town’s lakeshore district is characterized by it bandstand, scenic pier, and local cafés and restaurants; boat rides depart from here to take tourists to some of the islands on the lake, including Isla de los Alacranes (Scorpion Island) that offers sight-seeing and a place to sit and enjoy a meal.  Chapala is the first lakeside town you’ll encounter as you drive south from Guadalajara and the airport and is also where the area’s principal bus station is situated.  Chapala becomes particularly busy during the weekends as well as during long holiday weekends.

Ajijic

About a 20-30 minute drive west from Chapala (depends on local traffic) is the picturesque town of Ajijic.  This is the best known of all the lakeside towns, and tends to be the one most sought-after by foreign residents considering a move to the area.  Its picturesque streets, cobbled alleyways, pleasant plazas, and agreeable treelined boardwalk along the lakeside offer an environment that is quintessentially colonial Mexico coupled with Anglicized stores and restaurants.  Combined, these two worlds fuse into an attractive environment that provides the picturesque feel of a traditional colonial Mexican town with the comforts and amenities of an American one.

One of the striking features of the town is the proliferation of street and mural artworks that can be found throughout Ajijic.  The presence of this artwork sprang from the 1954 Children’s Art Program at Lake Chapala Society (see community, below, for more information about the LCS).  The town also makes efforts to recognize and celebrate writers and artists which you can discover and read about on local historian Tony Burton’s website, Lake Chapala Artists.

Jocotepec

“Joco,” as it’s referred to locally, is the western-most lakeside town along the north shore of Lake Chapala. Far fewer foreign residents live here than in neighboring Ajijic and Chapala, although as property prices have soared in established neighborhoods, potential new residents looking for lower-priced homes or rents, as well as those who seek a town near to Ajijic but with less concentration of foreign residents, may consider Jocotepec as a potential alternative.  Joco serves as a mid-point between the social and cultural attractions in Ajijic and Chapala and the growing assortment of modern services and stores in southwest Guadalajara, including CostCo, readily accessible from Jocotepec via highways 15 and 80.

Long-established community of foreign residents

The Lake Chapala area, with the main towns of Chapala, Ajijic and Jocotepec (and smaller enclaves including Riberas del Pilar, La Floresta, San Antonio, and San Juan Cosalá) is the most comprehensively developed of all the popular regions where foreign residents live in Mexico.  Like San Miguel de Allende, the unfolding of this locality as a foreign resident enclave happened over many decades, and was brought about through a series of organic events and situations which, together over time, cultivated a community of people with common interests and lifestyle priorities.  It is this long-established group of foreign residents who have arrived and become actively involved in the care and development of the communities they live among that has formed the Lake Chapala areas as they have become today.

For potential foreign residents seeking a place to live in Mexico, the lakeside villages offer a ‘turn-key’ lifestyle location that combines the idyllic characteristics of Mexico with familiar tones and behaviors of Anglicized culture, including an immediate community people speaking English as their principal or strong second language.

Perfect year-round climate

One of the biggest attractions for foreign residents living in the Lake Chapala area is the near-perfect climate that this region offers.  Situated at over 5,000 feel above sea level and settled alongside a natural lake, the locality offers all of the benefits of living in a mountain climate.

You don’t need to spend money keeping warm in the winter, and unlike living at the beach, you don’t need to spend money on expensive air-conditioning to keep cool during the summer months.  The year-round temperate climate provides ideal living conditions for indoor and outdoor activities.  You can learn more about the climate and weather in Lake Chapala in the section below.

Strong local community

The Lake Chapala area has what is probably the best organized and most highly developed local community of foreign residents anywhere in Mexico.  This has come about through decades of dedication by foreign residents who arrived and took an active interest in the local community and environs.

The lion’s share of the community efforts are spearheaded and coordinated by The Lake Chapala Society, headquartered in Ajijic, with arts and cultural activities led by the Lakeside Little Theatre company.

Residents who come to live in the area tend to become actively involved in social, cultural and altruistic activities, all of which contribute to the growth and strength of the local community spirit that exists here.  For newcomers, the Lake Chapala Society provides an immediate connection to local people, activities and events; and for long-term residents the society serves a foundation and focal point for the ongoing development of local community interests.

Unique and not easily compared

There is nowhere else in Mexico like Lake Chapala; other small towns that aspire to become ‘meccas’ for foreign residents (for the investment and energy they bring) talk about ’emulating the model,’ but the truth is that the Lake Chapala area (and Ajijic in particular) evolved over many decades as people attracted to the locale streamed in naturally and made unique contributions —some significant, others quite small but cooperatively important— in ways that cannot be forced or brought about in short time scales for the expediency of creating a new lifestyle destination.

This is not an ideal destination for everyone who wants to forge a new lifestyle in Mexico, and like anywhere else it’s worth taking time to consider your needs and priorities, but towns around Lake Chapala offer a comfortable and agreeable situation, especially for people who want to combine Mexico’s atmosphere and its physical environment (e.g. climate, food, architecture) with the immediate presence of a familiar Anglo culture that has formed over decades right on the doorstep in the form of social, cultural, and educational events and facilities.  The lakeside area’s proximity to an international airport is also a big pull for foreign residents with family and/or business ties in the US and Canada.

Cost of Living in Lake Chapala & environs

The cost of living in Mexico is typically lower than it is the USA, Canada and Europe, although precise costs depend upon where you live and your lifestyle choices.

Living or retiring in the Lake Chapala area is more affordable than in the US and Canada and Europe; however, it is among the more expensive places in Mexico to live, in part to due to the steady demand from foreign residents for property and services here, and the fact that some elements of the local economy (especially rents and house prices) are effectively dollarized—see real estate, below, for details.

Prices for everyday goods at local shops, supermarkets, and everyday services like telephony and utilities are in line with prices everywhere else in Mexico.

The Lake Chapala area is well served with local stores, including a large Wal-Mart, and within an hour’s drive residents have access to a wide range of modern shopping amenities including big stores like CostCo and Sam’s Club that are popular with foreign residents, as well as specialist retailers that stock imported goods which are not easily found in Mexico.

Real Estate in Lake Chapala & environs

The Lake Chapala area offers a wide range of home options to suit all tastes and budgets; from small rustic casitas to large homes built into the upper levels of the nearby mountainside offering breathtaking views across the lake.  Most foreign residents who are attracted to Lake Chapala and can afford it will rent or buy a home in Ajijic proper (and a range of price levels exists within the town itself, depending on the locale and type of property); Chapala is the second most popular locale with foreign residents; and Jocotepec, the western-most town on the north shore, is the location in this area with the least concentration of foreign residents and also the town with lower rental and purchase prices.

Principal areas (neighborhoods) around Lake Chapala

These are the principal areas where foreign residents typically buy or rent homes in the Lake Chapala area:

• Chapala itself — most foreign residents have homes situated in the hillsides above the pier and downtown lakeshore area; neighborhoods include Lourdes, San Miguel, Tepehua, La Purisima, La Parota, and Nuevo Chapala;
• as you travel west from Chapala, you’ll find Riberas del Pilar and San Antonio—popular small town/neighborhoods nestled between Chapala and Ajijic; and
• Ajijic — the most sought-after and the most expensive of all the lakeside towns; it’s where the Lake Chapala Society is headquartered and is the focal point for all the social, cultural and educational activities of the area; it’s also the most crowded and with the highest concentration of foreign residents;
• west from Ajijic along the north shore is San Juan Cosalá, an increasingly popular conurbation in the locality that’s attracting significant interest from foreign residents as well being a focal point for property developers; then
• further west are the small conurbations Jaltepec and Chantepec; before you reach
• the westernmost town on the north shore, Jocotepec, that is also the gateway to the highway connecting Lake Chapala with the (growing) southwest side of Guadalajara, including the shops and amenities near Santa Anita.

Ajijic remains the most popular and most sought after of all the lakeside towns. The demand is driven by its picturesque streets and plazas, its role as the focal point for social and cultural activities, and its ample assortment of attractive accommodations. It is, however, the most expensive of all the lakeside towns for property rentals and purchase.

Chapala, Ribera del Pila, San Antonio and San Juan Cosalá are the next most popular (and expensive) areas; as you travel further west along the north shore of the lake, you’ll find lower prices in the conurbations of Jaltepec and Chantepec, and in the town of Jocotepec.

Small properties can be purchased from around US$100,000.  Property rentals in Ajijic and Chapala tend to be quoted in US dollars and start at around US$400 per month for a small studio. Two bedroom homes can rent from US$800 per month.

Lower rents (and rents quoted in Mexican pesos) can be sought in more traditional neighborhoods and in conurbations outside of Ajijic and Chapala proper.  Our Mexico Cost of Living guide contains chapters on property prices as well as links to portal sites where you can browse properties for rent and for sale.

Healthcare services in Lake Chapala

In addition to Mexico’s state sponsored healthcare provided via the country’s national health service IMSS, good quality healthcare services offered through private clinics with US-standard healthcare services exist in the Lake Chapala area.

Hospitals/Clinics:  The area offers two local private hospitals, both situated between Chapala and Ajijic, which offer “tier 4” facilities (almost all services) with lab work and care provided lakeside and no need to travel to Guadalajara for treatments.  You will need to be insured or pay out of pocket to use these.  See the insurance options article link, below, for details about coverage choices.

Doctors: Lake Chapala is well served by doctors on call, many of whom speak Spanish and English.  They can refer you to local (public and private) clinics, specialists and hospitals.

Dentists: There are plenty of dentists to choose from; ask locally for a recommendation.

Opticians: There are several optometrists available offering eye tests, treatments and some also offer laser surgery.  Ask locally for details.

The city of Guadalajara (about an hour’s drive away) offers additional medical services and healthcare specialists if these are needed.

Local climate in Lake Chapala

As we mentioned earlier in the guide (see above), Lake Chapala offers a near perfect year-round climate to live in, and it’s this temperate climate that is one of the top attractions to people considering a move here, and as well encouraging those already living here to stay.

The towns along the north shore of Lake Chapala enjoy year-round temperate climates.  In the fall and winter months, daytime high temperatures average around 75F (23C) and nighttime lows average around 42F (6C).  In the spring and summer months, daytime high temperatures average around 85F (29C) and nighttime lows average around 55F (13C).  The rain season runs from around mid-May to mid-October each year, sometimes spilling into November.

Lake Chapala & environs essentials

Connect to practical information and gain insights about living and lifestyle in nearby Guadalajara, Mexico

Lake Chapala articles and guides

Connect to more articles and guides about Lake Chapala here on Mexperience

Lake Chapala airport

The Lake Chapala towns are served by Miguel Hidalgo y Costilla international airport (GDL) situated about 20 miles (50 minute road trip) north from the downtown pier area of Chapala. Check FlightConnections.com for current routes.

Lake Chapala map

Explore Lake Chapala on Google maps

Getting around Mexico

Transportation choices in Mexico

Communications in Mexico

Stay in touch when you’re in Mexico:

• Telephony services
• Internet and WiFi services

Money and banking services in Mexico

Learn about money management and banking in Mexico

• Free guide to Money and Banking Services in Mexico
• Latest articles about money and currency in Mexico

Driving in Mexico

Learn about driving and road trips in Mexico

• Driving and road trips in Mexico
• Auto insurance in Mexico

Health and safety in Mexico

Connect to articles and resources about health and safety matters in Mexico

• Safety in Mexico
• Health and safety updates

See also: The differences between Temporary and Permanent residency.

Financial qualification requirements

If you apply for residency in Mexico as a couple using the route of “economic solvency,” the principal applicant must show the income or savings/investment amounts required for qualification, plus an additional 100x Daily Minimum Wage or UMA for the dependent spouse/partner.  The additional amount required for the dependent spouse is the same whether you apply for Temporary or Permanent Residency.

Key points about applying for Permanent Residency in Mexico

When you apply for permanent residency on the basis of economic solvency, you don’t have to hold temporary residency before applying for and being granted permanent residency, but:

• the financial criteria to qualify for permanent residency are higher; and
• Mexican consulates abroad now require the applicant(s) “to be retired” to apply for permanent residency right away—even if they qualify economically; and
• if you apply for permanent residency as a couple, the dependent spouse/partner will only be granted Temporary Residency to begin with (as described in this article).

A dependent spouse/partner can only obtain Temporary Residency to begin with

A quirk exists in the rules when you are applying for Permanent Residency as a couple.

When you apply for Permanent Residency as a couple (married couples, common-law partners, including same-sex partnerships are all recognized by Mexican immigration law), the principal applicant will be offered Permanent Residency, but the dependent spouse/partner will only be offered Temporary Residency to begin with.

This can later be exchanged for Permanent Residency: after four years if the application is made at a Mexican consulate abroad; or after two years if the application is made at an immigration office in Mexico—as described in the sections that follow.

Options for couples who want to apply for Permanent Residency in Mexico

If you and your partner intend to seek Permanent Residency in Mexico together, these are three options to consider:

Apply at a Mexican consulate abroad as a couple

Applying together as a couple at a Mexican consulate abroad, you will present your application with your marriage certificate (or proof of common-law partnership—check with the consulate about what they require for this).

The principal applicant will need to show the income or savings/investments required for Permanent Residency plus and additional 100x Daily Minimum Wage.

If the application is accepted, the principal applicant will be given a Permanent Residency visa and the dependent spouse will be given a Temporary Residency visa. These need to be exchanged for residency cards in Mexico.

The dependent spouse will need to renew the Temporary Residency card after one year for a further three years, and at the end of the fourth year can apply to exchange the Temporary Residency card for a Permanent Residency card.

One partner applies for residency at the Mexican consulate, the other applies in Mexico

If one of the partners applies for Permanent Residency alone, the other partner can enter Mexico as a visitor, and afterwards apply for residency in Mexico under the Family Unit rules.

When residency is applied for this way, the immigration office in Mexico will grant the dependent spouse/partner two years of Temporary Residency and, after those two years, you can apply to exchange that for Permanent Residency.

When you go to the immigration office in Mexico to apply for your dependent spouse/partner’s residency permit, no additional proof of economic solvency requirements are usually asked for, but note that when you apply with your partner/spouse for residency in Mexico under the Family Unit rules you will need to have your marriage certificate apostilled and translated into Spanish by a certified translator in Mexico.  If you are not legally married, you need to ask the local immigration office what proof they require of your common-law partnership.

Both partners apply separately, not as a couple

If you’re a couple seeking Permanent Residency and you each have sufficient income or savings/investments to qualify in individually named account(s), you can apply separately for Permanent Residency. You do not need to show your marriage certificate in this situation.

If your income or savings/investment accounts are in joint name accounts and you apply separately, those accounts will need to show double the income or savings/investments required, and you will need to show your marriage certificate.

Learn more about residency in Mexico

Mexperience publishes information and resources to help you learn about how to apply for and obtain legal residency in Mexico:

• Learn about the difference between Temporary and Permanent residency in Mexico
• Learn about the process for applying for residency in Mexico
• Read about the financial criteria to qualify for residency in Mexico
• Read our free Mexico Immigration Guide that encapsulates essential information about visas and residency permits for Mexico
• Get assistance with applying for residency in Mexico as a couple

Mexico enjoys long daylight throughout the year

Mexico’s geographical location gives the country a privileged mix of daylight and dark, regardless of the season.  This is in contrast to countries situated further away from the equator, where daylight hours can be substantially curtailed during the winter months.

One of the reasons why so many people enjoy overwintering in Mexico is because the country offers pleasantry warm or temperate climates, and also because the daylight here remains fairly constant —thus by living here during the winter you can avoid the ‘long nights’ —and enjoy plenty of sunshine, too.

How Mexico’s daylight hours vary during the year

Mexico’s privileged daylight hours can be well illustrated by way of an example.

The table below shows the hours for sunrise and sunset on the longest and shortest days of the year —and the total daylight hours on those days— for three locations in Mexico:

• Tijuana (one of Mexico’s northernmost cities, situated on the border with the US), and
• Mexico City (on a similar latitude to Mérida, in the Yucatán), and
• Tapachula (Mexico’s southernmost city on the border with Guatemala).

Times shown take into account Mexico’s abandonment of annual clock changes.

Enjoying long daylight on the shortest day of the year

The hours recorded in the table above for the ‘winter low’ are for December 21—the shortest day of the year in Mexico. These show that:

• In the northern-most areas of Mexico, even the shortest days of the year give more than 10 hours of daylight.
• In the southern-most areas (nearer to the equator) you can enjoy over eleven-and-a-quarter hours of daylight on the shortest day of the year.
• Mexico City (and Mérida) enjoy virtually eleven hours of daylight, even on the year’s shortest day.

A good balance on the longest days of the year

On June 21 —the longest day of the year in Mexico— you’ll enjoy between 13 and 14 hours of daylight in the peak of summer, regardless of where you’re situated in the country.

Mexico’s geographical location in relation to the equator offers an equitable  balance of night and day all year long, with each month and season offering plenty of daylight every day of the year—which can be supportive to one’s moods, general health, and well-being.

Mexico’s light is also extraordinary

As well as offering an equitable balance of daylight and dark, when you pause to consider the quality of the light here, you come to realize that Mexico’s light is truly extraordinary.

Its quality is especially noticeable in the mountain highlands, although it’s exceptional even at lower elevations, and along the coasts.

Mexico is said to be one of the most ‘colorful countries in the world’ and the quality of the light undoubtably contributes to the sparkling tapestry of colors that may be appreciate here.

Writers describing Mexico often remark, for example, on the sharp and crisp ‘azure blue’ skies, especially in the central highlands.  They’ve noticed how the subtleties and hues of the light in Mexico are quite special.

The exceptional light is complemented by sensational fragrances during the rainy season as the groundwater swells and the flora blossom and bloom.

When the ground becomes parched during the dry season, dust particles rise high up into the atmosphere and contribute to the composition of the most magnificent sunsets you’ll experience anywhere.

Mexico for living and leisure

Mexico is one of the most visited countries in the world, offering beautiful beach locations, picturesque colonial mountain towns, fascinating archaeology, and an abundance of wild, natural habitats to traverse and enjoy. It also offers opportunities for living and lifestyle, that you can also discover and explore here on Mexperience.

• Explore complete guides to aspects of living in Mexico
• Learn about leisure and travel opportunities in Mexico
• Read insightful articles about living and lifestyle in Mexico
• Sign-up to our free email Mexico Newsletter published monthly

Adjusting to the year-round climate

There’s a significant difference between going somewhere very hot for a short vacation and living in a hot climate all year-round.  Conversely, there are some places that are beautifully warm in the summer and can get quite cool or cold in the winter.  Mexico’s varied landscape offers you choice in climates, and whether you envision yourself living in a hot and humid place, or somewhere more temperate at higher elevation with fresh mountain air, Mexico has options for you.

Temperate climates in places situated at elevation

Most of Mexico’s principal towns and cities away from the coasts are situated at elevation: Mexico City is situated at over 7,000 feet above sea level, and many of the places in Mexico’s colonial heartland are situated at elevations of at least 5,000 feet above the sea.

The elevation combined with the mountainous terrain tends to keeps the local climate in these areas quite temperate, in stark contrast to most of Mexico’s sea-level towns and cities which are hot and, for at least a few months of the year, very humid too.

Temperatures at beach locations tend to be comfortably warm during through the late fall and winter winter months, whereas colonial cities situated in elevated mountain areas can get chilly or even cold during some winter months, especially overnight; although it’s very rare for temperatures to plummet and, in any event, fireplaces and electric or gas-fired heaters can take away any cold-edges you may experience.

Homes in colonial cities don’t tend to have air conditioners installed as they are simply not needed here: on hotter summer days, opening windows to allow an airflow through your home, or using a small fan to create ventilation provides sufficient fresh air to stay comfortable.

Winter warmth and summer heat at sea level

Coastal areas south of the Tropic of Cancer, and the low-lying areas of the Yucatán peninsula, tend to have warm and comfortable climates between November and March, which many people find agreeable and thus attract a considerable number of ‘snowbirds’ (winter residents) from the northern reaches of the continent.

However, from April onward temperatures in these places rise steeply and the humidity levels rise dramatically.  Most people living in these areas during the summer months need to use air conditioning to keep cool and as these consume a lot of electricity, you can expect your summer electricity bills to be materially higher if you make extensive use of them to stay comfortable.  Some people in hot regions use their swimming pool as means to cool down and save on expenses.

Choose wisely: the local climate influences us every day

The location you choose will determine the type of climate you experience, and this in turn will influence your lifestyle situations everyday, so it’s worth taking this into careful consideration when you’re scouting potential places to live in Mexico.

By taking some time to consider the climate zones you naturally feel comfortable living in, you’ll be able to short list places which match those and thus help you to settle more easily when you move here.

To get better acquainted with the different climates throughout the year in Mexico see our guide to climates and weather in Mexico, and read our article Land of Three Lands to get further insights.

Resources for Living & Lifestyle in Mexico

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.  Our resources include:

• Insightful articles about living and lifestyle in Mexico
• Complete guides to aspects of living in Mexico
• A library of free Mexico eBooks you can download
• A regular Mexico Newsletter you can subscribe to for free

We update this article each year when key annual economic data about Mexico get published by institutions including the Bank of Mexico and Mexico’s national statistics institute, INEGI.

Last Updated: March 2024

Mexico’s geography and demographics

Land area and time zones

Mexico’s territory covers an area of ~1,972,000 square kilometers (~769,000 square miles) and has four time zones.

Geographical location

Mexico border the United States to the north and Guatemala, in Central America, to the south. Mexico is classed as a member of Latin American nations, and is part of the North American continent (not South or Central America as is sometimes incorrectly  asserted).

Current population

c.132 million. (Source: CONAPO mid-year 2024 projection.)
See also: 2020 Census

Capital city

The capital of Mexico is Mexico City, with an estimated population (including catchment areas) of over 20 million people.

Language in Mexico

Spanish is the official language, and around 50 different languages are also spoken by the indigenous peoples of Mexico; the most prominent of which include: Náhuatl, Zapotec, Purépecha, Otomí and (in the Yucatán region) various Maya languages.

Religion in Mexico

~90% Roman Catholic. Mexico is a politically liberal country that welcomes people of all faiths and religions, as well as those who practice none. Mexican law makes it illegal to discriminate against others here on the grounds of religion, race, socio-economic status, gender, and sexual orientation.

Government structure

Federal Republic, democratically elected President, bicameral Congress.
See Also: Mexico’s government structure

Current president

Andrés Manuel López Obrador of the MORENA party. Sworn-in December 1, 2018 for a non-renewable six-year term. The next presidential elections are scheduled to take place in June 2024, and the next change of administration will happen on Oct. 1, 2024.

Mexico’s economic data and key indicators

Mexico’s currency

Mexican Peso (100 centavos = 1 Peso). For exchange rates and other useful information see Money in Mexico here on Mexperience.

Mexico’s Gross Domestic Product (GDP)

Here are some key economic indicators from recent official data published by INEGI and the Bank of Mexico.

• Mexico’s nominal Gross Domestic Product is around US$1.8 trillion.
• GDP growth in 2023 was 3.2%, following a 3.9% increase in 2022, having recovered from the 8.6% contraction in 2020 when many activities were closed for several months because of the coronavirus.
• Last year’s growth was supported by solid household consumption supported by growth in employment and wages, and record remittances which ended the year at $63.3 billion. Industrial production was helped by government infrastructure spending, and fixed investment made a significant recovery, growing by more than 20%.
• The central bank forecasts that Mexico’s GDP will grow 2.8% in 2023.

Inflation in Mexico

Inflation at the end of 2023 was 4.7%, after falling from a two-decade high the previous year. It’s expected to decline in 2024 to 4.1%, according to economist estimates, but still to remain above the Bank of Mexico’s 3% target.

Mexico’s sales tax rates

Sales tax in Mexico is known as IVA Impuesto al Valor Agregado, or Value Added Tax (VAT). The rate is 16% for most of the country with a lower 8% rate in the 25 km (16 mile) deep ‘economic free zone’ corridor along the US-Mexico border.

Most goods and services, including financial service charges and commissions (and also includes interest on unsecured debts) have the IVA rate applied to them. Notable items exempt from the IVA include staple foods, and medicines.

Minimum Daily Wage (MDW) in Mexico

Mexico’s minimum daily wage was raised on Jan 1, 2024 to $248.93 pesos per day, a 20% increase from $207.44 pesos in 2023.

The minimum wage along the Northern Border Zone was raised to $374.89 pesos a day from $312.41 pesos a day.

See also: Mexico’s minimum wage

Mexico’s principal economic activities

Mexico’s principal economic activities include exports of manufactured goods, oil and gas, tourism, mining, chemicals, iron and steel, motor vehicles, agriculture (coffee, sugar, tomatoes, avocados, tobacco), food and beverages, consumer durables.

Major trading partners

USA, Canada, UK, China, and Japan.

USMCA

Mexico is a member of USMCA, the U.S. Mexico Canada Agreement which is a renegotiated version of the North American Free Trade Agreement, NAFTA

Other free trade agreements

Besides USMCA, Mexico has other Free Trade Agreements (FTAs) with over 40 countries worldwide, including the European Union and Japan.

Learn more about money and currency in Mexico

Read our latest articles and guides related to money and finances.

• Free Guide: Guide to Money & Banking Services in Mexico
• Latest articles about money and finances in Mexico
• Discover Mexico’s banknotes
• Free Guide: Guide to the Cost of Living in Mexico

Place is personal, subjective, and important—and as you consider places to live in Mexico, Mexperience helps you to consider your choices and shortlist locations that may suit your lifestyle needs.

Discover locations to live, work or retire in Mexico

To help you discover and explore potential places to live here, Mexperience publishes a curated list of locations to consider for living, working or retirement in Mexico—organized by popularity and notoriety and classified by the location type.

Our articles introduce you to key places where many foreign residents live now, emerging locations that are becoming increasingly popular with foreign residents, as well as those places that are less well known, or situated off-the-beaten path. We also publish a selection of detailed guides of places to live in Mexico:

Detailed living guides

For detailed guides to selected places to live and work or retire, connect to our section with Guides to Living Places in Mexico