Mexico relocation guide, continually updated

Mexperience provides in-depth insights and local knowledge with extensive articles, guides, and cross-references and connections to help you discover more of Mexico, consider your lifestyle options, define your intentions, make a plan, and help you to avoid making material mistakes with your Mexico lifestyle plans.

Our guides are written by people who know Mexico intimately, are continually revised and updated—and they’re published free of charge.

Mexperience helps you through every step of the journey

Our detailed guides and insights offer you complete information throughout every step of your journey:

• Discovering the benefits and opportunities Mexico offers to live and work or retire.
• Detailed insights that help you to consider whether Mexico is right for you and your partner—and family if relevant.
• When you’ve determined that Mexico is right for you, we offer lots of practical advice to help you plan your lifestyle in Mexico.
• Mexperience also helps you to plan your move, settle-in to Mexico, cultivate your social and community networks and helps you learn how adapt to the country and its culture.
• When you’re settled here, our up to date articles and monthly newsletter help you to cultivate a fruitful home life in Mexico.
• Our homestead articles offer practical advice to help you manage your home in Mexico and its dwelling spaces.
• Our insights and local knowledge also help if you’re living in Mexico now but want to revisit your intentions and need guidance to help you settle, adapt, and reform your plans.

Take the next step: start here

Mexperience offers extensive insights, local knowledge, and connections, and everything we publish is free and open to all readers.

Begin your journey

Our Mexico Living & Lifestyles guide connects you to in-depth articles and information about living in Mexico. It’s continually updated, helping you to make considered choices and useful connections.

Help with lifestyle planning

Our regularly-updated section about Lifestyle Planning in Mexico shares insights to help you make informed decisions about your lifestyle choices in Mexico.

Calculate your living costs

Our detailed guide to the cost of living in Mexico helps you calculate a personalized budget based on your life stage and lifestyle choices.

Consider places to live in Mexico

We publish guides to help you consider places to live in Mexico, whether you come to live, work or retire.

Obtain your Mexico residency permit

Our detailed guide to applying for residency in Mexico shows you every step needed to qualify and apply for legal residency in Mexico

Real estate and property rental in Mexico

We publish a detailed guide to real estate in Mexico that shares practical insights when you’re buying, owning, renting, and selling property here.  We recommend you rent a house first before you buy, unless you’re familiar with the area you’re moving to.

Learn how to keep in touch when you’re in Mexico

Our comprehensive guides describe how you can keep in touch when you’re in Mexico.  Our local insights include learning about Mexico cell phone plans, how to dial phones, connecting to internet services including satellite services, and also learn about post and couriers… and the cost of utilities and communications.

Cultivate your home life

When you’ve made the move and you’re living here, our regularly updated articles about cultivating a fruitful home life in Mexico will give you insights, inspiration, and ideas to make the most of your everyday lifestyle.

Manage your money & finances in Mexico

We publish detailed, updated, information about managing your finances in Mexico, including bank accounts, money exchange, and money transfers.

Homestead care and management

Whether you’re renting a home or have purchased a property here, our regularly updated guides help you manage your home and dwelling spaces in Mexico, with tips and local knowledge to keep them well maintained and secure for you and your family.

Learning and improving your Spanish

We encourage you to learn Spanish to help you make the most of your experiences in Mexico.  We connect you to language courses, and our in-depth PinPoint Spanish series helps you to learn about the nuances of language usage in Mexico.

Driving, road trips and running a car in Mexico

Our guides and articles about driving and taking road trips in Mexico help you to prepare your longer road trips as well as dealing with everyday driving matters.

Free Monthly Mexico Newsletter

Sign-up to our free monthly newsletter about Mexico that is filled with inspiration, meaningful knowledge, helpful connections, and tips for better living, lifestyle, and leisure in Mexico.

Discover even more of Mexico

Our Discover Mexico section provides a constantly updated stream of articles and guides that share knowledge and keep you updated about opportunities in Mexico.

• no sirve, from the verb servir, literally means “it doesn’t serve,” or properly translated “it’s no use,” and;
• no funciona, that means it’s not functioning, or is out of order.

Often in Mexico people will say —or scrawl on a piece of card— no sirve, when they probably ought to say or write no funciona—for example when a soft-drinks machine is taking money but not dropping the cans into the hatch, or a ticket-dispensing machine says it gives change but doesn’t, or an ATM asks you to try again later.

But when it comes down to it, if it’s out of order then it’s no use—at least for the purpose at hand.

No funciona is also the same as no sirve if what doesn’t work is the proposed solution to a problem, because if it doesn’t work now, it won’t ever.

So, with some possible exceptions, no funciona and no sirve are more or less interchangeable, and the difference is either academic, or depends on how you want to look at it.

Mexicans aren’t particularly fussy about such grammatical minutiae, and
generally don’t waste time on it, unless there’s a practical reason for bothering, like the legislator who vehemently denied being asleep during the debates. I was not asleep —dormido— but sleeping —durmiendo— the offended representative clarified.

However, Mexico is especially attractive to retirees because some of these features and benefits can be especially helpful to people in retirement.

This article summarizes the key benefits Mexico offers to retirees and connects you to detailed information and local knowledge published here on Mexperience for further reading and research.

Agreeable climates

Climate affects us every day, and Mexico offers agreeable climates, often temperate or warm, and cold only at higher elevations in certain regions—and then only for limited times during the year.  Connect to a wide range of articles and guides on Mexperience for more details about climate, seasons and weather in Mexico.

Plenty of choices for location types

Mexico offers retirees choices in the types of places they can live in; from coastal locations that offer winter warmth, to mountain towns at elevation that offer year-round temperate climates.

Some places are more urbanized, others offer a countryside idyll surrounded by nature.  ‘Remote’ places popular with foreign residents tend to be within an hour’s drive of a large town or city that offer services and amenities retirees often seek, including healthcare services and major stores.

Our articles about discovering places to live in Mexico offer practical insights that can help you to consider the various locations on offer and discover potential places to live in Mexico so you can narrow your short-list according to your situation and considered lifestyle needs.

Fresh, locally produced food and drinks

Mexico’s shops and markets provide you with an abundant assortment of fresh food, especially visible at the vibrant, fragrant, local open-air markets here.

The year-round availability of delicious fresh fruits and vegetables, accompanied by a parade of colorful drinks and beverages made using them, makes Mexico one of the most attractive countries to be in if you enjoy good wholesome food that is also affordable.

Mexperience helps you to discover food and drink in Mexico as part of of your retirement research and planning.

Ample range of local products and amenities

Retirees coming to Mexico, especially those from the US and Canada, are likely to feel at home when it comes to obtaining many of the products, services, and amenities they have become accustomed to in their home country.

Mexico’s retail markets are extensive and well-developed; and there’s a large and growing selection of online shopping choices too.

Many products and brands foreign retirees are accustomed to seeing back home will be available in Mexico, either at one of the many supermarkets, through specialist retailers, or through online shopping options.

There are still some exceptions, for example, black tea, and alternatives for smokers are conspicuously absent; but Mexico today offers more choice and variety than it ever has before, and the range and selection of products and amenities continues to improve each year.

Local leisure amenities, including cafés, bistros, restaurants, gymnasiums, event centers, cinemas, theme parks, national parks and reserves, campsites, etc. are plentiful and readily accessible.

Affordable living costs

Retirees have different cost structures compared to people moving to Mexico who are of working age and perhaps with children to raise; for examples:

• they have no school fees to pay or children to ferry around and take on school trips;
• most have no mortgages and may also have no other substantial debts to service; and
• they might also be able to live in Mexico without a car, which can save costs.

However, retirees have costs to consider and budget for in other areas that younger people might not have, perhaps healthcare costs being the major expense, and other assistance services, including home help and specialist care services that might have to be considered and duly funded.

Accessible transportation and communications

Most retirees travel within in Mexico to explore the country, as well as take trips to travel back to their home country to see family and friends (or they might receive visits in Mexico).

Some people retiring to Mexico might do so part time, spending only part of the year in Mexico, perhaps to overwinter here.

It’s for these reasons that good transport links, including decent roads and access to international airports, becomes important.

Mexico offers a well-developed and reliable transportation infrastructure that enable you to travel and be near other people who are close in your life, as well as excellent communications networks that enable you to keep touch at a distance, affordably.

Ample choices in accommodations

Retirees coming to Mexico who want to rent will find an ample choice of property types to choose from; our article about the practicalities of renting a home is worth reading to get local insights about that. (See link below.)

A wider selection of property types is available to retirees seeking a home to buy; and engaging the services of local real estate agent is an effective way search and buy a home here.

The links to the articles below help you to consider your accommodation choices when you’re thinking about retirement in Mexico.

World-class health and wellbeing services

Healthcare services and the availability of medicines is often near the top of retirees’ needs and concerns when they plan a move to Mexico.

All of Mexico’s popular retirement destinations are well served by doctors, dentists, opticians as well as a range of clinical and hospital services, including emergency care and specialized medical professionals and services.

Thriving retirement communities

In addition to the ample variety of types of locations on offer, the more popular locations to live in Mexico offer thriving and well-established retirement communities that help newcomers and long-time residents to get involved in local groups, societies, and events.  This is especially helpful when you are endeavoring to settle properly into Mexico, long term.

Safety, and economic stability

Although media reports about security matters have put-off some people from visiting or retiring to Mexico, foreign residents of all life stages report that they feel safe in Mexico, and that the reality they live here every day is characterized by regular routines and being part of strong local communities where people look out for each other and work together to resolve issues if problems arise.

Retirees also enjoy stable lifestyles here, too—as the macroeconomics of the country are well-managed, markets work well, and there is a wide and regular availability of goods and services available, including increasing ranges of goods available through online companies that specialize in offering less common and imported products.

Warm, welcoming culture and language

Although English is widely spoken across Mexico, especially in the most popular retiree enclaves and tourist towns, learning or improving your Spanish language skills will help you enormously as you settle into your retirement in Mexico because it will give you deeper access to the local culture and enable you to integrate in ways that those who don’t speak Spanish cannot.

Mexico’s rich culture and its canny ability to assimilate foreign things without losing its own identity, offers retirees the opportunity of experiencing unusual celebrations and traditions which are nonetheless familiar.

Retirees get a front-row seat to all this culture and the events that surround it, and while others may dream of visiting Mexico in-season to experience these events, they are part of everyday life here for retirees in Mexico.  It’s an enormous, and often overlooked, benefit of living here.

Further research and resources

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.

• Articles about lifestyle planning in Mexico
• Latest articles about retirement in Mexico
• Discovering potential places to live in Mexico
• Cultivating your home life in Mexico
• A regular Mexico Newsletter you can subscribe to for free

The small and charming colonial town of Comala in the state of Colima rests at the foot of the active ‘Volcán de Fuego’ volcano.  The region has a subtropical climate with a pronounced backdrop of lush vegetation and flora that provide warmth and color all year round.

Living in Comala, near the state capital of Colima

Comala offers semi-rural living in Mexico, off the beaten path, and ideal for foreign residents seeking a place to live that offers an authentic Mexican experience where you can fully immerse yourself in local culture and cultivate a traditional lifestyle integrated within welcoming and friendly communities.

This countryside idyll is situated just 20 minutes by road from the capital city of Colima; about a 2.5-hour drive southwest of Guadalajara —Mexico’s second largest city— and approximately 90-minute drive east of the commercial port and resort town of Manzanillo—on the shores of the Pacific Ocean.

When you’re looking for a place that’s far removed from the usual locations potential foreign residents tend to shortlist, amidst a rural idyll with easy access to urban services and amenities and good transport links, Comala can provide a countryside lifestyle amidst one of the most fertile and colorful regions of Mexico

Discovering Comala and environs

The main town of Comala hosts a population of approximately 9,600 residents with a catchment area of approximately 21,600 around the wider municipality. (2020 Census.)

As with many rural towns in Mexico, the main square in Comala is the focal point and primary meeting space for people visiting and living here.  People arrive in town to enjoy food at the traditional botaneros, a collection of restaurants located on the southern side of the main square, tucked under the arches, where patrons choose from a range of traditional regional “tapas.” The tapas are complimentary with the purchase of alcoholic drinks.

Local beverages and refreshment

Comala is well-known for its traditional beverage, called ponche, a water or milk based alcoholic drink, similar to pulque, that blends a variety of fruits and nuts together to create unique and delicious flavors. You can stroll along the streets and walk into a ponche shop to ask for a free tasting; you can take refreshment of a single drink, or bottles to take home with you.

The state of Colima is also one of Mexico’s coffee growing and producing regions.  Coffee plants are cultivated along the slopes of the volcano, where a combination of dark, fertile soils and higher elevation above sea level combine to produce remarkable coffee beans. Cafés and restaurants in town stock a variety of locally harvested and roasted coffees that you can taste and enjoy.

Sweet bread pastries

Another long-standing tradition in Comala is the baking of sweet pastries, known in Spanish as pan dulce.  The town is home to numerous bakeries, which bake and sell an ample selection of sweet breads and pastries seven days a week.

These are typically eaten with coffee as part of breakfast, or as a snack during the day, and the bakeries tend to get busy in the evenings just before sundown, as families attend to buy a selection of breads for their evening supper, perhaps accompanied with locally produced coffee.

Surrounding areas and elevation

While the town of Comala is the primary focal point for meeting, trade and commerce, the wider municipality of Comala offers much more for visitors and residents to explore and enjoy in the surrounding areas.

If you’d prefer to live in a more temperate year-round climate (at higher elevation) you can consider acquiring a countryside home nearer to the volcano, where the elevation rises, and daytime temperatures cool, making it more comfortable for those who don’t enjoy the subtropical heat that is prevalent here at lower elevations.

Some people who live in the city of Colima have a country home situated on the slopes of the volcano and repair to the house at weekends to enjoy nature, a temperately comfortable climate, and delicious regional food and drink.

Comala’s higher elevation also offers a more temperate climate than that offered in the city of Colima. (The higher you climb up towards the volcano, the cooler the climate becomes—it’s also wetter there during the rainy season).

Undiscovered region, ‘off the beaten track’

Comala (and the nearby city of Colima) are host to a small community of foreign residents; however, unlike nearby Lake Chapala, where the conurbation of foreign residents is quite concentrated in one area, the expats that live here are spread out across the region and are usually integrated into the local communities and neighborhoods where they choose to live.

Most of the foreign residents who choose this region of Mexico to live tend to prefer the gentler and more serene lifestyle of Comala, using the city of Colima for essential services and amenities that are not available in the countryside.

Inconspicuous living in Mexico’s mountains

This region of Mexico tends to attract foreign residents who don’t necessarily want to form part of a distilled “expat enclave.”  Most of the foreign residents living in Comala and environs live quiet and unassuming mountain lifestyle lives amidst the traditional neighborhoods of towns and villages in the area.

Notwithstanding this inconspicuous approach, local interest groups do exist and there are always some foreign residents willing to help and provide guidance and support to newcomers in the area.

Spanish language skills needed

It’s worth noting that as this region has not been ‘discovered’ by many foreign residents, you will need to invest in your language skills to negotiate daily life here: speaking Spanish is essential to get by day-to-day.

Unlike popular enclaves including Ajijic and Puerto Vallarta where English is widely used and spoken (and some foreign residents get by speaking only in English), in Comala and environs you will need to speak some Spanish.

Cost of Living in Comala and environs

The cost of living in Mexico is typically lower than it is the USA, Canada, and Europe, although precise costs depend upon where you live and your lifestyle choices.

One of the attractions that Comala offers to foreign residents thinking of relocating to this region is the low-cost of everyday living here. As this region has not experienced a large influx of foreign residents (and foreign capital), prices —including rents and house prices— have not inflated as they have in areas that are popular with foreign residents, and the local economy is very much a ‘pesos’ economy not a ‘dollar’ economy.

Prices for everyday goods at local shops, markets, and supermarkets in Comala are in line with, or in some cases a little less expensive than prices in Mexico generally.

The city of Colima and surrounding areas is well served by local stores, including several Wal-Marts, Home Depot, and within easy access to a wide range of modern shopping amenities including big stores that are popular with foreign residents, like Sam’s Club.

Specialist retailers that stock imported goods are not easily found in the region, and for these types of items a trip to Guadalajara or Chapala will be necessary; although some goods might be available for purchase online, with home delivery available.

Further insight about living costs in Mexico

Connect to resources about the cost of living:

• To learn more about the cost of living in Mexico, download our free Mexico Cost of Living guide from the eBooks Library here on Mexperience.
• Latest articles about money
• Mexico’s currency

Real Estate in Comala and environs

Most foreign residents who come to this region choose to buy a home, although it makes sense to rent something for a while if you are unfamiliar with the area.

House rentals in Comala

The rental market in Comala can be complicated, and although it’s not impossible to find something that may suit your needs, rental options are limited, especially for furnished homes.

Because this region doesn’t have a local market that caters to a constant stream of foreign and other transitory residents (seasonal or full-time), you’ll need to exercise some creativity regarding how you search for and find a home rental here.

Real estate agents can be helpful, although word-of-mouth and forging contacts and allies locally is often a better way to find the best rental properties.  Finding a place to rent in Comala may be a challenge that will require you to exercise patience; you might need to rent something short term in the city of Colima while you search locally in Comala for a long-term rental.

House purchase in Comala

Comala has, for a long time, been a popular ‘escape hatch’ for people and families living the city of Colima; thus, some residents in the capital purchase homes in the nearby countryside to repair to at weekends and during school holidays.

As a result, houses for sale in Comala have always traded at a relative premium to those situated in other parts of the state of Colima.  (Similar to how rents and house prices in Tepoztlán trade at a premium to other parts of Morelos state.)

Over the last decade, land and property prices have increased substantially, especially along to road that leads up towards the volcano—although prices remain lower than sized-equivalents in places like Lake Chapala, Puerto Vallarta, and Manzanillo.

The advantage of purchasing a home in Comala is that the range of available properties is far more plentiful than rental properties.  A local real estate agent will be able to provide a list of current inventory and prices—you can also search Mexico’s main property portals online for currently advertised inventory.

Principal neighborhoods around Comala and Colima City

These are the principal areas where foreign residents typically buy or rent homes in the Comala/Colima City area:

Comala: Nogueras- Suchitlan- Cofradia de Suchitlan

Colima City: The newest neighborhoods, and ones where families and retired couples tend to live, are to be found on the north side of the city; the most popular include: Residenciales Esmeralda, Santa Fé, Las Lagunas, Santa Barbara, and Altozano.

See also: The charms and compromises of living in the Mexican countryside.

Learn more about real estate in Mexico

Mexperience offers lots of local insight about property in Mexico:

• Download our free guide to Real Estate in Mexico from the Mexico eBooks Library here on Mexperience
• Browse all our free eBooks about real estate and property
• Learn about property rentals in Mexico
• Latest articles about property and real estate in Mexico

How to access Comala and the city of Colima

Comala and the capital city of Colima are readily accessible by intercity roads as well as two regional airports.

By Air: The state of Colima has two airports. The Playa del Oro International Airport that offers domestic and international flights, located in the municipality of Manzanillo (about a 90-minute drive from Comala and the city of Colima). The second is Miguel de la Madrid Airport, offering domestic connections and a limited number of international flights—it’s situated about a 20-minute drive from Comala and the city of Colima.

By Bus: The region’s principal bus terminal, the Central de Autobuses is situated in the capital city of Colima and offers transportation by bus to/from major and smaller cities in the country. Colima’s bus terminal also offers connections between the capital city and local towns and villages in the region; however, traveling by bus to Comala requires you to make a change-over to a second bus as there is no direct buses from the capital city to Comala.

By Taxi (or private car): Local cabs are plentiful and affordable.  A cab ride from the Colima airport to Comala costs about MX$500; and MX$300 from the central bus station.  The trip takes 20-30 minutes, depending on local traffic conditions

Healthcare services in Comala and environs

In addition to Mexico’s state sponsored healthcare provided via the country’s national health service IMSS, good quality healthcare services are offered through private hospitals in the nearby city of Colima—about a 20-minute drive away.  There are no substantial healthcare services available in Comala, except for local emergency/clinic services that offer limited scope of healthcare assistance.

The city of Guadalajara (about 2-hour drive from the city of Colima) offers the most extensive range of medical services and healthcare specialists in this region of Mexico.

Hospitals and clinics: The area offers two private hospitals, both situated in the city of Colima, which offer “tier 3” facilities (almost all services) with emergencies, lab work and care provided.  You will need to be insured or pay out of pocket to use these.  See this related Mexico insurance options article for details about coverage choices.

Doctors: The city of Colima is well served by doctors. However, there is no guarantee that they all speak English. Finding an interpreter for medical issues is key. These doctors can refer you to local (public and private) clinics, specialists, and hospitals.

Dentists: There are plenty of dentists to choose from in the area; ask locally for a recommendation. You might need to take an interpreter with you.

Opticians: There are several optometrists available offering eye tests, treatments and some also offer laser surgery.  Ask locally for details.

Learn more about healthcare in Mexico

You may find these resources on Mexperience helpful:

• Health and medical insurance options in Mexico
• Health and well-being in Mexico
• Travel health in Mexico

Local climate and natural environment in Comala

The climate in Comala and Colima is hotter and more humid than places situated inland at higher elevations, for example, Guadalajara and Chapala.  However, areas around the town of Comala near the volcano enjoy a more temperate year-round climate, especially along the slopes of the volcano which are situated at a higher elevation than the town center.

Annual temperatures

65F / 18.5C (Nocturnal average, year-round); 86F / 30C (Daytime average, year-round). See temperatures in Comala area by month (Google)

Rainy season

The rainy season in the Comala and Colima region typically runs from mid-late June to late October each year.

Hurricanes

Comala and Colima City are about a 90-minute drive from the coast; however, the Sierra Madre Occidental (Western Mountain Chains) helps to protect the region from some of the effects of hurricanes that land on the nearby Pacific coast. Due to its close proximity to the coast, the inland areas of Colima state remain susceptible to the effects of hurricanes—most commonly manifests with heavy rainfall and localized flooding in some areas of the region.

Volcanic region

The Volcán de Colima, also known as the “Volcán de Fuego” is one of the most active volcanoes in Mexico. This means that periodically, when the volcano goes into a period of activity, there may be occasional ash or vapor exhalations, including occasional eruptions. Historical records from the Spanish colonies indicate that Comala and Colima City have never been evacuated nor suffered any destruction or damages from past large eruptions. The last significant activity of eruptions were recorded between 2013- 2017.

Earthquakes

The entire state of Colima is susceptible to potentially large earthquakes, along with most of the western edge of the North American continent.

Further insights about weather and climate:

• Comala monthly temperatures and rainfall (Google)
• Seasons in Mexico
• Climate and weather in Mexico

Comala & environs essentials

Connect to practical information and gain insights about living and lifestyle in Comala and environs:

Comala articles and guides

Connect to more articles and guides about Comala on Mexperience

Airports serving Comala

The state of Colima has two airports. The Playa del Oro International Airport that offers domestic and international flights, located in the municipality of Manzanillo (about a 90-minute drive from Comala and the city of Colima). The second is Miguel de la Madrid Airport, offering domestic connections and a limited number of international flights—it’s situated about a 20-minute drive from Comala and the city of Colima.

Comala on the map

Explore Comala and Colima on Google maps

Getting around Mexico

Transportation choices in Mexico

Communications in Mexico

Stay in touch when you’re in Mexico:

• Telephony services
• Internet and WiFi services

Money and banking services in Mexico

Learn about money management and banking in Mexico

• Free eBook guide to Money and Banking Services in Mexico
• Latest articles about money and currency in Mexico

Driving in Mexico

Learn about driving and road trips in Mexico

• Driving and road trips in Mexico
• Auto insurance in Mexico

Health and safety in Mexico

Connect to articles and resources about health and safety matters in Mexico

• Safety in Mexico
• Health and safety updates

The visa sticker the Mexican Consulate issues in your passport gives you one-time entry to Mexico as a legal resident, and you must arrive at a port in Mexico before it expires (usually six months after its issue date), and you must exchange this sticker for a residency card within 30 days of your arrival in Mexico.

Assistance with the visa-to-card exchange process

A special process exists to exchange the residency visa sticker in your passport for a residency card, and this must be done in person at a local immigration office in Mexico.

The procedures involve completing some forms, and writing a letter (in Spanish) requesting the exchange. You must attend your local immigration office in Mexico with the paperwork correctly completed to finish the residency application process and  exchange the visa sticker in your passport for a residency card.

Tele Assistance or Accompanied Assistance

Our associates offer a choice of tele-assistance that enables you to attend the immigration office in Mexico yourself fully prepared with all the forms and other paperwork duly completed and ready to file, and they offer accompanied assistance at selected locations in Mexico if you want someone to prepare all the paperwork and accompany you to file at the immigration office.

Time scales to exchange your visa for a residency card

You must arrive in Mexico and begin the exchange process before the visa expires, which is usually 180 days (six months) after its issue date, and within 30 days of your physical arrival in Mexico—and we recommend that you don’t leave it to the last minute!

Some immigration offices process exchanges and issue the residency card(s) on the same day you attend the immigration office in Mexico, and sometimes offices ask applicants to return, usually within 1-3 weeks after their filing date, to complete the process.

You can learn more about current time scales on this article.

Learn more and make a service request

Our immigration associates are experienced professionals who have helped thousands of people through immigration procedures over the years.

• Learn about tele-support services for immigration
• Learn about accompanied services for immigration
• Don’t have a visa yet? Apply for Residency for the first time
• Residency card renewal? Renew an existing residency card

When you plan to apply for legal residency in Mexico, Mexican immigration law states that applicants for residency need to fulfill certain criteria.

Most applications for residency are granted on the basis of ‘economic solvency’ and these criteria intend to ensure that people applying for residency by this route have the economic means to sustain themselves in Mexico.

Financial qualification criteria for 2024

There are four principal routes to qualify for residency in Mexico using your financial means / assets.  They are:

• By demonstrating you have a minimum monthly net income; or
• By holding a minimum balance in personal savings/investments; or
• By owning a house in Mexico with a specified minimum value; or
• By making a specified capital investment in a Mexican company.

You must qualify financially with the minimum amount required under one of the above.  You cannot mix means/asset types; for example, you cannot mix income & savings, or savings & house value.

The financial account statements (or property title deed, if you use your Mexican house value) must be in the name of the applicant.

Typical amounts required by means/asset type

This section describes the monetary amounts Mexican Consulates typically ask for to qualify for Temporary or Permanent residency under each means/asset type mentioned in the previous section.

Residency in Mexico using your monthly income

When you intend to use your monthly income to apply for a residency visa at a Mexican Consulate abroad, you need to demonstrate monthly net income as described in the table below.

See also: Difference between temporary and permanent residency.

Residency in Mexico using your personal savings/investments

When you intend to use your personal savings/investment balances to apply for a residency visa at a Mexican Consulate abroad, you need to demonstrate savings and/or investment balances as described in the table below.

Residency in Mexico using the market value of your residential house

You can apply at a Mexican Consulate for Temporary Residency if you own a residential property in Mexico (not abroad) and you can demonstrate that:

• the property has a minimum market value of MXN$9,957,000 pesos (approximately $586,000 US dollars), and:
• the property must be situated in Mexico;
• the property value must be free of any liens (debts, charges, or mortgages);
• the value to demonstrate is that noted on the title deed/sales contract, or from a recent official valuation;
• the name(s) on the title deed/sales contract must match that of the applicant.

Residency in Mexico using a capital investment

You can qualify for Temporary Residency if you commit to investing in a private Mexican-owned company or a company or companies listed on the Mexican stock exchange.

• You must make a capital investment of at least MXN$4,978,600 pesos (approximately US$293,000); and
• the capital must be invested in one of a prescribed set of ways; and
• these applications are considerably more complex than applications made using the other three ‘economic solvency’ routes.

Notes and FAQs

This section contains some accompanying information about the amounts quoted above. Also read the next section (Appendix) to learn about Mexico’s Minimum Daily Wage & UMA and how these affect economic qualification criteria.

See also: FAQs: Obtaining Residency in Mexico via ‘Economic Solvency’.

Exchange rates

We used an exchange rate of 19 Mexican pesos (MXN) to 1 US dollar (USD) to calculate the USD-equivalent amounts in the illustrations.  Mexican Consulates abroad and immigration offices in Mexico may apply distinct exchange rates that might not reflect these illustrations, and/or the latest market rates.

Financial requirements vary by consulate

It’s common for ‘economic solvency’ requirements to vary between consulates. The differences usually arise due to the variation in the exchange rate applied by each consulate to calculate the figures in the local currency where the consulate is situated.  However, requirements quoted by Mexican Consulates are broadly aligned with Mexico’s 2024 Minimum Daily Wage multiples—see next section for more details.

Dependent spouse
(married couples/common law partners)

If you’re applying for residency as a couple, you do not need to demonstrate double the amounts expressed above.

Instead, one spouse/partner will need to demonstrate income or a savings balance in the amounts above (as the principal applicant) plus an additional sum of income or savings balance equivalent to 100x Minimum Daily Wage (MDW) or UMA for the dependent spouse/partner.

If you are legally married, you will need to show your marriage certificate.  Common-law partners need to consult with the consulate they apply at to ask about what proof of common-law partnership they ask for; requirements vary by consulate.

Read this if you are applying for Permanent Residency as a couple.

Also read these FAQs for more details about couples applying together.

Dependent minors

If you’re applying for residency with dependent children, note that only minor children (aged under 18 years) can be included on the application as your dependents.

For minor children dependents, you will need to demonstrate income or a savings balance in the amounts above for the principal applicant plus an additional sum of income or savings balance equivalent to 100x Minimum Daily Wage (MDW) or UMA for each dependent minor child. (See the next section in this guide about how figures are calculated regarding MDW and UMA.)

Also note: Both parents must be present at the interview to sign the application for the dependent child(ren), otherwise a notarized letter from the absent parent authorizing the application must be submitted alongside the application.

Family Unit applications

“Family Unit” applications are those where the applicant has specific family ties or roots in Mexico, for example, Mexican parentage or a Mexican spouse or common-law partner. Learn more about Family Unit residency applications.

Permanent residency

Mexican Consulates are requiring applicants ‘to be retired’ to grant applications for Permanent Residency right away—even when applicants meet the economic solvency requirements.

If the applicant has the economic means for permanent residency but does not otherwise qualify, the Consulate will usually offer to grant Temporary Residency instead.  Read this if you are applying for Permanent Residency as a couple.

Student residents

Financial qualification criteria for student residency permits are considerably lower (see the tables in the next section) but note that student residency permits carry restrictions that non-student residency permits don’t have.  Work permissions can optionally be sought with student residency permits.

All applications

Every application is dealt with on a per-case basis and the Mexican consulate abroad or immigration office in Mexico retain ultimate discretion to accept an application—and thereafter grant or deny that residency application.

Appendix: How the amounts are calculated

Under Mexico’s immigration law, applicants seeking residency in Mexico via the route of ‘economic solvency’ need to demonstrate amounts of money based on “multiples” of either Mexico’s official Minimum Daily Wage (MDW) or Unidad de Medida y Actualización (UMA).

The values of MDW and UMA rise in January each year, and the value of these determine the financial criteria to qualify for residency in Mexico.

UMA 2024: $108.57 pesos; MDW 2024: $248.93 Mexican pesos

• Minimum Daily Wage for 2024 is $248.93 pesos
• UMA for 2024 is $108.57 pesos.
• Mexican consulates abroad continue to use Minimum Daily Wage (MDW) for their calculations, and do not appear to be adopting UMA in 2024 to calculate their residency qualification criteria.
• Immigration offices in Mexico are using UMA values for their calculations.

How qualifying ‘multiples’ work

Depending on the type of residency applied for, applicants must demonstrate varying (x) multiples of UMA or Minimum Daily Wage (MDW).

The table below illustrates the legally-stipulated multiples required for various residency types.

* Family Unit applications are those whereby the applicant has specific family ties or roots in Mexico.

UMA 2024: $108.57 pesos; MDW 2024: $248.93 Mexican pesos

‘Multiples’ table based on monthly income

This table illustrates the minimum monthly income that must be demonstrated in the 6 months preceding your application date (some consulates ask to see 12 months).

The amounts below are expressed in Mexican pesos (MXN) with an approximate equivalent in US dollars (USD), based on the legal multiples of UMA or Minimum Daily Wage (MDW) required for qualification.  See the section above to learn about how the ‘multiples’ are applied in these calculations.

US dollar amounts illustrated in these tables use an exchange rate of 17 Mexican pesos to 1 US dollar.

* Family Unit applications are those whereby the applicant has specific family ties or roots in Mexico.

UMA 2024: $108.57 pesos; MDW 2024: $248.93 Mexican pesos

‘Multiples’ table based on savings/investments

This table illustrates the minimum savings/investment balance (cash or investments) required, and this minimum balance must be demonstrated for at least a full 12 months preceding your application date.  For monthly income, see previous section.

The amounts below are expressed in Mexican pesos (MXN) with an approximate equivalent in US dollars (USD), based on the legal multiples of UMA or Minimum Daily Wage (MDW) required for qualification.  See the section above to learn about how the ‘multiples’ are applied in these calculations.

US dollar amounts illustrated in these tables use an exchange rate of 17 Mexican pesos to 1 US dollar.

* Family Unit applications are those whereby the applicant has specific family ties or roots in Mexico.

UMA 2024: $108.57 pesos; MDW 2024: $248.93 Mexican pesos

Learn more about residency in Mexico

Mexperience publishes information and resources to help you learn about how to apply for and obtain legal residency in Mexico:

• FAQS: Obtaining Residency in Mexico via ‘Economic Solvency’
• Learn about the principal routes to obtaining legal residency
• Learn about the difference between Temporary and Permanent residency
• Find the latest residency-related fees charged by Mexico’s government
• Our free Mexico Immigration Guide encapsulates essential information about visas and residency permits for Mexico.

The figures and calculations quoted in this article are based on legally-stipulated multiples of income/savings/assets, and the exchange rate cited for US dollars.  They are provided in good faith, without warranty. For personal assistance with your application, consider requesting our associate’s Mexico Immigration Assistance Service.

Foreign birth certificates and foreign marriage certificates are the most common, but there are others.  This article describes what the notarization and apostille procedures are and what circumstances commonly call for them.

Certification of foreign-issued documents for use in Mexico, or to submit to Mexican consulates

Before the Mexican authorities will receive certain types of foreign-issued legal documents for processing, it’s necessary to get these “Apostilled.”

In practice this means that when you need to submit foreign-issued legal documents in Mexico or at a Mexican consulate abroad, you need to go to a “competent authority” in the country where the document was issued, and get certified copies Apostilled.

Documents that most commonly need this Apostille include birth, marriage, divorce, and death certificates; institutional diplomas; and certificates of company incorporation.

Each country has its own procedures for doing this and you should search online for more information, e.g. “apostille of documents in [country] or [state]” to ensure that your documents are properly apostilled for use by the Mexican authorities.

The international Apostille Convention

The Apostille Convention, as it’s known, is an international treaty that many (but not all) countries are signatory to. The convention sets out a procedure through which a document issued in one of the signatory countries can be certified for legal purposes in all the other signatory countries.

Mexico signed up to the treaty in 1995, making it simpler for people to present their foreign-issued legal documents here.  The USA, most countries in Europe, as well as Australia, New Zealand, Russia, India, South Africa, and Japan are among major countries also signed-up to the treaty.

Signatory and non-signatory countries

To find out if the country where your document(s) were issued is a signatory to the convention, check this list on Wikipedia.

If the country that issued your document(s) is not a signatory, alternative certification procedures may exist, and you should contact the Mexican consulate or Mexican government office you are treating with for advice about the alternative requirements.

Notarizing documents for Apostille

Official documents issued by governments (e.g. birth certificates, marriage certificates, death certificates) can be directly apostilled (or in Canada, authenticated) by the government of the country in which they were issued.

Any other documents, e.g. bank statements, investment statements, need to be Notarized first and then sent to be apostilled.

The difference between Apostille and Notarization

A certified copy or notarized document by itself is not apostilled.

An Apostille is a specific type of legal certification (as per the International Convention) given by a government department with the authority to certify documents issued in that country for legal purposes abroad.

You need to contact the government department responsible for apostilles in the country where the documents were issued to get documents apostilled.  Online services also exist in some countries that will do this on your behalf for a fee.

A Notarization is a seal given by a Notary Public to certify the authenticity of the document(s) they have reviewed. The seal is the equivalent of swearing verbally under Oath in a court of law that the facts contained in the document are true.

Apostille of legal documents issued in Mexico

If you have official documents. e.g. Birth Certificates and Marriage Certificates, that have been issued in Mexico and need to get them apostilled for official use outside of Mexico, you can find information about notarizing Mexican documents here.

You might also want to contact a Notary Public in the state where the documents were issued for further advice.

Apostille of Mexican marriage certificates

If you get married in Mexico and live abroad (or plan to live abroad) it’s a good idea to get your Mexican marriage certificate Apostilled in Mexico in case you need this for official use outside of Mexico; it needs to be done in the Mexican state you were married in.  The local Registrar’s office or your wedding planner will be able to advise you about how to do this.

Applying for legal residency in Mexico

If you apply for legal residency in Mexico from your home country, the Mexican consulate will not normally ask for your home country issued documents, e.g. marriage certificates, bank statements, etc., to be notarized or apostilled (in Canada, ‘authenticated’) to accept them.

However, if your key documents were not issued in your home country (e.g. you got married abroad, or you use bank/investment accounts outside your home country to qualify economically) or you are applying for Mexican legal residency from a third country instead of your home country, the Mexican consulate will ask for key documents to be apostilled.

Policy wording for Mexican property insurance

Property insurance policies sold in Mexico differ from policies you are used to seeing in your home country. The policy wording is unique, and the types of coverage offered by insurance companies is different here, so some things that you would expect to be included as standard, might not be present if you purchase your insurance in Mexico directly from a Mexican insurer.

Familiar policies, fully underwritten in Mexico

To help foreign residents who own property in Mexico to purchase insurance products familiar to them, specialist companies based in the U.S. have developed property ownership insurance policies which reflect the wording, terms and covers included on US and Canadian policies.

The insurance policy is fully underwritten by a Mexican insurance company (by law, it has to be this way), but the U.S. companies work in partnership to create a product that is familiar to those purchasing insurance in the US and Canada, and which is legally sound under Mexican law.  The premiums are paid in US dollars and any pay-outs are also paid in US dollars.

Policies to suit your situation and needs

The home insurance policies available in the market offer a wide range of options, and you can choose what to include and what to exclude as part of your coverage plan.

Depending on where your home is situated in Mexico, the risks (and coverage) you need to insure against will vary. For example, homes near the coast should be insured against hurricane damage and earthquakes, whereas inland only cover for earthquakes (and perhaps flooding, if you home is situated near water) will be needed.

Home insurance policies cover a wide range of eventualities and the most common coverages include reimbursement of costs related to:

• Damage caused by hurricanes and earthquakes
• Damage caused by and wind storms and floods
• Injuries to housekeepers and other workers in your home
• Burglaries and vandalism
• Damages to third parties, e.g. falling trees
• Coverages for owner-specific liabilities, e.g. in condos

You can cover all risks or named perils

Policy options and choices include all risks versus named perils, whether to cover assets like outbuildings surrounding the main property, and the option to insure your personal goods.

• The better policies will include coverages for third party liability: this is  helpful in the event that someone who does not live at your home meets with an accident on your property, or where some damage is caused to a neighbor, e.g. by a falling tree.
• This article about third party liability in relation to your home shares more details.
• Other considerations to take into account when you’re assessing your insurance needs include purchasing cover for any watercraft you may own, as well as special arrangements for condos, where some liabilities are shared and some are owner-specific.

Regardless of the type of insurance you choose, the insurer underwriting the policy is far more important than the broker or agent selling you the product: in the event of a claim, the integrity of the underwriter will determine pay-outs, not the insurance broker.

Learn more about caring for and insuring your home in Mexico

Mexperience publishes extensive information to help you plan and care for your home life in Mexico through guides, articles and free eBooks:

• Free eBook: House maintenance and home security
• Latest articles about property insurance
• Articles about real estate in Mexico

Comprehensive and detailed guide to living and cultivating a lifestyle in Mexico, continually revised and updated. Free—no payment or subscription needed.

Complete and detailed guide to Living & Lifestyles in Mexico that’s continually updated

Our extensive guides and articles offer insights to anyone exploring prospects for living, working, retirement and cultivating your lifestyle in Mexico.

They provide practical insights, incisive local knowledge, and meaningful guidance that helps you to discover opportunities, consider your choices, and make informed decisions.

Discover what lifestyles Mexico offers, identify opportunities of interest to you, weight up the compromises, consider your options, and plot a course based on the things that are important to you.

Guides to lifestyles in Mexico, for all life stages

Our continually-updated guides help you to begin weaving together the key components which create a workable and realistic lifestyle plan in Mexico, whatever planning stage and life stage you are in presently:

• To those considering a move to Mexico, whether you are single, with your partner, or a family with young children, Mexperience helps you to discover the country and evaluate living and lifestyle choices available here.  Our guides also offer thoughtful guidance about setting out your intentions and reshaping your situations.
• To those planning their retirement or seeking a place to retire, Mexperience guides provide specific guidance about matters related to retirement planning and retirement lifestyles, as well as the practicalities of retiring in Mexico.
• When you’re already living in Mexico, our guides and articles provide practical insights that help you to settle-in, adapt, and cultivate your new lifestyle here day-to-day.
• Regardless of your life stage, the information we publish provides meaningful insights about the essential day-to-day practical matters of living in Mexico, adapting to the country, the climates and culture, and more—with extensive cross references and links to further information and helpful contacts who can help you to realize your Mexico plans.

Planning or redefining your lifestyle in Mexico

Obtain practical insights, get incisive local knowledge and meaningful guidance that helps you to consider opportunities, weigh up your choices, and make informed decisions about planning or redefining your lifestyle in Mexico.

Mexico as a place for your retirement

We publish comprehensive information to help you plan a retirement here, whether you’re planning ahead or already retired and considering Mexico as a potential retirement haven.

Exploring locations and finding a place to live in Mexico

Our extensive articles help you to consider key aspects as you explore your options and make choices about your lifestyle and potential location types in Mexico.

Getting your residency permit for Mexico

Mexico’s immigration laws are reasonable and allow non-Mexicans with the financial means or family roots, and/or skills, to live here legally. We publish extensive knowledge to help you, including:

Moving and settling-in to life in Mexico

When you’ve decided to move to Mexico and made key decisions about where and how you’ll live, there’s the move a period of adapting and settling-in.  We publish extensive guides and articles to help you settle.

Learn how to keep in touch when you’re in Mexico

Our guides include detailed information about how to keep in touch when you’re in Mexico: by phone, by internet, as well as using postal and courier services here.  Our local knowledge helps you to choose a mobile phone plan, explore choices for high speed internet in Mexico (even if you live in a remote area) and our cost of living guide includes a section about the cost of communications services.

Detailed insights into the practicalities of living in Mexico day-to-day

Our articles and guides also include comprehensive insights about day to day living in Mexico that help you to plan your lifestyle, settle-in, and make the most of your life and activities in Mexico.

Mexico’s living costs and managing your finances

Financial considerations are an important aspect of any move.  Mexperience helps you to calculate your cost of living in Mexico and offers practical tips for managing your money and finances here.

Mexico as a place for working-age professionals

Working-age professionals, especially those plying a trade in the knowledge economy, are also considering Mexico as a base to live and work.

And more… resources for Living & Lifestyle in Mexico

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.  Our resources include:

• A regular Mexico Newsletter you can subscribe to for free
• Regularly-updated articles about lifestyle planning  in Mexico
• Insights about day to day living with Mexico Home Life

When you you intend to exchange your residency visa for a residency card, you need to allow for the necessary time required to make the exchange, and thus complete the residency application process.

Applying for the visa exchange

To apply for the visa-to-card exchange, you must visit the local immigration office nearest to your (intended) home address in Mexico within 30 days of your physical arrival in Mexico.

• The electronic booking system as immigration offices in Mexico is offline and therefore, you must attend your local immigration office in person to request a future appointment date for the exchange, or to request a ficha ‘token’ for your exchange. Some offices will attend you that same day.
• Whether you are asked to request a future appointment date or ask for a token depends on which office you attend; procedures vary by location.
• Future appointment dates are usually given within 1-2 weeks from the date you request it—depending how busy the local office is.  Visa-to-card exchanges are typically completed within 4 weeks from the date you request your appointment/token.
• There are only a limited number of tokens issued each working day and whether you are attended that day or asked to come back another day will depend on how busy the local office is when you go to process your paperwork.

Your visa will remain valid when you begin the exchange process

Once you have a future appointment date set (or a token), your residency visa will not become void, even if the residency cards are issued after the visa’s expiration date—that is 30 days from the date you arrived in Mexico, and no more than 180 days from its original issue date.

Leaving Mexico during the exchange process

It’s important to note that once you enter Mexico with your residency visa(s) you cannot leave Mexico while you wait for your appointment date.

If you leave the country before you file the visa exchange (canje) paperwork, the residency visa will become invalid, and you’ll have to reapply for residency from the start.

Once you have filed the paperwork, you can optionally apply for a one-time exit/re-entry visa if you need to leave Mexico and return.  See the section below about this.

Residency cards might be issued on the appointment date—but not always

When you attend your interview on the set appointment date (or you get a ‘token’ for the exchange at the local office), the residency card(s) might be issued the same day; but many offices issue them two-to-three weeks afterward.

If your card is not issued on the same day, the immigration office will issue you with a case number (“pieza”) instead, and their system will send you an email inviting you to return to the immigration office to complete the procedure and get your residency card(s). Almost all visa-to-card exchanges are currently being completed within 2-3 weeks from the date you request your appointment/token.

If you have filed the exchange request, you can apply for an exit/re-entry visa

If there’s a delay in issuing your residency card(s) and you need to leave Mexico, you can apply for a one-time exit/re-entry visa.  Note these important points:

• You cannot apply for a one-time exit/re-entry visa if you are waiting to file your paperwork; you must have a case number to request an exit/re-entry visa. (You get a case number when you file your paperwork at the local immigration office.)
• The one-time exit/re-entry visa needs to be requested using a special form with a covering letter explaining the force majeure that requires you to leave. There is a fee to pay as well.
• If your request is approved, the one-time exit/re-entry visa will be issued and valid for only 60 calendar days. You must return to Mexico before the 60-day period expires: if you don’t, your entire residency application will become void.

Assistance with the visa exchange procedure

If you already have your Mexican residency visa(s) in your passport(s) and now need help with the exchange procedures, our associate can assist you.

The service begins with a personal consultation with our associate to explain the procedures to you in detail and ensure that your paperwork is in good order; they will also answer any questions you have.  The service goes on to provide practical help and support as you make your own way through the visa exchange procedure including:

• providing you with a checklist of all the documentation you’ll need to gather as part of the visa-to-card exchange procedure;
• review of your documentation for accuracy and completeness;
• filling-out the various application forms;
• writing the necessary letters (in Spanish); and
• the service also provides ad-hoc advice and troubleshooting (if needed), as you move through the application.

Please note that our associate cannot guarantee time scales, ‘fast track’ nor obtain preferential treatment for any applicant.

Learn more about the visa-exchange service and make a request

Learn more about residency in Mexico

Mexperience publishes information and resources to help you learn about how to apply for and obtain legal residency in Mexico:

• Once you have your residency card, you need to present it each time you leave and re-enter Mexico. Learn more about entry and exit procedures.
• These are the typical time scales when applying for Mexico residency visas and cards
• Learn about the principal routes to obtaining legal residency
• Read about the financial criteria to qualify for residency in Mexico
• See the latest residency-related fees charged by Mexico’s government
• Learn about the typical time scales involved when applying for residency in Mexico
• Download our free eBook: Mexico Immigration Guide that encapsulates essential information about visas and residency permits for Mexico.

The lakeside towns of Chapala, Ajijic and Jocotepec are situated about an hour’s drive south of Guadalajara, Mexico’s second largest city.  These lakeside colonial towns are home to one of the largest concentrations of foreign residents anywhere in Mexico.  Attractions of the location include an ideal year-round climate, easy access to Guadalajara’s amenities and international airport, and a long-established populace of foreign residents who organize a wide range of social and cultural events in the locality.

Living in Lake Chapala, Ajijic and Jocotepec

Situated at elevation on the shores of Mexico’s largest lake, Lake Chapala, the towns of Chapala, Ajijic and Jocotepec are home to the largest concentration of American and Canadian residents anywhere in Mexico.  Although the population increases during the winter season, many foreign residents make this their primary year-round home.

Discovering Lake Chapala, Ajijic and Jocotepec

Chapala, Ajijic and Jocotepec are small Mexican colonial towns situated on the northern shoreline of Lake Chapala, Mexico’s largest lake.  The area is conveniently situated about an hour’s drive from the southside of Guadalajara —Mexico’s second largest city— and is also close to Guadalajara’s international airport.

The ‘Lake Chapala area’ encompasses the towns of Chapala and nearby towns of Ajijic (about a 20-30 minute drive, depending on traffic) and, further west along the north lakeside, the small town of Jocotepec (about a 45-60 minute drive from Chapala) that has begun to experience a higher influx of foreign residents of late.

The area became popular in the early 20th century when Mexico’s former president Porfirio Diaz vacationed here, and famous writer DH Lawrence wrote his notable work, The Plumed Serpent, while staying in Chapala.

After the revolutionary war, transport connections were improved with a train line (now closed; the old station has been turned into a cultural center) and today the area is made easily accessible by road highways that connect the towns to each other and to the nearby city of Guadalajara.  The region’s main airport is conveniently situated 20 miles (about a 30-minute drive) north of the town of Chapala, and offers regular flights to Mexico City and various US cities. Check FlightConnections.com for current routes.

Chapala

Chapala is a popular weekend get-away destination for Tapatios, as people from Guadalajara are known.  The town’s lakeshore district is characterized by it bandstand, scenic pier, and local cafés and restaurants; boat rides depart from here to take tourists to some of the islands on the lake, including Isla de los Alacranes (Scorpion Island) that offers sight-seeing and a place to sit and enjoy a meal.  Chapala is the first lakeside town you’ll encounter as you drive south from Guadalajara and the airport and is also where the area’s principal bus station is situated.  Chapala becomes particularly busy during the weekends as well as during long holiday weekends.

Ajijic

About a 20-30 minute drive west from Chapala (depends on local traffic) is the picturesque town of Ajijic.  This is the best known of all the lakeside towns, and tends to be the one most sought-after by foreign residents considering a move to the area.  Its picturesque streets, cobbled alleyways, pleasant plazas, and agreeable treelined boardwalk along the lakeside offer an environment that is quintessentially colonial Mexico coupled with Anglicized stores and restaurants.  Combined, these two worlds fuse into an attractive environment that provides the picturesque feel of a traditional colonial Mexican town with the comforts and amenities of an American one.

One of the striking features of the town is the proliferation of street and mural artworks that can be found throughout Ajijic.  The presence of this artwork sprang from the 1954 Children’s Art Program at Lake Chapala Society (see community, below, for more information about the LCS).  The town also makes efforts to recognize and celebrate writers and artists which you can discover and read about on local historian Tony Burton’s website, Lake Chapala Artists.

Jocotepec

“Joco,” as it’s referred to locally, is the western-most lakeside town along the north shore of Lake Chapala. Far fewer foreign residents live here than in neighboring Ajijic and Chapala, although as property prices have soared in established neighborhoods, potential new residents looking for lower-priced homes or rents, as well as those who seek a town near to Ajijic but with less concentration of foreign residents, may consider Jocotepec as a potential alternative.  Joco serves as a mid-point between the social and cultural attractions in Ajijic and Chapala and the growing assortment of modern services and stores in southwest Guadalajara, including CostCo, readily accessible from Jocotepec via highways 15 and 80.

Long-established community of foreign residents

The Lake Chapala area, with the main towns of Chapala, Ajijic and Jocotepec (and smaller enclaves including Riberas del Pilar, La Floresta, San Antonio, and San Juan Cosalá) is the most comprehensively developed of all the popular regions where foreign residents live in Mexico.  Like San Miguel de Allende, the unfolding of this locality as a foreign resident enclave happened over many decades, and was brought about through a series of organic events and situations which, together over time, cultivated a community of people with common interests and lifestyle priorities.  It is this long-established group of foreign residents who have arrived and become actively involved in the care and development of the communities they live among that has formed the Lake Chapala areas as they have become today.

For potential foreign residents seeking a place to live in Mexico, the lakeside villages offer a ‘turn-key’ lifestyle location that combines the idyllic characteristics of Mexico with familiar tones and behaviors of Anglicized culture, including an immediate community people speaking English as their principal or strong second language.

Perfect year-round climate

One of the biggest attractions for foreign residents living in the Lake Chapala area is the near-perfect climate that this region offers.  Situated at over 5,000 feel above sea level and settled alongside a natural lake, the locality offers all of the benefits of living in a mountain climate.

You don’t need to spend money keeping warm in the winter, and unlike living at the beach, you don’t need to spend money on expensive air-conditioning to keep cool during the summer months.  The year-round temperate climate provides ideal living conditions for indoor and outdoor activities.  You can learn more about the climate and weather in Lake Chapala in the section below.

Strong local community

The Lake Chapala area has what is probably the best organized and most highly developed local community of foreign residents anywhere in Mexico.  This has come about through decades of dedication by foreign residents who arrived and took an active interest in the local community and environs.

The lion’s share of the community efforts are spearheaded and coordinated by The Lake Chapala Society, headquartered in Ajijic, with arts and cultural activities led by the Lakeside Little Theatre company.

Residents who come to live in the area tend to become actively involved in social, cultural and altruistic activities, all of which contribute to the growth and strength of the local community spirit that exists here.  For newcomers, the Lake Chapala Society provides an immediate connection to local people, activities and events; and for long-term residents the society serves a foundation and focal point for the ongoing development of local community interests.

Unique and not easily compared

There is nowhere else in Mexico like Lake Chapala; other small towns that aspire to become ‘meccas’ for foreign residents (for the investment and energy they bring) talk about ’emulating the model,’ but the truth is that the Lake Chapala area (and Ajijic in particular) evolved over many decades as people attracted to the locale streamed in naturally and made unique contributions —some significant, others quite small but cooperatively important— in ways that cannot be forced or brought about in short time scales for the expediency of creating a new lifestyle destination.

This is not an ideal destination for everyone who wants to forge a new lifestyle in Mexico, and like anywhere else it’s worth taking time to consider your needs and priorities, but towns around Lake Chapala offer a comfortable and agreeable situation, especially for people who want to combine Mexico’s atmosphere and its physical environment (e.g. climate, food, architecture) with the immediate presence of a familiar Anglo culture that has formed over decades right on the doorstep in the form of social, cultural, and educational events and facilities.  The lakeside area’s proximity to an international airport is also a big pull for foreign residents with family and/or business ties in the US and Canada.

Cost of Living in Lake Chapala & environs

The cost of living in Mexico is typically lower than it is the USA, Canada and Europe, although precise costs depend upon where you live and your lifestyle choices.

Living or retiring in the Lake Chapala area is more affordable than in the US and Canada and Europe; however, it is among the more expensive places in Mexico to live, in part to due to the steady demand from foreign residents for property and services here, and the fact that some elements of the local economy (especially rents and house prices) are effectively dollarized—see real estate, below, for details.

Prices for everyday goods at local shops, supermarkets, and everyday services like telephony and utilities are in line with prices everywhere else in Mexico.

The Lake Chapala area is well served with local stores, including a large Wal-Mart, and within an hour’s drive residents have access to a wide range of modern shopping amenities including big stores like CostCo and Sam’s Club that are popular with foreign residents, as well as specialist retailers that stock imported goods which are not easily found in Mexico.

Real Estate in Lake Chapala & environs

The Lake Chapala area offers a wide range of home options to suit all tastes and budgets; from small rustic casitas to large homes built into the upper levels of the nearby mountainside offering breathtaking views across the lake.  Most foreign residents who are attracted to Lake Chapala and can afford it will rent or buy a home in Ajijic proper (and a range of price levels exists within the town itself, depending on the locale and type of property); Chapala is the second most popular locale with foreign residents; and Jocotepec, the western-most town on the north shore, is the location in this area with the least concentration of foreign residents and also the town with lower rental and purchase prices.

Principal areas (neighborhoods) around Lake Chapala

These are the principal areas where foreign residents typically buy or rent homes in the Lake Chapala area:

• Chapala itself — most foreign residents have homes situated in the hillsides above the pier and downtown lakeshore area; neighborhoods include Lourdes, San Miguel, Tepehua, La Purisima, La Parota, and Nuevo Chapala;
• as you travel west from Chapala, you’ll find Riberas del Pilar and San Antonio—popular small town/neighborhoods nestled between Chapala and Ajijic; and
• Ajijic — the most sought-after and the most expensive of all the lakeside towns; it’s where the Lake Chapala Society is headquartered and is the focal point for all the social, cultural and educational activities of the area; it’s also the most crowded and with the highest concentration of foreign residents;
• west from Ajijic along the north shore is San Juan Cosalá, an increasingly popular conurbation in the locality that’s attracting significant interest from foreign residents as well being a focal point for property developers; then
• further west are the small conurbations Jaltepec and Chantepec; before you reach
• the westernmost town on the north shore, Jocotepec, that is also the gateway to the highway connecting Lake Chapala with the (growing) southwest side of Guadalajara, including the shops and amenities near Santa Anita.

Ajijic remains the most popular and most sought after of all the lakeside towns. The demand is driven by its picturesque streets and plazas, its role as the focal point for social and cultural activities, and its ample assortment of attractive accommodations. It is, however, the most expensive of all the lakeside towns for property rentals and purchase.

Chapala, Ribera del Pila, San Antonio and San Juan Cosalá are the next most popular (and expensive) areas; as you travel further west along the north shore of the lake, you’ll find lower prices in the conurbations of Jaltepec and Chantepec, and in the town of Jocotepec.

Small properties can be purchased from around US$100,000.  Property rentals in Ajijic and Chapala tend to be quoted in US dollars and start at around US$400 per month for a small studio. Two bedroom homes can rent from US$800 per month.

Lower rents (and rents quoted in Mexican pesos) can be sought in more traditional neighborhoods and in conurbations outside of Ajijic and Chapala proper.  Our Mexico Cost of Living guide contains chapters on property prices as well as links to portal sites where you can browse properties for rent and for sale.

Healthcare services in Lake Chapala

In addition to Mexico’s state sponsored healthcare provided via the country’s national health service IMSS, good quality healthcare services offered through private clinics with US-standard healthcare services exist in the Lake Chapala area.

Hospitals/Clinics:  The area offers two local private hospitals, both situated between Chapala and Ajijic, which offer “tier 4” facilities (almost all services) with lab work and care provided lakeside and no need to travel to Guadalajara for treatments.  You will need to be insured or pay out of pocket to use these.  See the insurance options article link, below, for details about coverage choices.

Doctors: Lake Chapala is well served by doctors on call, many of whom speak Spanish and English.  They can refer you to local (public and private) clinics, specialists and hospitals.

Dentists: There are plenty of dentists to choose from; ask locally for a recommendation.

Opticians: There are several optometrists available offering eye tests, treatments and some also offer laser surgery.  Ask locally for details.

The city of Guadalajara (about an hour’s drive away) offers additional medical services and healthcare specialists if these are needed.

Local climate in Lake Chapala

As we mentioned earlier in the guide (see above), Lake Chapala offers a near perfect year-round climate to live in, and it’s this temperate climate that is one of the top attractions to people considering a move here, and as well encouraging those already living here to stay.

The towns along the north shore of Lake Chapala enjoy year-round temperate climates.  In the fall and winter months, daytime high temperatures average around 75F (23C) and nighttime lows average around 42F (6C).  In the spring and summer months, daytime high temperatures average around 85F (29C) and nighttime lows average around 55F (13C).  The rain season runs from around mid-May to mid-October each year, sometimes spilling into November.

Lake Chapala & environs essentials

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Lake Chapala articles and guides

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Lake Chapala airport

The Lake Chapala towns are served by Miguel Hidalgo y Costilla international airport (GDL) situated about 20 miles (50 minute road trip) north from the downtown pier area of Chapala. Check FlightConnections.com for current routes.

Lake Chapala map

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• Internet and WiFi services

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• Free guide to Money and Banking Services in Mexico
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• Driving and road trips in Mexico
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Health and safety in Mexico

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It’s therefore sensible to take some time to review the composition of your habitat and living spaces to help mitigate the risk of damage and injury that may occur during an earthquake, making your situations easier to cope with in the aftermath of a strong seismic event.

Effects of earthquakes on your property

Weak earthquakes may not be felt, or cause a gentle sway with little or no discernible impact on objects or the structure of your home. Stronger earthquakes can cause a wide variety of hazards, including:

• hung objects falling from walls and ceilings;
• furniture and other household items can fall or fly across a room;
• food pantries, crockery storage and other cupboards may be affected as shelving or items stored on the shelves fall;
• mirrors and glass can break causing dangerous shards and splinters;
• tiles, fixtures, and fittings can become loose and/or fall;
• live electricity wires may become exposed;
• gas pipes can break, causing a fire or explosion;
• water pipes can burst, causing the house to flood;
• utilities like electricity, telephone (internet), water, and gas may be cut-off;
• swimming pools may crack open and leak;
• strong quakes can cause buildings to move-off their foundations and collapse.

Earthquake insurance

You can insure your Mexican property and its contents against natural disasters, including earthquake damage—and better policies also cover the costs of temporary alternative accommodation if your home becomes uninhabitable.

If you already have a home cover insurance policy, double-check the renewal date and that the policy specifically covers your home for earthquake damage, as not all policies are comprehensive.  You can learn about protecting your house and its contents on our detailed guide to insuring your home in Mexico.

Preparing your habitat for earthquakes

Some forethought and planning around your home situations can make a material difference when a strong earthquake strikes.  Most earthquake-related injuries and casualties occur when people fall trying to run during the shaking; are hit by falling objects or debris; and/or when they are struck by collapsing walls or buildings.  Considering how your habitat is furnished and arranged, and what impact an earthquake would have on the objects inside of it, can help you to mitigate damage and injury.

Bedrooms

Earthquakes can happen at any time, and it’s possible that you’ll experience an earthquake overnight while you’re in bed.  Situate your bed away from glass and don’t hang heavy pictures/frames or mirrors above the bed; consider also what you may have attached to or hanging from the ceiling above the bed.

Children’s rooms

If you have children, carefully review their bedroom spaces for potentially hazardous fixtures, fittings, and toys that might fall and cause injury during an earthquake. If you have children’s play areas in your home, check that any heavy items that could tip or fall are securely fastened, and cross check outdoor play areas (like tree houses) to mitigate the risk of heavy objects falling onto the children in the event that they are playing there when an earthquake happens.  Be mindful that mirrors and other glassware can fall and/or crack and break; consider relocating any hazardous objects away from children’s bedrooms and other play areas.

Tall and/or heavy furniture

Book-cases, wardrobes, and other heavy furniture which appeared solid and stable when you placed it can fall effortlessly during a strong earthquake—and can pose a lethal risk if they fall on you or block vital exits.

Review the current placement of heavy furniture in your home, and screw large pieces to the wall using metal brackets designed for this; consider also how falling pieces could block your evacuation route and make changes as necessary. Packed boxes, stored baggage, and other stowed heavy items should ideally be kept in defined storage spaces, or low-down, so that they don’t cause a falling hazard.

Fixtures and fittings

Review your home’s fixtures and fittings and consider how they may behave in the event of an earthquake.

Picture frames and wall art: Picture frames (especially those framed using glass) and mirrors should be securely fastened to walls using double-hooks, and mirrors especially can benefit from additional fastening with putty (mastique).

Shelving, cupboards and storage units: If you have floor-based shelving or cupboards that store heavy items, for example, in food pantries, crockery storage, laundry areas, tool sheds, etc. it’s wise to ensure that the shelving, cupboard or other storage units are securely screwed to the walls.  When an earthquake comes, these types of units can become unstable and fall over.  Replacing the items could be costly, and if someone is nearby them when the quake comes, units laden with heavy objects could fall on top of people.  It’s prudent to avoid storing heavy objects on open shelves near frequently used work or transit areas.

Overhead hanging objects: Overhead lamps and chandeliers should be routinely checked to ensure that they remain securely anchored, especially in older properties where the wood or cement ceilings they are attached to may be in a state of decay.  If you have a heavy (e.g. iron) chandelier over/near a bed or other space where people rest or meet (e.g. a dining table or desk), ensure it’s very well secured, or consider relocating or removing it.

Bookshelves and other storage: If you have heavily laden bookshelves, don’t place these too near any beds or other resting places, nor along key exit routes, even if they are fastened to the wall.  Heavy cabinets ought to be fastened to the wall if they are in a space near where people work or sit, or near doors or exit routes.  Consider installing latches on high cupboard doors to prevent objects from falling out of them in the event of a quake.

Water heaters

Most water heaters in Mexico are gas-fired.  Your water heater should be securely strapped to a strong load-bearing wall using appropriate brackets.  Ensure you know how to switch-off the gas feed and water supplies.  If you are (re)installing your home’s water heater, consider using modern flexible gas piping instead of metal pipework.

Learn more about caring for and insuring your home in Mexico

Mexperience publishes extensive information to help you plan and care for your home life in Mexico through guides, articles and free eBooks:

• Further advice about how to plan and what to do during and after an earthquake is available online.
• Read our free guides about house maintenance and home security
• Latest articles about property insurance
• Articles about real estate in Mexico