Mexperience https://www.mexperience.com Experience More of Mexico Wed, 07 Aug 2024 23:59:13 +0000 en-US hourly 1 https://wordpress.org/?v=6.6.1 124046882 Mexico Relocation Guide — Continually Updated & Free https://www.mexperience.com/mexico-relocation-guide-continually-updated/ https://www.mexperience.com/mexico-relocation-guide-continually-updated/#respond Wed, 07 Aug 2024 22:04:39 +0000 https://www.mexperience.com/?p=46674---e382e955-189a-408f-9199-3a386b48e45e Comprehensive guides for living, lifestyles, and retirement in Mexico that help you make considered choices. Free and open to all readers

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Regardless of what stage you’re at in your thinking and planning about a move to Mexico, Mexperience guides and articles help you to make considered choices and informed decisions about moving to Mexico, settling-in, and cultivating a fruitful and wholesome lifestyle here.

Mexico relocation guide, continually updated

Mexperience provides in-depth insights and local knowledge with extensive articles, guides, and cross-references and connections to help you discover more of Mexico, consider your lifestyle options, define your intentions, make a plan, and help you to avoid making material mistakes with your Mexico lifestyle plans.

Our guides are written by people who know Mexico intimately, are continually revised and updated—and they’re published free of charge.

Mexperience helps you through every step of the journey

Our detailed guides and insights offer you complete information throughout every step of your journey:

  • Discovering the benefits and opportunities Mexico offers to live and work or retire.
  • Detailed insights that help you to consider whether Mexico is right for you and your partner—and family if relevant.
  • When you’ve determined that Mexico is right for you, we offer lots of practical advice to help you plan your lifestyle in Mexico.
  • Mexperience also helps you to plan your move, settle-in to Mexico, cultivate your social and community networks and helps you learn how adapt to the country and its culture.
  • When you’re settled here, our up to date articles and monthly newsletter help you to cultivate a fruitful home life in Mexico.
  • Our homestead articles offer practical advice to help you manage your home in Mexico and its dwelling spaces.
  • Our insights and local knowledge also help if you’re living in Mexico now but want to revisit your intentions and need guidance to help you settle, adapt, and reform your plans.

Take the next step: start here

Mexperience offers extensive insights, local knowledge, and connections, and everything we publish is free and open to all readers.

Begin your journey

Our Mexico Living & Lifestyles guide connects you to in-depth articles and information about living in Mexico. It’s continually updated, helping you to make considered choices and useful connections.

Help with lifestyle planning

Our regularly-updated section about Lifestyle Planning in Mexico shares insights to help you make informed decisions about your lifestyle choices in Mexico.

Calculate your living costs

Our detailed guide to the cost of living in Mexico helps you calculate a personalized budget based on your life stage and lifestyle choices.

Consider places to live in Mexico

We publish guides to help you consider places to live in Mexico, whether you come to live, work or retire.

Obtain your Mexico residency permit

Our detailed guide to applying for residency in Mexico shows you every step needed to qualify and apply for legal residency in Mexico

Real estate and property rental in Mexico

We publish a detailed guide to real estate in Mexico that shares practical insights when you’re buying, owning, renting, and selling property here.  We recommend you rent a house first before you buy, unless you’re familiar with the area you’re moving to.

Learn how to keep in touch when you’re in Mexico

Our comprehensive guides describe how you can keep in touch when you’re in Mexico.  Our local insights include learning about Mexico cell phone plans, how to dial phones, connecting to internet services including satellite services, and also learn about post and couriers… and the cost of utilities and communications.

Cultivate your home life

When you’ve made the move and you’re living here, our regularly updated articles about cultivating a fruitful home life in Mexico will give you insights, inspiration, and ideas to make the most of your everyday lifestyle.

Manage your money & finances in Mexico

We publish detailed, updated, information about managing your finances in Mexico, including bank accounts, money exchange, and money transfers.

Homestead care and management

Whether you’re renting a home or have purchased a property here, our regularly updated guides help you manage your home and dwelling spaces in Mexico, with tips and local knowledge to keep them well maintained and secure for you and your family.

Learning and improving your Spanish

We encourage you to learn Spanish to help you make the most of your experiences in Mexico.  We connect you to language courses, and our in-depth PinPoint Spanish series helps you to learn about the nuances of language usage in Mexico.

Driving, road trips and running a car in Mexico

Our guides and articles about driving and taking road trips in Mexico help you to prepare your longer road trips as well as dealing with everyday driving matters.

Free Monthly Mexico Newsletter

Sign-up to our free monthly newsletter about Mexico that is filled with inspiration, meaningful knowledge, helpful connections, and tips for better living, lifestyle, and leisure in Mexico.

Discover even more of Mexico

Our Discover Mexico section provides a constantly updated stream of articles and guides that share knowledge and keep you updated about opportunities in Mexico.

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When It’s Not Working: Out of Order, Useless—or Both? https://www.mexperience.com/out-of-order-useless-or-both/ https://www.mexperience.com/out-of-order-useless-or-both/#comments Wed, 07 Aug 2024 21:58:45 +0000 https://www.mexperience.com/blogs/foreignnative/?p=122---dca6c43e-c58f-4b24-9c58-8f1aff803e76 In Mexico there are two ways of letting people know that something isn't working properly; they are interchangeable, with some exceptions

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In Mexico there are two ways of letting people know that something isn’t working properly:

  • no sirve, from the verb servir, literally means “it doesn’t serve,” or properly translated “it’s no use,” and;
  • no funciona, that means it’s not functioning, or is out of order.

Often in Mexico people will say —or scrawl on a piece of card— no sirve, when they probably ought to say or write no funciona—for example when a soft-drinks machine is taking money but not dropping the cans into the hatch, or a ticket-dispensing machine says it gives change but doesn’t, or an ATM asks you to try again later.

But when it comes down to it, if it’s out of order then it’s no use—at least for the purpose at hand.

No funciona is also the same as no sirve if what doesn’t work is the proposed solution to a problem, because if it doesn’t work now, it won’t ever.

So, with some possible exceptions, no funciona and no sirve are more or less interchangeable, and the difference is either academic, or depends on how you want to look at it.

Mexicans aren’t particularly fussy about such grammatical minutiae, and
generally don’t waste time on it, unless there’s a practical reason for bothering, like the legislator who vehemently denied being asleep during the debates. I was not asleep —dormido but sleeping —durmiendothe offended representative clarified.

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Driving in Mexico – Your Road Trip Checklist https://www.mexperience.com/driving-in-mexico-your-road-trip-checklist/ Wed, 07 Aug 2024 21:04:45 +0000 https://www.mexperience.com/?p=45367---cd68ed68-5702-47aa-bf69-7a835f4ac19f As you plan your road trip in Mexico, this article offers insights, local knowledge, and practical tips to help you prepare for a safe and enjoyable journey

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When you’re planning a road trip, Mexico offers an extensive network of highways that traverse spectacular scenery as they connect you by land to Mexico’s beautiful beaches, its picturesque colonial cities, its impressive archaeology parks, as well as areas of outstanding natural beauty.

As you make plans for your road trip in Mexico, this article provides you with a checklist of insights, local knowledge and practical tips to help you properly plan and enjoy your journey across Mexico.

Insights about driving in Mexico

Our guides to Driving in Mexico and Auto Insurance for your journeys provide you with a raft of local knowledge and tips to help you get acquainted with the driving scene here including driving techniques, toll roads, breakdowns, military checkpoints, as well as dealing with accidents and insurance claims.

Bringing your car to Mexico

You need to organize some paperwork when you plan to drive your US or Canadian-plated car to Mexico:

Auto insurance for your road trip in Mexico

Your US or Canadian auto insurance policy won’t cover you for third party liability in Mexico.  You need to purchase a special policy to ensure your journey is properly covered and that you, your car and belongings are protected in case of an accident or other mishap:

Helpful articles

For additional insights about driving in Mexico, connect to these additional articles and resources here in Mexperience

Get an online quote for Mexico Auto Insurance

Insurance provided by our partners MexPro Insurance offer coverages using only A-rated insurers for vehicles, motorcycles, RVs, ATV/UTV, and Towed Units:

Quote for Auto Insurance
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Key Benefits that Mexico Offers to People in Retirement https://www.mexperience.com/key-benefits-that-mexico-offers-to-people-retiring-here/ Wed, 07 Aug 2024 21:02:48 +0000 https://www.mexperience.com/?p=56780_4571c5ed-93ad-41ea-a1a3-4c6763025da8 Mexico has a lot to offer people relocating here and it's especially attractive to retirees as some of the features and benefits are especially helpful to them

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In the same way that you’ll determine if Mexico is right for retirement by determining if Mexico is right for you and your situation as a place to live, so the key benefits Mexico offers are universal to all, regardless of their life stage.

However, Mexico is especially attractive to retirees because some of these features and benefits can be especially helpful to people in retirement.

This article summarizes the key benefits Mexico offers to retirees and connects you to detailed information and local knowledge published here on Mexperience for further reading and research.

Agreeable climates

Climate affects us every day, and Mexico offers agreeable climates, often temperate or warm, and cold only at higher elevations in certain regions—and then only for limited times during the year.  Connect to a wide range of articles and guides on Mexperience for more details about climate, seasons and weather in Mexico.

Further Insight about climates and weather in Mexico

Latest articles about climate and weather in Mexico

Learn about Mexico’s three climate zones

Discover Mexico though the seasons of the year

Places in Mexico that can get cool or cold in the fall & winter

Learn about the rainy season and the dry season

Find out Mexico’s extraordinary light and long daylight hours

Plenty of choices for location types

Mexico offers retirees choices in the types of places they can live in; from coastal locations that offer winter warmth, to mountain towns at elevation that offer year-round temperate climates.

Some places are more urbanized, others offer a countryside idyll surrounded by nature.  ‘Remote’ places popular with foreign residents tend to be within an hour’s drive of a large town or city that offer services and amenities retirees often seek, including healthcare services and major stores.

Our articles about discovering places to live in Mexico offer practical insights that can help you to consider the various locations on offer and discover potential places to live in Mexico so you can narrow your short-list according to your situation and considered lifestyle needs.

Fresh, locally produced food and drinks

Mexico’s shops and markets provide you with an abundant assortment of fresh food, especially visible at the vibrant, fragrant, local open-air markets here.

The year-round availability of delicious fresh fruits and vegetables, accompanied by a parade of colorful drinks and beverages made using them, makes Mexico one of the most attractive countries to be in if you enjoy good wholesome food that is also affordable.

Mexperience helps you to discover food and drink in Mexico as part of of your retirement research and planning.

Further insight about enjoying food & drink in Mexico

Latest articles about discovering and enjoying Mexican food and drinks

Learn about local food shopping choices in Mexico

Buying fresh, wholesome food without spending the whole paycheck

Some places offer open-air organic food and produce markets each week

Mexico also offers choices when you seek specialist imported food & drink

Craft beers brewed locally are growing in popularity across Mexico

Ample range of local products and amenities

Retirees coming to Mexico, especially those from the US and Canada, are likely to feel at home when it comes to obtaining many of the products, services, and amenities they have become accustomed to in their home country.

Mexico’s retail markets are extensive and well-developed; and there’s a large and growing selection of online shopping choices too.

Many products and brands foreign retirees are accustomed to seeing back home will be available in Mexico, either at one of the many supermarkets, through specialist retailers, or through online shopping options.

There are still some exceptions, for example, black tea, and alternatives for smokers are conspicuously absent; but Mexico today offers more choice and variety than it ever has before, and the range and selection of products and amenities continues to improve each year.

Local leisure amenities, including cafés, bistros, restaurants, gymnasiums, event centers, cinemas, theme parks, national parks and reserves, campsites, etc. are plentiful and readily accessible.

Further about local markets, services and amenities

Our guide to markets & shopping summarizes all the major shopping choices in Mexico from local tienditas and markets, to supermarkets and hypermarkets, department stores and special retailers

Our article about buying imported goods and homewares describes how you can obtain specialized and unusual food and home items that foreign residents tend to seek out

Browse our latest articles about eating out in Mexico

Like films? Learn about going to the movies in Mexico

Read our latest articles about markets and shopping in Mexico for even more insights

Affordable living costs

Retirees have different cost structures compared to people moving to Mexico who are of working age and perhaps with children to raise; for examples:

  • they have no school fees to pay or children to ferry around and take on school trips;
  • most have no mortgages and may also have no other substantial debts to service; and
  • they might also be able to live in Mexico without a car, which can save costs.

However, retirees have costs to consider and budget for in other areas that younger people might not have, perhaps healthcare costs being the major expense, and other assistance services, including home help and specialist care services that might have to be considered and duly funded.

Accessible transportation and communications

Most retirees travel within in Mexico to explore the country, as well as take trips to travel back to their home country to see family and friends (or they might receive visits in Mexico).

Some people retiring to Mexico might do so part time, spending only part of the year in Mexico, perhaps to overwinter here.

It’s for these reasons that good transport links, including decent roads and access to international airports, becomes important.

Mexico offers a well-developed and reliable transportation infrastructure that enable you to travel and be near other people who are close in your life, as well as excellent communications networks that enable you to keep touch at a distance, affordably.

Ample choices in accommodations

Retirees coming to Mexico who want to rent will find an ample choice of property types to choose from; our article about the practicalities of renting a home is worth reading to get local insights about that. (See link below.)

A wider selection of property types is available to retirees seeking a home to buy; and engaging the services of local real estate agent is an effective way search and buy a home here.

The links to the articles below help you to consider your accommodation choices when you’re thinking about retirement in Mexico.

World-class health and wellbeing services

Healthcare services and the availability of medicines is often near the top of retirees’ needs and concerns when they plan a move to Mexico.

All of Mexico’s popular retirement destinations are well served by doctors, dentists, opticians as well as a range of clinical and hospital services, including emergency care and specialized medical professionals and services.

Further insight about health and medical services in Mexico

Healthcare and medical services guides

Latest articles about healthcare and well-being in Mexico

Medical insurance options when you’re living in Mexico

Thriving retirement communities

In addition to the ample variety of types of locations on offer, the more popular locations to live in Mexico offer thriving and well-established retirement communities that help newcomers and long-time residents to get involved in local groups, societies, and events.  This is especially helpful when you are endeavoring to settle properly into Mexico, long term.

Further insights about choosing locations and settling-in to Mexico

Approaches to choosing your lifestyle in Mexico

Popular locations to live in Mexico

Emerging locations to live in Mexico

Underexplored places to live in Mexico

Settling-in and finding your rhythms in Mexico

Safety, and economic stability

Although media reports about security matters have put-off some people from visiting or retiring to Mexico, foreign residents of all life stages report that they feel safe in Mexico, and that the reality they live here every day is characterized by regular routines and being part of strong local communities where people look out for each other and work together to resolve issues if problems arise.

Retirees also enjoy stable lifestyles here, too—as the macroeconomics of the country are well-managed, markets work well, and there is a wide and regular availability of goods and services available, including increasing ranges of goods available through online companies that specialize in offering less common and imported products.

Warm, welcoming culture and language

Although English is widely spoken across Mexico, especially in the most popular retiree enclaves and tourist towns, learning or improving your Spanish language skills will help you enormously as you settle into your retirement in Mexico because it will give you deeper access to the local culture and enable you to integrate in ways that those who don’t speak Spanish cannot.

Mexico’s rich culture and its canny ability to assimilate foreign things without losing its own identity, offers retirees the opportunity of experiencing unusual celebrations and traditions which are nonetheless familiar.

Retirees get a front-row seat to all this culture and the events that surround it, and while others may dream of visiting Mexico in-season to experience these events, they are part of everyday life here for retirees in Mexico.  It’s an enormous, and often overlooked, benefit of living here.

Further insight about culture and language in Mexico

Public holidays in Mexico

Discover: Christmas, Easter, and Day of the Dead in Mexico

Local customs and traditions

Mexico’s culture

Foreign Native: articles that share insights into the local culture

Learning Spanish

PinPoint Spanish: context and nuances of Spanish in everyday use in Mexico

Further research and resources

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.

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Living, Working and Retirement in Comala, Colima https://www.mexperience.com/living-working-and-retirement-in-comala-colima/ Wed, 07 Aug 2024 21:02:12 +0000 https://www.mexperience.com/?p=53434_167be6f5-38c7-4f20-91aa-6e74fa8943e6 Living and lifestyle in Comala: guide to help you research and assess Comala and environs as a location for living, working or retirement in Mexico

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Research and assess Comala in the state of Colima as a location for living, working or retirement in Mexico

The small and charming colonial town of Comala in the state of Colima rests at the foot of the active ‘Volcán de Fuego’ volcano.  The region has a subtropical climate with a pronounced backdrop of lush vegetation and flora that provide warmth and color all year round.

Living in Comala, near the state capital of Colima

Comala offers semi-rural living in Mexico, off the beaten path, and ideal for foreign residents seeking a place to live that offers an authentic Mexican experience where you can fully immerse yourself in local culture and cultivate a traditional lifestyle integrated within welcoming and friendly communities.

This countryside idyll is situated just 20 minutes by road from the capital city of Colima; about a 2.5-hour drive southwest of Guadalajara —Mexico’s second largest city— and approximately 90-minute drive east of the commercial port and resort town of Manzanillo—on the shores of the Pacific Ocean.

When you’re looking for a place that’s far removed from the usual locations potential foreign residents tend to shortlist, amidst a rural idyll with easy access to urban services and amenities and good transport links, Comala can provide a countryside lifestyle amidst one of the most fertile and colorful regions of Mexico

Comala at-a-Glance:

Location Type: Colonial

Population: Comala- c.9,650; Colima City- c. 295,000 (2020 Census)

Elevation: Comala- 690 meters (2,200 feet) above sea-level; Colima City- 490 meters (1621 feet) above sea-level

Time zone: Comala, and Colima city and state are on Mexico’s Central Time zone

Annual temperatures: 65F / 18.5C (Nocturnal average, year-round); 86F / 30C (Daytime average, year-round).
See temperatures in Comala area by month (Google)

Rainy season: The rainy season in the Comala and Colima region typically runs from mid-late June to late October each year.

Hurricanes: Comala and Colima City are about a 90-minute drive from the coast. The Sierra Madre Occidental (Western Mountain Chains) helps to protect the region from some of the effects of hurricanes. See the section in this guide about climate and environment for more details.

Volcano: The Volcán de Colima, also known as the “Volcán de Fuego” is one of the most active volcanoes in Mexico. The last significant activity of eruptions were recorded between 2013- 2017. See the section in this guide about climate and environment for more details.

Earthquakes: The entire state of Colima is susceptible to potentially large earthquakes, along with most of the western edge of the North American continent.

Local economy: Agriculture, commerce, tourism

Foreign resident prevalence: Low*

Cost of living: Lower* See the cost of living section of this guide for details.

Comala on the map:
Discover Comala and Colima on the map (Google Maps)

*Relative to other foreign expat communities in Mexico

Discovering Comala and environs

The main town of Comala hosts a population of approximately 9,600 residents with a catchment area of approximately 21,600 around the wider municipality. (2020 Census.)

As with many rural towns in Mexico, the main square in Comala is the focal point and primary meeting space for people visiting and living here.  People arrive in town to enjoy food at the traditional botaneros, a collection of restaurants located on the southern side of the main square, tucked under the arches, where patrons choose from a range of traditional regional “tapas.” The tapas are complimentary with the purchase of alcoholic drinks.

Local beverages and refreshment

Comala is well-known for its traditional beverage, called ponche, a water or milk based alcoholic drink, similar to pulque, that blends a variety of fruits and nuts together to create unique and delicious flavors. You can stroll along the streets and walk into a ponche shop to ask for a free tasting; you can take refreshment of a single drink, or bottles to take home with you.

The state of Colima is also one of Mexico’s coffee growing and producing regions.  Coffee plants are cultivated along the slopes of the volcano, where a combination of dark, fertile soils and higher elevation above sea level combine to produce remarkable coffee beans. Cafés and restaurants in town stock a variety of locally harvested and roasted coffees that you can taste and enjoy.

Sweet bread pastries

Another long-standing tradition in Comala is the baking of sweet pastries, known in Spanish as pan dulce.  The town is home to numerous bakeries, which bake and sell an ample selection of sweet breads and pastries seven days a week.

These are typically eaten with coffee as part of breakfast, or as a snack during the day, and the bakeries tend to get busy in the evenings just before sundown, as families attend to buy a selection of breads for their evening supper, perhaps accompanied with locally produced coffee.

Surrounding areas and elevation

While the town of Comala is the primary focal point for meeting, trade and commerce, the wider municipality of Comala offers much more for visitors and residents to explore and enjoy in the surrounding areas.

If you’d prefer to live in a more temperate year-round climate (at higher elevation) you can consider acquiring a countryside home nearer to the volcano, where the elevation rises, and daytime temperatures cool, making it more comfortable for those who don’t enjoy the subtropical heat that is prevalent here at lower elevations.

Some people who live in the city of Colima have a country home situated on the slopes of the volcano and repair to the house at weekends to enjoy nature, a temperately comfortable climate, and delicious regional food and drink.

Comala’s higher elevation also offers a more temperate climate than that offered in the city of Colima. (The higher you climb up towards the volcano, the cooler the climate becomes—it’s also wetter there during the rainy season).

Undiscovered region, ‘off the beaten track’

Comala (and the nearby city of Colima) are host to a small community of foreign residents; however, unlike nearby Lake Chapala, where the conurbation of foreign residents is quite concentrated in one area, the expats that live here are spread out across the region and are usually integrated into the local communities and neighborhoods where they choose to live.

Most of the foreign residents who choose this region of Mexico to live tend to prefer the gentler and more serene lifestyle of Comala, using the city of Colima for essential services and amenities that are not available in the countryside.

Inconspicuous living in Mexico’s mountains

This region of Mexico tends to attract foreign residents who don’t necessarily want to form part of a distilled “expat enclave.”  Most of the foreign residents living in Comala and environs live quiet and unassuming mountain lifestyle lives amidst the traditional neighborhoods of towns and villages in the area.

Notwithstanding this inconspicuous approach, local interest groups do exist and there are always some foreign residents willing to help and provide guidance and support to newcomers in the area.

Spanish language skills needed

It’s worth noting that as this region has not been ‘discovered’ by many foreign residents, you will need to invest in your language skills to negotiate daily life here: speaking Spanish is essential to get by day-to-day.

Unlike popular enclaves including Ajijic and Puerto Vallarta where English is widely used and spoken (and some foreign residents get by speaking only in English), in Comala and environs you will need to speak some Spanish.

Our associate in Comala can help you consider your options

Whether you’re thinking about moving abroad full time or part time and wondering if Mexico, and/or Comala and Colima region is right for you, your partner, and family—experienced lifestyle consultant, Lucie Canuel, can help.

Lucie has been in Mexico for over 20 years and lives and works in the Comala area. Her expertise and experience can help you to consider your options and formulate a lifestyle plan in Mexico.

See Lucie’s profile and connect with her directly.

Cost of Living in Comala and environs

The cost of living in Mexico is typically lower than it is the USA, Canada, and Europe, although precise costs depend upon where you live and your lifestyle choices.

One of the attractions that Comala offers to foreign residents thinking of relocating to this region is the low-cost of everyday living here. As this region has not experienced a large influx of foreign residents (and foreign capital), prices —including rents and house prices— have not inflated as they have in areas that are popular with foreign residents, and the local economy is very much a ‘pesos’ economy not a ‘dollar’ economy.

Prices for everyday goods at local shops, markets, and supermarkets in Comala are in line with, or in some cases a little less expensive than prices in Mexico generally.

The city of Colima and surrounding areas is well served by local stores, including several Wal-Marts, Home Depot, and within easy access to a wide range of modern shopping amenities including big stores that are popular with foreign residents, like Sam’s Club.

Specialist retailers that stock imported goods are not easily found in the region, and for these types of items a trip to Guadalajara or Chapala will be necessary; although some goods might be available for purchase online, with home delivery available.

Further insight about living costs in Mexico

Connect to resources about the cost of living:

Our associate in Comala can help you consider your options

Whether you’re thinking about moving abroad full time or part time and wondering if Mexico, and/or Comala and Colima region is right for you, your partner, and family—experienced lifestyle consultant, Lucie Canuel, can help.

Lucie has been in Mexico for over 20 years and lives and works in the Comala area. Her expertise and experience can help you to consider your options and formulate a lifestyle plan in Mexico.

See Lucie’s profile and connect with her directly.

Real Estate in Comala and environs

Most foreign residents who come to this region choose to buy a home, although it makes sense to rent something for a while if you are unfamiliar with the area.

House rentals in Comala

The rental market in Comala can be complicated, and although it’s not impossible to find something that may suit your needs, rental options are limited, especially for furnished homes.

Because this region doesn’t have a local market that caters to a constant stream of foreign and other transitory residents (seasonal or full-time), you’ll need to exercise some creativity regarding how you search for and find a home rental here.

Real estate agents can be helpful, although word-of-mouth and forging contacts and allies locally is often a better way to find the best rental properties.  Finding a place to rent in Comala may be a challenge that will require you to exercise patience; you might need to rent something short term in the city of Colima while you search locally in Comala for a long-term rental.

House purchase in Comala

Comala has, for a long time, been a popular ‘escape hatch’ for people and families living the city of Colima; thus, some residents in the capital purchase homes in the nearby countryside to repair to at weekends and during school holidays.

As a result, houses for sale in Comala have always traded at a relative premium to those situated in other parts of the state of Colima.  (Similar to how rents and house prices in Tepoztlán trade at a premium to other parts of Morelos state.)

Over the last decade, land and property prices have increased substantially, especially along to road that leads up towards the volcano—although prices remain lower than sized-equivalents in places like Lake Chapala, Puerto Vallarta, and Manzanillo.

The advantage of purchasing a home in Comala is that the range of available properties is far more plentiful than rental properties.  A local real estate agent will be able to provide a list of current inventory and prices—you can also search Mexico’s main property portals online for currently advertised inventory.

Principal neighborhoods around Comala and Colima City

These are the principal areas where foreign residents typically buy or rent homes in the Comala/Colima City area:

Comala: Nogueras- Suchitlan- Cofradia de Suchitlan

Colima City: The newest neighborhoods, and ones where families and retired couples tend to live, are to be found on the north side of the city; the most popular include: Residenciales Esmeralda, Santa Fé, Las Lagunas, Santa Barbara, and Altozano.

See also: The charms and compromises of living in the Mexican countryside.

Learn more about real estate in Mexico

Mexperience offers lots of local insight about property in Mexico:

Our associate in Comala can help you consider your options

Whether you’re thinking about moving abroad full time or part time and wondering if Mexico, and/or Comala and Colima region is right for you, your partner, and family—experienced lifestyle consultant, Lucie Canuel, can help.

Lucie has been in Mexico for over 20 years and lives and works in the Comala area. Her expertise and experience can help you to consider your options and formulate a lifestyle plan in Mexico.

See Lucie’s profile and connect with her directly.

How to access Comala and the city of Colima

Comala and the capital city of Colima are readily accessible by intercity roads as well as two regional airports.

By Air: The state of Colima has two airports. The Playa del Oro International Airport that offers domestic and international flights, located in the municipality of Manzanillo (about a 90-minute drive from Comala and the city of Colima). The second is Miguel de la Madrid Airport, offering domestic connections and a limited number of international flights—it’s situated about a 20-minute drive from Comala and the city of Colima.

By Bus: The region’s principal bus terminal, the Central de Autobuses is situated in the capital city of Colima and offers transportation by bus to/from major and smaller cities in the country. Colima’s bus terminal also offers connections between the capital city and local towns and villages in the region; however, traveling by bus to Comala requires you to make a change-over to a second bus as there is no direct buses from the capital city to Comala.

By Taxi (or private car): Local cabs are plentiful and affordable.  A cab ride from the Colima airport to Comala costs about MX$500; and MX$300 from the central bus station.  The trip takes 20-30 minutes, depending on local traffic conditions

Healthcare services in Comala and environs

In addition to Mexico’s state sponsored healthcare provided via the country’s national health service IMSS, good quality healthcare services are offered through private hospitals in the nearby city of Colima—about a 20-minute drive away.  There are no substantial healthcare services available in Comala, except for local emergency/clinic services that offer limited scope of healthcare assistance.

The city of Guadalajara (about 2-hour drive from the city of Colima) offers the most extensive range of medical services and healthcare specialists in this region of Mexico.

Hospitals and clinics: The area offers two private hospitals, both situated in the city of Colima, which offer “tier 3” facilities (almost all services) with emergencies, lab work and care provided.  You will need to be insured or pay out of pocket to use these.  See this related Mexico insurance options article for details about coverage choices.

Doctors: The city of Colima is well served by doctors. However, there is no guarantee that they all speak English. Finding an interpreter for medical issues is key. These doctors can refer you to local (public and private) clinics, specialists, and hospitals.

Dentists: There are plenty of dentists to choose from in the area; ask locally for a recommendation. You might need to take an interpreter with you.

Opticians: There are several optometrists available offering eye tests, treatments and some also offer laser surgery.  Ask locally for details.

Learn more about healthcare in Mexico

You may find these resources on Mexperience helpful:

Our associate in Comala can help you consider your options

Whether you’re thinking about moving abroad full time or part time and wondering if Mexico, and/or Comala and Colima region is right for you, your partner, and family—experienced lifestyle consultant, Lucie Canuel, can help.

Lucie has been in Mexico for over 20 years and lives and works in the Comala area. Her expertise and experience can help you to consider your options and formulate a lifestyle plan in Mexico.

See Lucie’s profile and connect with her directly.

Local climate and natural environment in Comala

The climate in Comala and Colima is hotter and more humid than places situated inland at higher elevations, for example, Guadalajara and Chapala.  However, areas around the town of Comala near the volcano enjoy a more temperate year-round climate, especially along the slopes of the volcano which are situated at a higher elevation than the town center.

Annual temperatures

65F / 18.5C (Nocturnal average, year-round); 86F / 30C (Daytime average, year-round). See temperatures in Comala area by month (Google)

Rainy season

The rainy season in the Comala and Colima region typically runs from mid-late June to late October each year.

Hurricanes

Comala and Colima City are about a 90-minute drive from the coast; however, the Sierra Madre Occidental (Western Mountain Chains) helps to protect the region from some of the effects of hurricanes that land on the nearby Pacific coast. Due to its close proximity to the coast, the inland areas of Colima state remain susceptible to the effects of hurricanes—most commonly manifests with heavy rainfall and localized flooding in some areas of the region.

Volcanic region

The Volcán de Colima, also known as the “Volcán de Fuego” is one of the most active volcanoes in Mexico. This means that periodically, when the volcano goes into a period of activity, there may be occasional ash or vapor exhalations, including occasional eruptions. Historical records from the Spanish colonies indicate that Comala and Colima City have never been evacuated nor suffered any destruction or damages from past large eruptions. The last significant activity of eruptions were recorded between 2013- 2017.

Earthquakes

The entire state of Colima is susceptible to potentially large earthquakes, along with most of the western edge of the North American continent.

Further insights about weather and climate:

Comala & environs essentials

Connect to practical information and gain insights about living and lifestyle in Comala and environs:

Comala articles and guides

Connect to more articles and guides about Comala on Mexperience

Airports serving Comala

The state of Colima has two airports. The Playa del Oro International Airport that offers domestic and international flights, located in the municipality of Manzanillo (about a 90-minute drive from Comala and the city of Colima). The second is Miguel de la Madrid Airport, offering domestic connections and a limited number of international flights—it’s situated about a 20-minute drive from Comala and the city of Colima.

Comala on the map

Explore Comala and Colima on Google maps

Getting around Mexico

Transportation choices in Mexico

Communications in Mexico

Stay in touch when you’re in Mexico:

Money and banking services in Mexico

Learn about money management and banking in Mexico

Driving in Mexico

Learn about driving and road trips in Mexico

Health and safety in Mexico

Connect to articles and resources about health and safety matters in Mexico

Our associate in Comala can help you consider your options

Whether you’re thinking about moving abroad full time or part time and wondering if Mexico, and/or Comala and Colima region is right for you, your partner, and family—experienced lifestyle consultant, Lucie Canuel, can help.

Lucie has been in Mexico for over 20 years and lives and works in the Comala area. Her expertise and experience can help you to consider your options and formulate a lifestyle plan in Mexico.

See Lucie’s profile and connect with her directly.

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Make Sure You Know Who’s Renting Your Mexican Home https://www.mexperience.com/know-who-is-renting-your-mexican-home/ https://www.mexperience.com/know-who-is-renting-your-mexican-home/#comments Wed, 07 Aug 2024 20:11:40 +0000 https://www.mexperience.com/?p=40757---4d250fa9-20df-4426-ad53-fe70ad4b6ade A Mexican law empowers authorities to seize your home if it’s suspected that the property was obtained illicitly or if it’s being used for illegal activities

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Legislation enacted in August 2019 gives the Mexican state wide-ranging powers to seize physical property in the event that it’s suspected to be —or suspected ever was— linked to illicit or criminal activity.

Known in Spanish as Ley Nacional de Extinción de Dominio, the law enables a judge to immediately order the seizure of a property that is suspected to be part of a corrupt or illegal transfer chain (for example, if previous owners used illicit means to acquire it or build it) and/or if it’s suspected the property is being actively used for criminal purposes.

Legal quagmire if your property becomes entangled

Under this law, a property may be immediately seized without trial if the authorities present a petition to a judge and that judge deems that there are grounds to suspect the authorities have a genuine case.  The state may subsequently dispose of the property even before a trial has taken place. The law is causing some controversy especially in relation to a present owner’s risk of loss due to an illicit transaction history that the owner could not have known about.

If you buy a property in Mexico and, even years later, it’s discovered that the property was transacted illegally you could forfeit the asset and have no recourse to insurance coverages which would become null-and-void in this circumstance.

As the law is relatively new and untested there are no substantive case studies to reference regarding the appeal process.  In any event, legal costs to defend the asset would be substantial even if a subsequent trial ruled in the owner’s favor.

The law covers titled land, titled physical property (residential and commercial) and ejidos (communal land); as well as any assets situated on or linked to the property including valuables, goods, bank accounts, etc.

Definitions of ‘illicit uses’ of the property include —but are not limited to— organized crime, kidnapping or human trafficking, concealment, storage of stolen or illegal goods (e.g. cars, fuel, drugs), extortion, and money-laundering.

The wrong tenants could cause you to lose your Mexican home

This law also places the burden of responsibility of current use of the property directly on the owner.  If you rent your house out and the tenants use it for illegal purposes, then the state can seize the property from you with a writ from a judge.  In circumstances where your rented property is used by the tenants for illegal purposes it may prove impossible to get your home back or get compensated after the fact.

When you rent out your Mexican home you should be absolutely sure that detailed referencing and due diligence has been undertaken on potential tenants and that the people who apply and sign the rental contract are the same people who move in.  The contract should also contain carefully-worded legal clauses which specifically prohibit illicit use of the home.

Speak to your real estate agent or a lawyer or Notary Public to ensure your contract is current in respect of this new legal code.

The information contained in this article is published in good faith and not intended to constitute personal, professional, legal, financial or investment advice, nor replace the services of professional advisors.

Learn more about caring for and insuring your home in Mexico

Mexperience publishes extensive information to help you plan and care for your home life in Mexico through guides, articles and free eBooks:

Get a quote and arrange your home coverage now

You can get an online quote and coverage for your home in Mexico (whether you own or rent) in minutes with our home insurance associate, MexPro.

Quote and coverage: Get an instant quote and arrange instant coverage online

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Get Assistance with Your Mexico Residency Procedure https://www.mexperience.com/get-assistance-with-your-mexico-residency-application/ Wed, 07 Aug 2024 19:32:48 +0000 https://www.mexperience.com/?p=39039---954a7d3a-195d-4b6c-a4ff-9ef96984081f_365b8c62-ee6e-4d27-9bd3-0d969c0b1a48 When you need assistance and practical support with a Mexico residency permit application, renewal, exchange, or troubleshooting—our associates can help

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Obtain a detailed consultation and practical tele-support for your Mexico residency application and other immigration procedures

Get help to plan your approach when you apply for residency in Mexico, and practical tele-assistance as you make your own way through procedures related to applying for and managing your residency status in Mexico.

Tele-Assistance —vs— Accompanied Assistance

Our associates offer Tele-Assistance regardless of your location, and they offer Accompanied Assistance at immigration offices in selected locations across Mexico.

Tele-Assistance is ideal if you are comfortable going to the immigration office in Mexico to file by yourself. Our associates consult with you about your situation and plans and check that your  supporting documentation is in good order.  They complete the application forms and letters, and help you arrive fully prepared to file your application.

Accompanied Assistance provides in-person support at immigration offices in selected locations across Mexico. The associate consults with you, prepares and prints out all the application forms and letters—and meets you at the immigration office in Mexico to help file your procedure.  Accompanied assistance is not available at Mexican Consulates outside of Mexico.
Learn more about the Accompanied Assistance support service.

How the Tele-Assistance support service works

The tele-assistance support service saves you time and helps avoid common mistakes made by applicants.  This section describes the application stages and support offered at each stage.

Stage Tele-Assistance Support
Initial consultation The service begins with a personal consultation. Our associate will consult with you to understand your situation, describe the relevant application procedures, and plan your custom tele-support service.
Tele-support for Mexican Consulate procedures If your procedure involves an appointment at a Mexican Consulate, our associate will provide tele-support for this stage, including identifying a suitable consulate, help with appointment booking, and support to help you prepare for your interview at the Mexican Consulate, including review of your supporting documentation for accuracy and completeness.
Preparatory work To prepare for your procedure, our associate will send you a customized checklist of the documents you need to gather. They’ll ask for copies of some documents you’ll need to send to them in advance so they can pre-prepare your application.
Forms and letters The associate will correctly complete all the application forms and write the covering letters, in Spanish.
Scheduling Our associate will coordinate with you about dates for your intended procedure and filing that are mutually convenient, and which meet the stipulated deadlines for the procedure.
Preparing to file your application Visa exchange: If you have a residency visa to exchange for a residency card, our associate will work to prepare your visa exchange (Canje) application forms and covering letter, in Spanish.

Other procedures: If your procedure involves an existing residency card renewal, replacement, or exchange, or other matter, our associate will brief and assist you according to your individual situation.

Dates: Our associate will coordinate with you about your intended arrival date in Mexico, or the intended filing date if you’re already in Mexico, and provide you with details of the immigration office’s address and opening hours.

Files to print, and checklist: They’ll email the files of the forms and letter for you to print out and sign. They’ll also send you a customized checklist of required documents you need to carry with you to file.

Filing the application Our associate will send you a document with detailed guidance about what to do at the immigration office in Mexico on the day based on your intended procedure and location. Depending on the location, you will either attend the office in person to ask for an appointment date and return another day, or you’ll need to line up and wait for a service token.
Tele-contact and assistance Our associate will provide you with a contact number/email in case you have questions or concerns, or need to troubleshoot any issues as you work your own way through the procedures and file your application.
Leaving the immigration office When you have completed filing your procedure, you can advise our associate about the outcome. They may ask you to send them a copy of your card/papers for review and ensure everything is in good order.

This is not a line-hopping service

Our associate assists and guides you through the procedures in good time, but cannot obtain preferential treatment for any applicant, and they cannot guarantee appointment date availability or ‘fast-track’ appointments or processing time scales at the immigration office.

Tele-Assistance Service Plans and Fees

Our associate’s service fee options are designed to flex with your individual situation. Consulting and assistance fees exclude the government fees applicants must pay to apply for residency in Mexico.

All service plans include an initial consultation by phone/videocall/email/chat, confirmation of the required procedures, completion of the forms and letters, custom checklist of documents you’ll need to carry, and written instructions about where to go and what to do when you arrive at the immigration office.

Tele-Assistance Service Plans Service Fee

First time residency applications

When you want to apply for residency, this service plan combines the initial consultation, tele-assistance for the Mexican Consulate appointment and interview preparation, and tele-assistance to help you exchange your visa(s) for a residency card(s) at an immigration office in Mexico.

US$299
Single applicant, or couple applying together.+US$99 for each additional applicant in the same family (3+).

Visa to residency card exchange

If you already have a residency visa issued by a Mexican Consulate, get tele-assistance to help you exchange your visa for a residency card at an immigration office in Mexico.

US$129
Principal applicant.+US$99 for each additional applicant.

Residency card renewal

When you have an existing Residency Card and want to renew your status, get tele-assistance to renew your residency card for further years at an immigration office in Mexico.

US$219
Principal applicant.+US$99 each additional applicant.

Change from Temporary to Permanent residency

After four consecutive years of holding temporary residency (2 years if married to a Mexican National) get tele-assistance to apply to change from temporary to permanent at an immigration office in Mexico.

US$219
Principal applicant.+US$99 each additional applicant.

Family Unit residency applications

If you’re married to a Mexican National or have certain other family connections in Mexico, get tele-assistance to apply for residency using the Family Unit rules.

US$219
Per applicant. (Application from within Mexico.)US$319
Per applicant. (Application starting at a Mexican Consulate abroad.)

Lost residency card replacement (Inside Mexico)

If you lost your residency card while inside Mexico, get tele-assistance apply for a replacement at an immigration office in Mexico.

US$219
Per applicant.

Lost residency card replacement (Outside Mexico)

If you lost your residency card while you are outside of Mexico get tele-assistance with the Mexican Consulate procedure and tele-assistance at the immigration office in Mexico to get the card replaced.

US$319
Per applicant.

Personal details update notification

When you move home, change marital status or nationality, or change jobs, get tele-assistance to file a change notification at an immigration office in Mexico.

US$129
Principal applicant.+US$99 each additional applicant.

Regularization procedure

If you allow your residency card to expire or need to do other ‘regularization’ procedures related to residency, get consultation and tele-assistance to address your situation.

US$119
Per Hour.One hour minimum. Time over one hour billed precisely as used.

Personal Consultation

If you want to talk to an English-speaking experienced immigration associate about your situation using telephone/email/chat you can hire our associate per hour.  Ideal for exploratory conversations and to talk through potential options for residency in Mexico.

Upgrade: If you buy the Personal Consultation, and subsequently decide to apply for residency, our associate will discount the consultation fee from the First Time Residency Application plan fee (see above).

US$119
Per Hour.One hour minimum. Time over one hour billed precisely as used.

RNE Special Program Support

If you qualify and wish to apply for residency in Mexico using the Special ‘RNE’ Program, our associates offer a support package for this.  Learn more about the Special RNE Program.  The fee includes the consultation and tele-assistance with the forms and paperwork.

US$219
Principal applicant.+US$99 each additional applicant.

Questions before you request the service?

If you have a question or need guidance about how the immigration assistance service works before you make a service request, please contact us.

Make a service request for Tele-Assistance

To hire our associate to assist you, please complete the request form below.

What happens next?

  • After you complete the form, our immigration assistance associate will contact you to request payment for the Tele-Assistance service.
  • When you’ve paid, they’ll get in touch to schedule your initial consultation and begin the Tele-Assistance service.
  • Mexperience will send you an email to confirm these details.
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Adequate Auto Insurance for Your Mexico Road Trip https://www.mexperience.com/ensuring-your-mexico-road-trip-is-adequately-insured/ Wed, 07 Aug 2024 19:05:42 +0000 https://www.mexperience.com/?p=18525---2d911763-cb8f-452d-857f-993c09a894a7 Being properly insured when you drive in Mexico provides coverage against financial loss, and also practical and legal support in stressful circumstances

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An adequate auto insurance policy valid in Mexico will include all-important third party liability, and it should also provide practical assistance services that support you in stressful situations—which car accidents tend to be.  This article provides practical advice to help you prepare for your road trip coverage.

Get an online quote for Mexico Auto Insurance

Insurance provided by our partners MexPro Insurance offer coverages using only A-rated insurers for vehicles, motorcycles, RVs, ATV/UTV, and towed units.

Quote for Auto Insurance

Auto insurance coverage valid in Mexico

Some auto insurance policies might contain wording that leads you to believe that you are covered in Mexico, but this out-of-country cover, if any is included, is limited to damage to your own vehicle and certain things you may be carrying inside your car.

The most important aspect of an auto insurance policy when you’re driving in Mexico is third-party liability, because claims for damages by third parties can be substantial.

Third party liability abroad needs a special policy

By law, US and Canadian insurers can’t provide third party liability and this coverage must be underwritten by a Mexican insurance company and be specially formed to be legally valid under Mexican law.

Third party liability covers any losses your actions might cause to others. These most commonly include (but are not limited to):

  • damage to another person’s vehicle, or their property;
  • injuries to another person in an accident; and
  • damage to public property (e.g. road structures).

Get an online quote for Mexico Auto Insurance

Insurance provided by our partners MexPro Insurance offer coverages using only A-rated insurers for vehicles, motorcycles, RVs, ATV/UTV, and towed units.

Quote for Auto Insurance

How much liability insurance is needed in Mexico?

While no one expects to be involved in an accident —and far less a serious one— when arranging coverage, it’s worth considering the worst-case scenario: that you accidentally cause serious injury or death of another person as a result of a vehicle accident.

Here in Mexico you can be made financially responsible to the other party (or their kin) if you unintentionally cause the death of another motorist, and reputable insurance brokers suggest that you have no less than US$300,000 in liability insurance and they will usually recommend US$500,000.

Get a policy covers more than just accidents

There are other factors besides financial liability to consider when you are arranging your auto insurance when you drive in Mexico.  The three most important aspects to consider when choosing a policy are:

Legal representation

If you’re involved in a serious road accident in Mexico, it’s common for those involved to be detained until the situation is assessed, fault is determined, and financial responsibility is assigned.

Due to this process, the legal representation which better policies offer will provide you with:

  • local assistance to help you deal with the complex paperwork and procedures (in Spanish, and liaise with you in English);
  • a fund to post a bail-bond and get you released as soon as practicable; and
  • a legal team to negotiate on your behalf if fault and responsibility is assigned to you.

Medical coverage

If you or any of your vehicle’s occupants are injured in an accident, medical payments might or might not be covered. Medical coverage on auto policies vary and you’ll need to compare the choices to ensure you have an adequate amount of coverage, per person and in total.

Assistance for accidents and vehicle breakdowns

When an accident happens, what really matters is the practical support provided by an insurance policy.

If your vehicle breaks-down, or in the event of a minor accident which leaves your car damaged but readily repairable, a roadside travel assistance plan offered by the insurer can be an enormous benefit to you.

Roadside assistance can be purchased as part of an auto insurance policy and offers very practical help in what can be stressful and confusing circumstances.

  • In the event of a breakdown or minor accident which leaves you stuck, help with things like gas delivery, a flat tire, a locksmith, or a tow truck to a nearby garage for essential repairs can be a phone call away.
  • In the event of an accident, assistance can provide practical support and liaison with key personnel to help you recover more quickly and get back on your road trip as soon as practicable.

Get an Auto Insurance Quote

Insurance provided by our partners MexPro Insurance offer coverages using only A-rated insurers for vehicles, motorcycles, RVs, ATV/UTV, and towed units. Their insurances cover third party liability, provide legal assistance, and you can opt for medical and roadside assistance to be included.

Quote for Auto Insurance

Learn more about driving in Mexico

Mexperience offers articles with insights to help you prepare for your road trip and drive confidently in Mexico.

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Assistance to Exchange Your Mexico Visa for a Residency Card https://www.mexperience.com/assistance-to-exchange-your-mexico-visa-for-a-residency-card/ Wed, 07 Aug 2024 18:11:45 +0000 https://www.mexperience.com/?p=47666---e3b38ce1-d2ae-4a22-b6fa-1f92b62fa160 When you need assistance to exchange your residency visa sticker for a residency card when you arrive to Mexico, our associates can help

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When you have been granted a temporary or permanent residency visa in Mexico and need assistance exchanging the visa sticker(s) in your passport(s) for a residency card, our associates can help.

The visa sticker the Mexican Consulate issues in your passport gives you one-time entry to Mexico as a legal resident, and you must arrive at a port in Mexico before it expires (usually six months after its issue date), and you must exchange this sticker for a residency card within 30 days of your arrival in Mexico.

Assistance with the visa-to-card exchange process

A special process exists to exchange the residency visa sticker in your passport for a residency card, and this must be done in person at a local immigration office in Mexico.

The procedures involve completing some forms, and writing a letter (in Spanish) requesting the exchange. You must attend your local immigration office in Mexico with the paperwork correctly completed to finish the residency application process and  exchange the visa sticker in your passport for a residency card.

Tele Assistance or Accompanied Assistance

Our associates offer a choice of tele-assistance that enables you to attend the immigration office in Mexico yourself fully prepared with all the forms and other paperwork duly completed and ready to file, and they offer accompanied assistance at selected locations in Mexico if you want someone to prepare all the paperwork and accompany you to file at the immigration office.

Tele-Assistance for Visa Exchange

Consultation and paperwork. Our associate will consult with you about your situation, confirm the procedures and afterwards complete the forms, write the covering letter, and email the documents for you to print and sign so you arrive prepared at the immigration office.

Instructions and checklist. Our associate will provide you with a checklist of documents you’ll need to take with you and detailed instructions about where to go and what to do when you arrive.

Learn more and make a request for Tele-Assistance

Accompanied Assistance for Visa Exchange

Consultation and paperwork. Our associate will consult with you about your situation, confirm the procedures and afterwards complete the forms, write the covering letter, print and prepare the documents for you to sign.

Appointment or service token. Depending on the location, our associate will either attend the immigration office ahead of time to obtain an appointment date for you, or they will line up early in the morning to hold your place in the line for a service token on the day you intend to file.

Accompaniment and instructions. Our associate will provide you with a checklist of documents you’ll need to take with you on the day. They will meet you on the filing date and provide you with all the paperwork to sign and present to the immigration office.  If they cannot accompany you inside (some offices allow this, others don’t) they will provide you with detailed instructions about what to do when you enter.

Learn more and make a request for Accompanied Assistance

Time scales to exchange your visa for a residency card

You must arrive in Mexico and begin the exchange process before the visa expires, which is usually 180 days (six months) after its issue date, and within 30 days of your physical arrival in Mexico—and we recommend that you don’t leave it to the last minute!

Some immigration offices process exchanges and issue the residency card(s) on the same day you attend the immigration office in Mexico, and sometimes offices ask applicants to return, usually within 1-3 weeks after their filing date, to complete the process.

You can learn more about current time scales on this article.

Learn more and make a service request

Our immigration associates are experienced professionals who have helped thousands of people through immigration procedures over the years.

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Places in Mexico that Can Get Cold During the Fall & Winter https://www.mexperience.com/places-in-mexico-that-can-get-cold-during-the-fall-winter/ https://www.mexperience.com/places-in-mexico-that-can-get-cold-during-the-fall-winter/#comments Wed, 07 Aug 2024 18:03:38 +0000 https://www.mexperience.com/?p=62752_3c4728c3-a6e7-43db-b52d-37b0d86be47a Most of Mexico enjoys agreeable climates year-round, but some areas can get cool or cold, particularly after sundown, during the fall and winter months

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Mexico is not often associated with cold weather as most of the country most of the year enjoys agreeable temperatures which range from temperate to warm or hot.

However, Mexico is big, and as we described in our article about this being a land of three lands, different regions and varying topography create distinct climate zones—including those that can get quite cold during the fall and winter months.

How elevation influences local climates

Regions in Mexico that experience cool or cold climates, especially between the late fall and through the winter months, are those situated in the northern desert regions, as well as the areas across the country that are inland and situated at higher elevation.

Many of Mexico’s popular and picturesque inland towns and cities are situated at elevations over 4,000 feet above sea level, and more commonly are situated between 5,000 and 7,000 feet above sea level.

This elevated topography keeps air temperatures considerably cooler and less humid throughout the year even on latitudes where temperatures are very hot at lower levels, and along the coast.

During the spring and summer months, the elevation keeps the climate in these places feeling temperate, with warm days (sometimes hot in the late spring) and comfortably cool after sundown and overnight.

When the season turns from summer to fall, and then to winter, mountainous places at elevation can become quite cool, and some even quite cold after the sun sets.

In the Mexico’s northern desert regions, overnight temperatures can freeze and some areas like the Copper Canyon can also experience snow.

Temperate daytimes become cool or cold after sundown

One of the climatic features of colder months in Mexico’s highlands is that daylight temperatures tend rise steadily throughout the morning to become temperate and comfortable by the afternoon.

Seasonal cold fronts from the north can cause temperatures to plunge for a few days, and prevent daytime temperatures from reaching their typical highs, and this is especially noticeable in mountain enclaves at higher elevations.  Cold fronts tend to last only a few days at most, and then pass.

When the sun begins to set, temperatures begin to drop noticeably and you might have to trade daytime shorts for long pants and a pullover during the evenings.

Temperatures drop at sundown and then continue to fall steadily throughout the evening and overnight.  That chill will linger on to sunrise and through the early hours, making mornings feel crisp, or sharp.

Some days, it might take until late morning or early afternoon before daytime temperatures rise sufficiently to dispel the chill, especially if a cold front arrives, and/or if the day is heavily overcast.

Regions in Mexico affected by cool or colder weather

Areas in Mexico that are commonly affected by cooler or cold weather during the autumn and winter months include:

Low-lying and coastal areas

Lower-lying areas (below ~2000 feet elevation) including the coastal plains and coasts situated at latitudes around or below the Tropic of Cancer tend to remain pleasantly warm during the autumn and winter (absent a cold front) which is why they’re so popular with ‘snowbirds’—part time residents who overwinter in Mexico.

Lower-lying areas situated at latitudes above the Tropic of Cancer can feel cooler or cold sometimes, especially if a cold front arrives.

Discover Mexico’s weather and climates

Mexperience helps you to discover Mexico’s diverse topography and climate as you make your lifestyle and leisure plans:

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Practical Checklist for Mexico Home Insurance Coverages https://www.mexperience.com/practical-checklist-for-mexico-home-insurance-coverages/ Wed, 07 Aug 2024 17:53:42 +0000 https://www.mexperience.com/?p=57243_c5be0227-89a1-4b03-9e21-c0156f070a34 A checklist of essential practical matters to consider as you search for and arrange an insurance policy for your home in Mexico—whether you own or rent

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A house (or watercraft) is usually the most valuable physical asset people own during the course their lifetime.

It’s possible to lose a great deal money (and even a life’s savings) if you are not insured or discover following an unforeseen event or natural disaster that your policy was not adequate or that the insurer underwriting the policy was not financially sound.

This article highlights practical aspects related to property insurance in Mexico to help you understand home insurance policies and choose coverages which are suitable to your needs and that will be adequate in the event you need to make a claim.

Home insurance if you own or rent in Mexico

You can arrange property insurance whether you own or rent a home in Mexico.

If you own a home in Mexico, you can insure the physical structure of the property as well as arrange coverages for loss of personal property at the home, and third party liabilities.

If you are renting a home in Mexico, you cannot insure the physical structure but you can arrange coverages for loss of personal property situated at the home and third party liability in relation to people visiting or working in your rented home.

Get an online quote and arrange your home coverage

Obtain a online quote and organize coverage for your home in Mexico (whether you own or rent) in minutes with our home insurance associate, MexPro.

Quote and coverage: Get a quote and arrange instant coverage online

Uninsurable residential structures in Mexico

Note that certain physical structures, especially risky ones like wood-framed buildings and palapa (palm or straw) roofing structures are usually explicitly excluded from all policies; if you must insure these, be prepared to pay a high premium to have them included in your coverages (it’s usually uneconomic to do so).

“All Risks” —vs— “Named Perils” insurance coverages

Some policies will offer “All Risks” cover, a form of comprehensive coverage that will pay out in the event of most incidents involving your home.

The better policies offer the option to cover catastrophic incidents such as hurricanes, floods, wind, fire, volcanic eruptions, and earthquakes; surprisingly, some Mexican insurers are unable to underwrite some of these events, although specialist US insurers will.

To lower the insurance premium, you can elect to limit certain “Named Perils” assigned to your policy instead of taking All Risks coverage.  When you do this, certain events will be covered while others will not.

Less expensive policies are often the “named perils” type—even though on the surface they might appear to be comprehensive. A good broker will make a clear distinction between these two during its sales offer and demonstrate the cover and price differences between options.

Property insurance —vs— property title insurance

Note that property insurance and property title insurance are different.

Property insurance coverages are paid annually and can underwrite the physical property on the land, your personal possessions at the property, and may also cover third party liabilities related to the property.

Property title insurance is a one-time insurance payment you can buy when you purchase a property that mitigates risks related to unforeseen issues or liens associated with the property’s title.  It must be purchased before you close the property transaction.

Obtaining coverage for all your dwelling spaces

Your policy should cover the main structures of your home space and provide sufficient compensation to rebuild those structures if necessary.

Optionally, you may also cover carports, guesthouses, and other outbuildings including garages, games rooms, cabañas, equipment rooms, bungalows, stand-alone studios, etc.

Some homes in Mexico are composed of several structures (for example, several buildings situated around a central courtyard) and in these circumstances, the insurance rule is usually: everything that is directly connected is treated as one building. Anything that stands alone is considered an additional building.

Get an online quote and arrange your home coverage

Obtain a online quote and organize coverage for your home in Mexico (whether you own or rent) in minutes with our home insurance associate, MexPro.

Quote and coverage: Get a quote and arrange instant coverage online

Insuring your personal possessions situated at the property

A good insurance policy will cover personal goods owned by you, your guests, or domestic employees when they are working at your residence. Coverage for theft of personal property varies, depending on whether it is “scheduled” (specifically listed) or not.

Some policies include coverage for certain valuable property, such as cash, securities, jewelry, fine arts, sporting equipment and property used for business purposes—up to certain limits.

If you need higher limits for specific items of property that you own, this option is available by listing them on a special section of the application and making them a type of ‘named risk.’

Third party liability protection in relation to your home in Mexico

Good home insurance policies provide coverage for personal liabilities to third parties to protect you and your family against any lawsuits or demands presented against you.

For example, if a wall collapses and injures someone who was near it at the time; or the neighbor’s property is damaged due to a falling tree from your garden, a good insurance policy will cover your liabilities in these circumstances.

Policies can also cover injuries to people visiting or working in your home, for example if your housekeeper or gardener injure themselves on the job.

Loss of home use, or rental income

If you rely on your property for work, or to bring in a rental income, you may also choose to include a “loss of use” risk coverage in your policy.

This cover provides for additional living expenses if your house is damaged and cannot be lived in for a time while it’s repaired or rebuilt.

If you rent out your home and rely on this for income, you could take the additional option to cover rental income loss, whereby you are compensated for lost income if your home becomes damaged and unavailable for rental to others (you will need to provide evidence that a rental contract exists).

Rent liability coverage

Some home insurance policies exclude coverage when your home is rented (even occasionally or part time) or add a hefty supplement to the policy’s premium to include renter’s liability as part of the coverage.

If you rent out your home in Mexico (or intend to at some point) and want your coverages to be valid when others are renting the property, check with the provider you get a quote from to see if renter’s liability coverage is included in the premium, or how much more you need to pay in premium to include it.

Important note on “Simultaneous Occupancy” when renting

If you rent part of your home (e.g., a room, or an outbuilding) to third parties while you are living on the property —known as ‘simultaneous occupancy’ in insurance termsthis is treated differently by insurance companies and a personal/domestic policy will not cover you: you’ll need to seek out a commercial policy which is likely to be more expensive.

The reason is that simultaneous occupancy where a commercial arrangement exists creates additional risks (e.g., lawsuits) which a domestic policy does not price into the risk premium.

If, on the other hand, you rent out the entire property and vacate the property while the renters are present, then a personal/domestic policy will suffice.

Insuring your condominium unit in Mexico

Condominium associations in Mexico are supposed to keep a blanket commercial policy in place to cover the entire property.

Typically, this provides insurance coverage for the building as well as communal elements of the property such as pools, garages, the interior walls, fixtures, fittings, and outbuildings associated with the development, or fraccionamiento.

The wording of these commercial insurance policies tends to be very limiting in what they will cover within the terms of a blanket condominium insurance policy and it’s prudent for individual condo owners to arrange separate insurance to mitigate expenses of paying for certain types of damage.

Exclusion of third party liability

Many Mexican-issued insurance policies exclude third party liability and renter’s liability from the standard policy and charge a substantial premium to include these as optional extras. This places an obligation on condominium owners to cover elements not included by the commercial policy on a unit-by-unit basis.

Liability to adjacent properties in the building

Don’t be lured into a false sense of security by condominium blanket coverages: in a situation where an event that happens in your condominium affects an adjacent condominium —for example, a water leak in your shower room that damages your neighbor’s room below— you will be made liable for repairs to yours and your neighbors’ damages.  Having a unit-based insurance policy in place will protect you from the expenses of these sorts of events.

Check the documentation

The key documents to check on your Condo contracts are the ‘Byelaws’ and ‘Covenants’ associated with your condominium property: these are the documents that contain the small print regarding what is and what is not covered by the condominium building’s ‘blanket’ insurance program.

Get an online quote and arrange your home coverage

Obtain a online quote and organize coverage for your home in Mexico (whether you own or rent) in minutes with our home insurance associate, MexPro.

Quote and coverage: Get a quote and arrange instant coverage online

Insurance for beachfront and waterside property in Mexico

It’s possible to insure property near oceans, rivers, and lakes—although premiums may be higher to reflect the additional risks which may arise from storms and flooding that can be more common in these areas.

The online insurance application form will ask you for the Mexican postal code (zip code) of the property, and this is mapped to detailed topographical and statistical data which enables insurers to assess the hydro and meteorological risks that are related to the property and quote accordingly.

Some companies may refuse to insure properties very close to the sea or other bodies of water if historical statistical data show that it’s unviable, although policies may be available from different brokers that will quote for coverage in certain acute circumstances—with higher premiums to reflect the increased risk.

Insurance for homes situated on Mexico’s Yucatán peninsula

If you own —or intend to own— a home situated on Mexico’s Yucatán peninsula, you’ll discover that getting your property insured is more difficult than if it’s situated in other regions of Mexico.

The Yucatán region’s geology, coupled with unique hurricane risks, has made it either difficult or prohibitively expensive to insure homes in this area. However, our insurance associate MexPro offers home insurance coverages in the Yucatán region.

Watercraft insurance in Mexico

A few people live on their boat moored in Mexico, while some people who own homes here near a body of water might also own a boat, a jet ski, or a yacht—and these ought to be properly insured while they are situated in Mexican waters.

The premium you pay for insurance of your watercraft is based on two factors:

  • the number of days the craft will be in Mexico, and
  • the value of the watercraft.

Personal injury and third-party liability cover should also be taken out in case you become involved in an accident on the water. The better policies also offer legal assistance and ‘bond’ cover in addition to the injury and liability cover.

In legal terms, accidents involving watercraft where people are injured or killed are treated in similar fashion to serious car accidents in Mexico.

If you own watercraft and and spend extended periods of time here, or live here, an annual policy may be a better investment than a short term policy covering specific dates.

Check with the broker providing your quote to find out what options they have for year-round coverage of your watercraft in Mexico.

Get an online quote and arrange your home coverage

Obtain a online quote and organize coverage for your home in Mexico (whether you own or rent) in minutes with our home insurance associate, MexPro.

Quote and coverage: Get a quote and arrange instant coverage online

Learn more about property insurance in Mexico

Mexperience offers detailed insights about property in Mexico for buyers, owners, renters, and sellers.

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Remarkable Customized Tours to See the Monarch Butterflies https://www.mexperience.com/remarkable-customized-tours-of-the-monarch-butterflies/ Wed, 07 Aug 2024 17:02:43 +0000 https://www.mexperience.com/?p=48085---c56ed398-7cab-415a-804c-1d014be60a24 A customized tour makes your visit to the butterfly sanctuaries an effortless journey, enabling you to fully absorb the experience of this remarkable migration

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Experience the phenomenal Monarch Butterflies as they overwinter in the oyamel fir tree forests in the mountains west of Mexico City between November and March each year.

A customized tour makes your visit to the butterfly sanctuaries an effortless journey, enabling you and your companions to fully absorb the experience of this remarkable migration.

The butterflies arrive in November and leave in March

Our travel partner has been helping visitors to enjoy the Monarch Butterfly sanctuaries for over 15 years and their custom-made itineraries are underpinned by a depth of experience and close working relationships with local guides and travel specialists, as well as the local community leaders that run and caretake the protected butterfly sanctuaries.

The Monarch butterflies begin to arrive in Mexico during November and leave around mid-March.  Peak viewing season runs from mid-January to late February—this is when the butterflies are most active.  The oyamel forests are situated at elevation of up to 10,000 feet above sea level in the mountains west of Mexico City.  Ascent on horseback is available for those who may need assistance with the climb.

An outstanding customized tour to the butterfly sanctuaries

A customized tour arrangement can begin in Morelia (Airport: MLM) or Mexico City (Airport: MEX).  These carefully crafted tours provide a guide and transportation exclusively assigned to your party.

You will be met personally at the airport by your English-speaking guide and driver, and swiftly transported to your accommodations, so that you can settle-in and begin to get acclimatized the locality and altitude.

Every day of your tour, the guide and driver will meet you at your hotel to begin the day’s activities.  The guide will also accompany you for your overnight stay near the butterfly sanctuaries.

Custom tours are offered with varying durations from three-to-six nights’ stay, to flex with your available schedule and budget.  Tours can begin in Mexico City, or Morelia—as you prefer.  Shorter itineraries of three nights’ stay focus primarily on a visit to one butterfly sanctuary, whereas the longer 6-night+ tours enable you to visit two or three sanctuaries and take in additional tours in the locality.

Monarch butterfly tours starting in Mexico City

Monarch butterfly tours starting in Mexico City include:

  • Overnight stay in the historic downtown area of Mexico City
  • Visit to the fresh and vibrant forested lakeside area of Valle de Bravo
  • A visit to one, two or three sanctuaries, depending on your time scale, with at least one overnight stay near one of the three sanctuaries
  • Ascent to the sanctuaries on horseback is available by request, at an additional cost
  • You can optionally start in Mexico City and end in Morelia, or vice-versa

Day tour options for extra days:

  • Take a guided tour of the historic center of Mexico City and visit the outstanding Anthropological Museum;
  • Visit the holy shrine of La Virgen de Guadalupe and take a private trip out to the spectacular Teotihuacán archeological site;
  • Discover more of Mexico City with a visit to the bohemian Coyoacán art district and the floating gardens of Xochimilco

Tour prices starting in Mexico City

Prices for customized butterfly tour packages starting in Mexico City start from US$875 per person, depending on duration, and based on two people sharing a room. There are surcharges for single-occupancy rooms and solo travelers. Optional add-on day tours and tour customizations around Mexico City and Morelia can be quoted and arrange by request. Prices are subject to change. Please request a personalized quote from our travel partner by completing the request form below.

Monarch butterfly tours starting in Morelia

Monarch butterfly tours starting in Morelia include:

  • Overnight stay in the historic city of Morelia
  • Visit to two or three butterfly sanctuaries, depending on your time scale, with at least one overnight stay near one of the three sanctuaries
  • Ascent to the sanctuaries on horseback is available by request, at an additional cost
  • You can optionally start in Morelia and end in Mexico City, or vice-versa

Day tour options for extra days:

  • Enjoy a tour of the fascinating and insightful folk-art villages around lake Patzcuaro;
  • Visit the ancient and mysterious Purépecha archeological site of TzinTunTzan;
  • Take a historic walking tour of the regal colonial city of Morelia;
  • Watch as copper is formed into art and homewares and buy unique pieces of copperware in the village of Santa Clara del Cobre

Tour prices starting in Morelia

Prices for butterfly tour packages starting in Morelia start from US$1,045 per person, depending on duration, and based on two people sharing a room.

There are surcharges for single-occupancy rooms and solo travelers. Optional add-on day tours and tour customizations around Mexico City and Morelia can be quoted and arrange by request.

Prices illustrated are subject to change. Please request a personalized quote from our travel partner by completing the request form below.

What your butterfly tour includes and excludes

Regardless of your tour’s start point or duration, your package always includes:

  • being met personally with transfers to and from the airport;
  • lodging at hotels that have been carefully chosen by our travel partner;
  • a private driver and guide to the butterfly sanctuaries;
  • entrance fees to the sanctuaries; and
  • your morning breakfasts and in-tour transportation.

Tour package prices exclude

  • your flights (or other transportation) to the start point in Mexico City or Morelia;
  • meals other than your morning breakfast at the hotel(s);
  • tips for the guide, driver, hotel and restaurant staff; and
  • trip insurance.

Make a Monarch Butterflies tour request

Complete the request form below and receive a quote for a customized tour to visit the phenomenal Monarch butterflies in Mexico.

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