Auto insurance coverage valid in Mexico

Some auto insurance policies might contain wording that leads you to believe that you are covered in Mexico, but this out-of-country cover, if any is included, is limited to damage to your own vehicle and certain things you may be carrying inside your car.

The most important aspect of an auto insurance policy when you’re driving in Mexico is third-party liability, because claims for damages by third parties can be substantial.

Third party liability abroad needs a special policy

By law, US and Canadian insurers can’t provide third party liability and this coverage must be underwritten by a Mexican insurance company and be specially formed to be legally valid under Mexican law.

Third party liability covers any losses your actions might cause to others. These most commonly include (but are not limited to):

• damage to another person’s vehicle, or their property;
• injuries to another person in an accident; and
• damage to public property (e.g. road structures).

How much liability insurance is needed in Mexico?

While no one expects to be involved in an accident —and far less a serious one— when arranging coverage, it’s worth considering the worst-case scenario: that you accidentally cause serious injury or death of another person as a result of a vehicle accident.

Here in Mexico you can be made financially responsible to the other party (or their kin) if you unintentionally cause the death of another motorist, and reputable insurance brokers suggest that you have no less than US$300,000 in liability insurance and they will usually recommend US$500,000.

Get a policy covers more than just accidents

There are other factors besides financial liability to consider when you are arranging your auto insurance when you drive in Mexico.  The three most important aspects to consider when choosing a policy are:

Legal representation

If you’re involved in a serious road accident in Mexico, it’s common for those involved to be detained until the situation is assessed, fault is determined, and financial responsibility is assigned.

Due to this process, the legal representation which better policies offer will provide you with:

• local assistance to help you deal with the complex paperwork and procedures (in Spanish, and liaise with you in English);
• a fund to post a bail-bond and get you released as soon as practicable; and
• a legal team to negotiate on your behalf if fault and responsibility is assigned to you.

Medical coverage

If you or any of your vehicle’s occupants are injured in an accident, medical payments might or might not be covered. Medical coverage on auto policies vary and you’ll need to compare the choices to ensure you have an adequate amount of coverage, per person and in total.

Assistance for accidents and vehicle breakdowns

When an accident happens, what really matters is the practical support provided by an insurance policy.

If your vehicle breaks-down, or in the event of a minor accident which leaves your car damaged but readily repairable, a roadside travel assistance plan offered by the insurer can be an enormous benefit to you.

Roadside assistance can be purchased as part of an auto insurance policy and offers very practical help in what can be stressful and confusing circumstances.

• In the event of a breakdown or minor accident which leaves you stuck, help with things like gas delivery, a flat tire, a locksmith, or a tow truck to a nearby garage for essential repairs can be a phone call away.
• In the event of an accident, assistance can provide practical support and liaison with key personnel to help you recover more quickly and get back on your road trip as soon as practicable.

Learn more about driving in Mexico

Mexperience offers articles with insights to help you prepare for your road trip and drive confidently in Mexico.

• Insuring your vehicle for driving in Mexico
• Importing a foreign car or other vehicle to Mexico
• Getting a Temporary Import Permit (TIP) for your vehicle
• Your Mexico road trip checklist
• Latest articles about driving in Mexico
• Guide to auto insurance in Mexico

A customized tour makes your visit to the butterfly sanctuaries an effortless journey, enabling you and your companions to fully absorb the experience of this remarkable migration.

The butterflies arrive in November and leave in March

Our travel partner has been helping visitors to enjoy the Monarch Butterfly sanctuaries for over 15 years and their custom-made itineraries are underpinned by a depth of experience and close working relationships with local guides and travel specialists, as well as the local community leaders that run and caretake the protected butterfly sanctuaries.

The Monarch butterflies begin to arrive in Mexico during November and leave around mid-March.  Peak viewing season runs from mid-January to late February—this is when the butterflies are most active.  The oyamel forests are situated at elevation of up to 10,000 feet above sea level in the mountains west of Mexico City.  Ascent on horseback is available for those who may need assistance with the climb.

An outstanding customized tour to the butterfly sanctuaries

A customized tour arrangement can begin in Morelia (Airport: MLM) or Mexico City (Airport: MEX).  These carefully crafted tours provide a guide and transportation exclusively assigned to your party.

You will be met personally at the airport by your English-speaking guide and driver, and swiftly transported to your accommodations, so that you can settle-in and begin to get acclimatized the locality and altitude.

Every day of your tour, the guide and driver will meet you at your hotel to begin the day’s activities.  The guide will also accompany you for your overnight stay near the butterfly sanctuaries.

Custom tours are offered with varying durations from three-to-six nights’ stay, to flex with your available schedule and budget.  Tours can begin in Mexico City, or Morelia—as you prefer.  Shorter itineraries of three nights’ stay focus primarily on a visit to one butterfly sanctuary, whereas the longer 6-night+ tours enable you to visit two or three sanctuaries and take in additional tours in the locality.

Monarch butterfly tours starting in Mexico City

Monarch butterfly tours starting in Mexico City include:

• Overnight stay in the historic downtown area of Mexico City
• Visit to the fresh and vibrant forested lakeside area of Valle de Bravo
• A visit to one, two or three sanctuaries, depending on your time scale, with at least one overnight stay near one of the three sanctuaries
• Ascent to the sanctuaries on horseback is available by request, at an additional cost
• You can optionally start in Mexico City and end in Morelia, or vice-versa

Day tour options for extra days:

• Take a guided tour of the historic center of Mexico City and visit the outstanding Anthropological Museum;
• Visit the holy shrine of La Virgen de Guadalupe and take a private trip out to the spectacular Teotihuacán archeological site;
• Discover more of Mexico City with a visit to the bohemian Coyoacán art district and the floating gardens of Xochimilco

Tour prices starting in Mexico City

Prices for customized butterfly tour packages starting in Mexico City start from US$875 per person, depending on duration, and based on two people sharing a room. There are surcharges for single-occupancy rooms and solo travelers. Optional add-on day tours and tour customizations around Mexico City and Morelia can be quoted and arrange by request. Prices are subject to change. Please request a personalized quote from our travel partner by completing the request form below.

Monarch butterfly tours starting in Morelia

Monarch butterfly tours starting in Morelia include:

• Overnight stay in the historic city of Morelia
• Visit to two or three butterfly sanctuaries, depending on your time scale, with at least one overnight stay near one of the three sanctuaries
• Ascent to the sanctuaries on horseback is available by request, at an additional cost
• You can optionally start in Morelia and end in Mexico City, or vice-versa

Day tour options for extra days:

• Enjoy a tour of the fascinating and insightful folk-art villages around lake Patzcuaro;
• Visit the ancient and mysterious Purépecha archeological site of TzinTunTzan;
• Take a historic walking tour of the regal colonial city of Morelia;
• Watch as copper is formed into art and homewares and buy unique pieces of copperware in the village of Santa Clara del Cobre

Tour prices starting in Morelia

Prices for butterfly tour packages starting in Morelia start from US$1,045 per person, depending on duration, and based on two people sharing a room.

There are surcharges for single-occupancy rooms and solo travelers. Optional add-on day tours and tour customizations around Mexico City and Morelia can be quoted and arrange by request.

Prices illustrated are subject to change. Please request a personalized quote from our travel partner by completing the request form below.

What your butterfly tour includes and excludes

Regardless of your tour’s start point or duration, your package always includes:

• being met personally with transfers to and from the airport;
• lodging at hotels that have been carefully chosen by our travel partner;
• a private driver and guide to the butterfly sanctuaries;
• entrance fees to the sanctuaries; and
• your morning breakfasts and in-tour transportation.

Tour package prices exclude

• your flights (or other transportation) to the start point in Mexico City or Morelia;
• meals other than your morning breakfast at the hotel(s);
• tips for the guide, driver, hotel and restaurant staff; and
• trip insurance.

Make a Monarch Butterflies tour request

Complete the request form below and receive a quote for a customized tour to visit the phenomenal Monarch butterflies in Mexico.

Our travel partner has been taking visitors to the Copper Canyon for over 20 years and specializes in custom-made tours that take care of all the details and enable you, your family, and companions to get the most from your visit to this most remarkable region of Mexico.

Enjoy breathtaking scenery on a remarkable train journey

You can experience the Copper Canyon by hiking, biking, trekking, horseback, or four-wheeling; however, by far the most popular route is to take the Copper Canyon train line—that runs between Los Mochis and Chihuahua City.

The Copper Canyon railway is a stunning piece of engineering achievement. The railway line is over 390 miles in length, crosses 39 bridges (the longest bridge is over 1500 feet long) and 86 tunnels (the longest over a mile in length). The line crosses some of Mexico’s most rugged and wild natural terrain; hugging the edge of mountains and traversing deep ravines across its bridges. The scenery it travels through is truly breathtaking.

Choose a custom tour to get the most from your visit to the canyons

A custom tour of Copper Canyon can begin in Los Mochis (Airport: LMM), Mazatlán (Airport: MZT) (from where you will be provided with ground transportation to the beautifully picturesque town of El Fuerte where you’ll board the train); or Chihuahua City (Airport: CUU).

Expertly crafted tours. Our travel partner’s tours are underpinned by over two decades of experience, and provide guides and transportation exclusively assigned to your party. As part of your tour package, all your transportation, accommodations, food, and assistance services will be provided to ensure that your time is spent absorbing the experience and not concerning about the travel logistics.

Airport transfers. You will be met personally at the airport and swiftly transported to your comfortable accommodations in preparation for your copper canyon tour.  At the end of your tour, you’ll be transported back to the airport of your choice.

Accommodations. Hotels in the canyons are attractive colonial-style hotels, and all rooms have private baths.  They provide comfort amidst the natural scenic locations where they are situated; you can expect excellent service with friendly and attentive staff, and the water and food are safe.

Independent or fully guided. Our travel partner offers independent tours complemented by a detailed information packet that is tailored to your itinerary and that will assist you as you engage in your day-by-day activities. Optionally you can choose to have an English-speaking guide for an extra fee to accompany you on the entire trip and thus give you the most complete experience in Copper Canyon.

Flexible itineraries. Custom tours are offered with varying durations from five to eight days’ stay, to flex with your available schedule and budget.  Shorter itineraries of four nights’ stay focus primarily on the extraordinary train ride through the canyons, whereas the longer 6-night+ tours enable you to experience more of this outstanding region, interact with the tribes and communities who live locally, and take in additional day tours.

Copper Canyon tours starting in Los Mochis, Mazatlán, or Chihuahua City

We recommend you begin your tour in Los Mochis or Mazatlán, and you can end your tour where you began (complete a loop); or you can elect to begin and end your tour at one of the other start/end points.

If you begin the tour in Los Mochis or Mazatlán, you will be met at the airport and provided with comfortable ground transportation from there to El Fuerte, where you’ll be accommodated overnight at a charming colonial-style hotel, and board the train early in the morning.  Optionally, you can include side tours in and around El Fuerte.  It’s a 90-minute road trip from Los Mochis to El Fuerte, or a 6-hour road trip from Mazatlán that includes travel along a scenic oceanside highway.

If you begin the tour in Chihuahua City, you will board the train from there; optionally you can include side tours around Chihuahua before or after your canyon tour.

Copper Canyon tour itineraries

All tours are customized to your needs, schedule and budget and can include:

• Itineraries ranging from five to eight days, or longer, depending on your schedule and budget
• Overnight stay at a specially selected hotel in Los Mochis, El Fuerte, or Chihuahua City before the start of your journey into the canyon
• Train tickets with as a class of service to suit your preferences and budget. The copper canyon train offers three classes of service: First class, Executive class, and Standard class. Our travel partner will describe the features of each one so you can choose a class of service to suit your preferences and budget.
• Overnight stays at selected hotels on the ridge of the copper canyon, near Divisadero
• A choice of various activities and tours in the canyons (see below)
• Independent (self-guided) tour using a detailed information packet provided by our travel partner, or full guided tour with an English-speaking guide, as you prefer

Activities to take part in at Copper Canyon

Choose from a range of activities and experiences when you’re in the canyons. A modest additional fee per person, per activity, applies:

• Third longest cable car in the world
• Zip lines across ravines
• Aerial forest view
• Visit to the serene and remote Oteros canyon and cave
• 1-hour (easy/moderate) hike along the Tarahumara trail
• 3-hour (moderate/difficult) hike to visit the community of Wakajipare and the Tarahumara museum designed by the Rarámuri community
• Horseback ride (3.5 hours) into the canyon to discover the best view of the Urique River
• Around Creel and Cusarare: a cultural and spiritual tour that takes you to see the village of San Ignacio de Arareko, the lake of Ararek, and several picturesque valleys including the Valley of the Monks.

Additional activities and customized tour options

For travelers who can spend extra days on a highly customized itinerary, additional options include:

• Tour and enjoy the highly picturesque colonial town of El Fuerte and environs including a visit to the Mayo indigenous villages and dances; a gentle cruise on a raft down El Fuerte river; black bass fishing in the lake (seasonal); massage and hydro whirlpool therapies.
• Enjoy eco/adventure tours around Los Mochis including fishing, snorkeling, boat rides, bat caves, and taking-in the sunset on the island of Farallon;
• Visit Creel and reconnect with nature on outdoor activities in the surrounding area, including half-day or full-day hikes into the notably peaceful and serene wilderness around Creel; a day’s hike to bathe in natural hot springs; an outstanding 10-hour day hike that will take you to discover and experience the highest waterfall in Mexico at Basaseachi falls
• Visit the Cerocahui mission town and alpine village is situated in Urique Canyon (the deepest canyon in the region) in a valley dotted with fruit trees along the riverside—a destination characterized by extraordinary natural beauty and tranquility. Nearby is the Cerro del Gallego vantage point offering spectacular views of the canyons including the town of Urique, revealing the depth of the canyon and the river that winds along the valley floor.
• Complete your tour with a visit to the colonial city of Chihuahua, enjoying a guided tour of the historic quarters of this old city and a visit to local limestone caves.

Deepen your experience with a visit to Batopilas

For travelers who want to experience the Copper Canyon beyond the usual tourist sights, consider adding a custom visit to Batopilas to your itinerary.  This tour will have your feet traversing through three outstanding canyons that lead down to the beautifully picturesque rural town of Batopilas.

Your journey will take you through three different climate zones: beginning in the upper Sierra at over 7,000 feet, gradually descending to the base of Batopilas canyon, just above sea level.  This 85-mile trip will take most of the day and enables you to witness some the most magnificent natural scenery in Mexico—no other tour in the canyons matches the depth of visual stimulation offered by these places.  The optional tour includes:

• An overnight stay at a fabulously restored 15-room hacienda hotel; and
• A walk to the Lost Cathedral at Satevo and the ruins of the Batopilas Mining Career.
• Optionally, a walk to the aqueduct and Porfirio Diaz tunnel opening; and hiking in the picturesque Cerro Colorado can also be arranged by request.

Copper canyon custom tour prices

These carefully crafted tours of the Copper Canyon comprise a core offering with optional customizations to suit your schedule, preferences, and budget.

• Prices for 5-day core tour packages starting in Los Mochis or Chihuahua start from US$820 per person, and based on two people sharing a room.
• Prices for 7-day core tour packages starting in Los Mochis or Chihuahua start from US$955 per person, and based on two people sharing a room.
• Prices for 8-day core tour packages starting in Mazatlán start from US$1,060 per person, and based on two people sharing a room.

Families are welcome: Children (ages 3-11) accompanied by an adult(s) pay a discounted rate.

Train class options: Prices include the cost of a standard class train ticket; executive and first-class tickets carry a surcharge of between US$20 and US$250 each, depending on your travel choices.

There are surcharges for single-occupancy rooms and solo travelers. Optional add-on day tours and tour customizations around Los Mochis, Creel, and Chihuahua can be quoted and arranged by request. Prices are subject to change.

Prices illustrated are subject to change. Please request a personalized quote from our travel partner by completing the request form below.

What your copper canyon tour includes and excludes

Regardless of your tour’s start point or duration, your package always includes:

• being met personally with transfers to and from the airport;
• booking of your train tickets in the class you have chosen to travel in;
• lodging at hotels that have been carefully chosen by our travel partner;
• breakfast, lunch, and dinner (at Cerocahui and Divisadero only); and
• a detailed information packet to guide you on your independent tour, or a fully escorted tour with an English-speaking guide.

Tour package prices exclude:

• your flights (or other transportation) to the start point and end point;
• additional meals, drinks, and snacks, including alcoholic beverages
• costs of activities and local day tours you may choose to participate in in the canyon (prices range from US$15-$75 per person, per activity)
• tips for the guide, driver, hotel and restaurant staff; and
• trip insurance.

Make a Copper Canyon tour request

Complete the request form below and receive a quote for a customized tour to visit the magnificent Copper Canyon in Mexico.

Our travel partner offers in-depth insights to this remarkable region of Mexico, underpinned by close-knit working relationships with local community service providers. Choose from set date tours, or request a custom itinerary to suit your dates and travel preferences.

Whale watching season in Mexico

The Grey Whales journey from the icy waters off the coast of Alaska to arrive at the warmer coastal lagoons along the Baja California peninsula during the month of January. 

• The breeding season is short and advance planning is essential.
• Peak viewing begins in late January.
• The whale watching season ends in late March.

The coastal lagoons near Guerrero Negro are located on the 28th Parallel, virtually halfway between the northern and southern reaches of Mexico’s Baja region.

Mexico’s Baja peninsula is a narrow but very long tract of land, so to make the best use of time, our associate recommends that visitors fly at least one-way.

Planned tour: As part of your tour package, your tour transportation, accommodations, most meals, and all assistance services will be provided to ensure that your time is spent absorbing the experience and not concerning about the travel logistics.

Set-date itineraries take a picturesque road trip to Guerrero Negro and fly back from there on a small private aircraft to an air strip in Ensenada, with ground transportation to San Diego.  Your party may be combined with other parties on ground transport during these set-date tours.

Custom itineraries are formed according to your party’s schedules, interests, and transportation preferences. A custom tour offers full flexibility and ground transportation is exclusively assigned to your party on custom itineraries.

Accommodations. Hotels chosen for the tour are attractive local hotels and inns, and all rooms have private baths.  They provide comfort amidst the natural scenic locations where they are situated.  You can expect excellent service with friendly and attentive staff, and the water and food are safe.

A unique tour in an extraordinary location that will create lifelong memories for you and your party

These tours, carefully crafted by a highly skilled tour operator based in Baja and working hand-in-glove with local indigenous communities in the region, offer one of the most awe-inspiring travel experiences available in Mexico.

The highlight of tour is being in the company of the grey whales and their baby offspring. Many dream of meeting a whale and feeling its majestic presence nearby, and this tour opens an opportunity for you and your family and friends to realize that encounter in a way that respects nature and the whales themselves as they frolic in the natural habitat where they arrived to give birth to their progeny.

Highlights of the Tour

Your tour will be composed of a series of activities that will bring you close to the rugged and breathtaking beauty of Baja’s deserts—a place that provokes inward contemplation and provides inspiration for our senses.

You can join a set-date group tour, or request a no-obligation quote for a fully customized tour to suit your party’s schedules, interests, and travel preferences.

In all cases, knowledgeable and passionate English-speaking guides will provide detailed insights and narratives about the natural history and the local culture as you travel through and absorb this remarkable experience.

Extraordinary whale encounters

The coastal lagoon area off the coast of Guerrero Negro is one of the best places in the world to meet and encounter with gray whales. You may have the chance to see mothers with their newborns; some whales encourage their offspring to frolic with the humans and you may even touch them during carefully-managed encounters.

Birdwatching in Baja

Guerrero Negro is also known one one the world’s ornithological hotspots, as the region provides a vast natural and unspoiled habitat to host migratory birds as they meet and mate among its pristine estuary ecosystems and isolated salt flats.

Iconic garden, ancient caves and a salt mine

Hike and wonder among the whimsical granite boulders and boojum trees of Cataviña, an iconic garden of cacti and hidden cave paintings. A guided tour into the largest salt mine in the world is also possible; this a remarkable experience that leads you in to a pearl white landscape of mountains composed entirely of salt rock.

Wine tasting tour

You’ll be passing through the heart of Valle de Guadalupe, one of Mexico’s top and most renowned wine producing regions. The tour offers an option to visit one of the great vineyards of the region where you will take lunch, taste from a variety of fine wines produced on the estate, and have an opportunity to buy some wine to take home with you, directly from the producer.

Active touring on foot and water

Depending on your timescale, interest, and physical ability, local hikes can be included as well as kayaking in the local lagoons. This can include a hike along coastal volcanoes with a wonderful view of surrounding wetlands.

Visits to local points of interest

Itineraries also include visits to local cultural centers, museums, and other local community centers, reserves and local initiatives to help you gain deeper insights into the local culture and its people.

Local restaurants and eateries

The tour will include visits to hand-picked places to eat, including popular local restaurants and quaint local eateries, with fresh oysters and other seafood being one of the local delicacies due to the proximity of the ocean and the Sea of Cortés. Special dietary arrangements can be accommodated with advance notice.

Small airplane travel

Small aircraft fly lower and slower than commercial jets.  The tour operator offers an option to climb aboard a small aircraft to return to Ensenada and in doing so encounter a bygone era of air travel, when the experience was valued over speed.

The ~300-nautical mile (two-and-a-half hour) flight offers passengers a birds-eye view of the areas you explored on ground, including majestic mountains that rise-up from the vast desert landscapes to the east, and the foam and spray of the inspiring and powerful Pacific Ocean to the west.

Optional Road Cruise northward

If you would prefer not to fly back to Ensenada, you may opt for a Land Cruise back north, with a side trip to visit the Sea of Cortés.  This land cruse return option adds one or two nights to your timescale and itinerary.

Typical 6-day itinerary

Tours typically last six days and begin and end in San Diego, California; or in Tijuana, Mexico.

Baja whales and nature tour prices

These carefully designed tours to visit the whales in-season, combined with other local attractions in the Baja region, are offered on set-dates with a preset itinerary or via a customized quote to suit your own dates (season runs from January to March), activity interests, transport options, and tour timescales.

• Six-day tours are priced from US$1,920 per person.
• Make a request for dates in 2024/2025 and receive a no-obligation quote from our travel associate.

Make a Baja Whales & Nature tour request

Complete the request form below and our Baja travel associate will be in direct contact with you to share a detailed itinerary for set-date tours or provide a no-obligation quote for a customized tour.

Bigger than the Grand Canyon in Arizona

The ‘Copper Canyon’ is actually a series of twenty canyons, formed over the years by six rivers.  The area is about seven times the size of the Grand Canyon, and has distinct topography, flora and fauna to Arizona’s premier natural wonder.

The most popular —and best— way to travel into the canyon is by making use of the remarkable railway which traverses areas of this rugged wilderness.  Opened in 1961 following decades of construction, the line is an extraordinary feat of engineering in its own right.

Copper Canyon train line: an engineering marvel

The railway was originally devised to connect the commercial Pacific sea port at Los Mochis to the central colonial city of Chihuahua. A distinctive engineering feature of the line is that it begins at near-sea level on the Pacific coast, rises to an altitude of over 8,000 feet and then declines again to an altitude of around 2,500 feet.

The incline of a railway track cannot exceed fifteen degrees, so to accomplish the  ‘climb and descent’ the engineers needed to construct bridges, burrow many tunnels through the mountains, and use ‘switch-back’ stages in order to complete the route.

By the time the railway was finished, engineers had laid over 390 miles of track crossing thirty-nine bridges and traversing eighty-six tunnels: the longest bridge runs for a quarter mile and the longest tunnel for nearly a mile.

A remarkable train journey through the canyons

Two first-class trains begin the journey across the canyon: one starting in Chihuahua City and the other in Los Mochis.  They meet, roughly half-way, near Divisadero station, which is also a base for most of the canyon’s hotels, lodges, and tours which take visitors deeper into the canyons.

The most scenic and dramatic areas of the canyon are on the west side, so to take advantage of the daylight it’s generally accepted that the train traveling eastbound —from Los Mochis towards Chihuahua— is a better sight-seeing option than the one traveling east to west.

When to visit the Copper Canyon

Seasonally, May and June tend to be the driest months in the canyons.  July to November are months when the rains are most abundant and the canyons’ flora show-off their deepest colors.  Between December and May, the canyons’ colors pass through a transition between the wet and dry seasons.  Winter months (December to February) are the coldest and it can snow in some areas of the canyon.

El Fuerte is the most popular boarding point

Although the train journey begins in Los Mochis, many tour visitors board the train at its first main stop situated in the beautiful colonial town of El Fuerte, which is about an hour’s drive from Los Mochis—the city which most people fly into to take the train.  When you arrange your visit to the canyon using a tour service, there will be a driver and vehicle waiting to meet you at the airport.

You can take the train straight through to Chihuahua City and simply see the canyon ‘in passing’ on the train.  However, to properly experience the canyons and get the most out of a visit to the region, we recommend you explore the various tours on offer and include a stay at one of the hotels or lodges in the canyon itself (the more adventurous can hike and camp in the canyon) and, from there, participate in some of the wonderful outdoor activities on offer.

For detailed information about the Copper Canyon, including local knowledge about the area, best times to travel, the train journey, the attractions and activities on offer, connect to our comprehensive Guide to Mexico’s Copper Canyon.

Consequences of driving uninsured in Mexico

If you become involved in a car accident in Mexico and you are not insured:

• you will become personally responsible for any damage to the third party’s vehicle (or vehicles, if it is determined that your actions were the cause of an incident involving several vehicles);
• the authorities will pursue you personally for costs related to the repair of the public highway; this includes things like road surface, barriers, signs, and lamp post repairs—and can get expensive;
• if someone is hurt or killed, all drivers will be arrested; if you are deemed to be responsible, third parties will pursue liability damages against you;
• the authorities may charge you with driving without third party insurance that is compulsory in Mexico.

What to look for in an auto insurance policy

Regardless of who you buy your auto insurance coverage from, you should check that your auto insurance policy includes these essential elements:

Financially sound insurance underwriter

Make sure that the insurance company underwriting your policy is financially sound. Policies from lesser-rated insurance companies might cost less, but that lower premium translates into a de facto higher-risk for the policy holders. Don’t just shop around for the cheapest policy—consider who’s insuring you to avoid surprises in the event that you need to make a claim.

Licensed broker

As all insurance policies are sold through brokers, ensure that the broker you engage with is licensed and that they provide full transparency of the policies they offer. You should be able to check the detailed terms and conditions of any policy before you are asked to buy.

Broker’s presence and infrastructure

Ensure that the broker you use is well established in the market.

‘Good infrastructure’ means that the broker has excellent customer services facilities, makes effective use of technology so that you can purchase your policy efficiently.

The policy ought to offer help and support services when you are in Mexico, in addition to the insurance coverage, to include local access numbers where you can call to make a claim, ask questions and report issues, and be able to talk to someone in English, especially if you don’t speak much (or any) Spanish.

Liability coverages, legal assistance, and bail bond

Ensure that any policy you purchase includes coverage for these three essential elements:

• Third party liability: the policy must cover third party liability, including your personal liability to any third parties.
• Legal assistance: good policies offer comprehensive legal assistance that will support you in the event of a serious accident or third-party claim.
• Bail bond: your coverage ought to include a ‘bail bond’ element that will cover payment of your bail bond if you become involved in a serious accident and are detained while the incident is investigated, and liability is assessed. If this process is protracted, the bail bond may get you released pending inquiries.

Local support when you need it most

In the event of an accident or incident and subsequent claim, the level of local support your broker’s insurer has in place in Mexico will make all the difference to you.

• The broker and their insurance company should provide easy access to local support services in Mexico so that in the event of a claim, you are able to call for help with the least amount of effort.
• They ought to offer support attended by an English-speaking service agent who will be able to manage your call efficiently and dispatch the help and support you need.
• The local support ought to coordinate all your needs including accident reporting, legal support, breakdown, and medical assistance (if you purchased these).

Breakdown and medical coverages

The better brokers will offer a comprehensive range of additional support services, which are optional, but are worth considering when you are driving in Mexico.  The two most important are:

Breakdown coverage

If your vehicle breaks down while you’re driving in Mexico, roadside recovery will provide you with the essential support you need to get your car repaired and mitigate risks of becoming stranded.

Roadside assistance may include things like delivery of emergency fuel, towing services, dealing with flat or damaged tires, locksmith support, jumpstart assistance, and provision of lodging and a rental car while you wait for your vehicle to be repaired, and repatriation to your home country in the event of a write-off.

Medical assistance on your road trip

A policy that provides medical coverage will provide round-the-clock medical assistance on your road trips, including in the event of a serious accident, land and air medical evacuation and coverages to support you and your travel companions, for example with accommodations and transport while you convalesce.

Making an auto insurance claim in Mexico

Your policy documentation should be clear about the procedure you need to undertake in the event of an accident or incident, and any subsequent claims.

Here is a summary of the most important points, which are relevant to terms on most Mexican auto insurance policies:

You must make the claim in Mexico

Some people wait until they get back to the US or Canada before making a claim, especially if it’s for something minor, for example, for bodywork or a hit-and-run incident in a parking lot. Insurance policies require you to make a claim while you are in Mexico and most will not process your claim if you wait until you return home, except in the most exceptional circumstances.

Calling the insurance helpline

The first call you make if you become involved in an accident should be to the insurance company’s helpline. In addition to registering your claim, they will be able to dispatch an insurance assessor to the scene of the accident, as well as plan for lawyers or other services to be put in place for you, in the event of a more serious accident.

They may also arrange for breakdown and medical services to attend the scene if you purchased these additional coverages, and they are required.

Paperwork and reimbursement

You may be asked to produce a police report as well as other relevant documentation as part of the claim procedure. In some cases, for example, for immediate repairs to get your vehicle back on the road, you may need to pay these out-of-pocket and get reimbursed when you return home.

Keep all receipts. Your insurance policy will be specific about what to do in these circumstances. In all cases, remember that you should lodge your claim in Mexico—don’t wait until you get back home.

Learn more about driving in Mexico

Mexperience offers guides and articles to help you prepare and drive confidently in Mexico

• Latest articles about driving in Mexico
• Your Mexico road trip checklist
• Dealing with minor and major road accidents
• Guide to driving in Mexico
• Guide to auto insurance in Mexico
• Get a quote for Mexico auto insurance

Taking a Mexican-plated car to the US & Canada

Foreign residents living in Mexico with Permanent Residency cannot keep a foreign-plated car in Mexico outside one of the designated free zones.

If you hold Permanent Residency in Mexico and live outside one of the free zones, you might own a Mexican-plated vehicle, and you might want to drive it to the USA or Canada on short visits—usually up to six months.

Your Mexican insurance policy probably covers damage to your own vehicle and loss of any personal items inside of it when the car is outside of Mexico (check the policy); however, it will not cover third party liabilities in the USA and Canada in the event of an accident. A special top-up insurance policy is needed.

Short-term third-party liability insurance

Policies for Mexican-plated vehicles driving into the USA and Canada can be purchased on a short-term basis only—you select the number of days you intend to visit the US/Canada as part of the quotation process.

The insurance policy will:

• Cover you in the event of an accident in the USA or Canada and provide third party liability coverage up to the value of the coverage stated on the policy.
• Provide a limited amount of coverage for medical expenses—sufficient to cover very minor incidents, but insufficient for a serious situation, so a separate medical coverage policy is recommended.
• Provide roadside assistance in the event of a vehicle breakdown while you’re outside of Mexico, and legal assistance—as described in the policy.
• You can optionally purchase other defined coverages in addition to those listed above for an extra fee.

These policies are not intended to provide comprehensive coverage but instead top-up your Mexican insurance to cover you for damages in the event of an accident or other incident involving third parties while you’re driving in the USA or Canada.

Learn more about driving in Mexico

Mexperience offers articles with insights to help you prepare for your road trip and drive confidently in Mexico.

• Your Mexico road trip checklist
• Who can drive a foreign-plated vehicle in Mexico
• Insuring your vehicle for driving in Mexico
• Importing a foreign car or other vehicle to Mexico
• Latest articles about driving in Mexico
• Guide to auto insurance in Mexico

Greg Custer leads walking tours on Saturdays, which encompass key facets of the picturesque town of Ajijic, its history, culture, attractions, and ecology.  Greg has been visiting the Lake Chapala area for over 40 years and has been living here full-time since 2015.

Discover Ajijic intimately—on foot

The picturesque town of Ajijic is the best known of all the lakeside towns, and tends to be the one most sought-after by foreign residents considering a move to the area.  Its picturesque streets, cobbled alleyways, pleasant plazas, and agreeable treelined boardwalk along the lakeside offer an environment that is quintessentially colonial Mexico coupled with Anglicized stores and restaurants.

Greg Custer offers an insightful, informative, and entertaining walking tour of the village of Ajijic and its shoreline along Lake Chapala—Mexico’s largest natural lake.

The tours take three hours and include insights about local legends, ancient history, and a colorful constellation of characters who have impacted the Ajijic community.  This agreeable half-day outing is a moderately easy walking tour, with opportunities to rest, including a complimentary beverage from a local café as the small group explores the nooks and crannies of this charming mountain town and helps you delve into its heritage, appeal, and attractions.

The tour is an excellent opportunity to learn more about the area if you’re visiting the town for leisure.  If you’re planning a possible move to the Lake Chapala area, this small-group walking tour will provide you with helpful insights and vital local knowledge that can help you to consider your choices as you form your Mexico lifestyle plans.

Make a request for your walking tour of Ajijic

Complete the tour info request form below and Greg will contact you directly to arrange your walking tour of Ajijic.

Cover for critical situations

Medical air evacuation isn’t for patients who are mobile and suffering from turista or sea-sickness, it’s for those who suffer catastrophic illness or accidents while away from home; primarily cardiac events, strokes, or serious vehicle accidents.

No matter where in the world you are going, from the most remote region to an urban center teeming with people, if you have a serious health issue and want to make certain that you can get from wherever you are to specific medical facilities back home as quickly as possible, you’ll need a medical evacuation plan designed to transport you to your doctors, your family, your healthcare network—and a hospital of choice in your home country.

You may have arrived at your destination aboard a commercial airline, but if you’re showing signs of serious illness, you may not be allowed to board to get back home. If you can’t get home, you may have a long convalescence period in a foreign country —away from family and friends— unless you are evacuated.

Medical evacuation coverage is far more than a private flight home

We spoke with Grant Conway of Travel MedEvac Insurance, a US-based medical evacuation insurance plan provider for travelers and foreign residents, to learn more about air medical evacuation. What we discovered is that medical evacuation is much more than a private flight.

Yes, there are planes with pilots and medical personnel on standby; however, to offer a safe, reliable, and high quality bed-to-bed service—where you are taken from one hospital room via ambulance to the nearest airport, flown to your destination city abroad, with another ambulance to the hospital of your choice—it’s essential to have a highly-accredited provider who can manage the complex logistics.

With a medical evacuation plan in place, everything is taken care of for you: including consultation with all the relevant medical professionals, and fully-managed ground and air transportation in tandem with the complex logistics involved to carry out international medical repatriations.

It’s expensive and complex if you don’t have a cover plan

Although you can work directly with an air-evacuation company, the costs are high—typically in the tens of thousands of US-dollars per incident. Most people who receive a medical evacuation do so under the auspice of a medical evacuation plan from a company like Travel MedEvac insurance, that offers fully-underwritten medical evacuation insurance plans lasting from days to a whole year.

While air evacuation plans may not necessarily be considered  by some foreign residents and snowbirds who intend to receive all of their medical care in Mexico, there are some who prefer being treated in their home town, by doctors they know and trust—and near the support of family and friends as they recover. Having a medical evacuation plan can facilitate that when warranted by the circumstances.

You can learn more on our extensive guide to Medical Evacuation from Mexico—that describes in detail what a medical evacuation service is, who needs it, and how to arrange a suitable plan.

But because it’s so impossibly huge and challenging to navigate, it’s intimidating for many visitors. David Lida —whose book First Stop in the New World is considered by many the definitive text on Mexico City— can take you inside in ways it would be impossible to find on your own.

David Lida knows the capital intimately and offers small group walking tours that will give you exceptional insights and glimpses into this magnificent and historical capital city.  His knowledge and personal approach to creating tours for between one and six people offer unique perspectives and value that commonly offered public tours cannot touch.

Delve into Mexico City’s charms on a tour formed around your interests

Mexico City has many attractions to offer, and visitors are often faced with a bewildering choice of options.  To get the most of your limited time, it’s helpful to have someone who understands your interests and offers you a tour that’s formed around them.

David’s tours focus on one or two neighborhoods or areas of interest per day, and give you and your party an intimate glimpse into the capital’s history and contemporary character.

David will meet you at your accommodations (or other agreed starting point) and you will travel together using Uber or Didi cabs to arrive at the start of your walking tour. Unless you want to end the tour elsewhere, he will also accompany you back to where you’re staying. Tours typically last between five to six hours.

Mexico City Tours by area

David offers unique insights into several areas of Mexico City.  The tours described below can be arranged on their own, or can be combined.  If you want something fully-customized, David that can help with that—use the request form below to indicate your choices and share further information about your interests.

Trendy neighborhoods of La Condesa and La Roma

These are Mexico City’s hippest neighborhoods, and have been gentrifying quickly. Sometimes you hear more English (or French) spoken on the streets than Spanish. Yet there are still echoes of the traditional atmosphere if you know where to look. David can help you explore the contrasts between the trendy and the traditional on a tour that reveals how the capital’s neighborhoods move through cycles influenced by time and fashion.

Discover new surprises in the Centro Histórico

David’s walking tour of the capital’s historic downtown will introduce you to the most famous sights in Mexico City’s most energetic neighborhood including the Zócalo, Bellas Artes, and the Plaza Santo Domingo.  The tour will also take you to fascinating places often overlooked by most visitors, such as a sexually ambiguous monument to bullfighters, a stained-glass ceiling you’d swear was Parisian, and the biggest bag of cheese doodles you will ever see in your life.

Quaint colonial enclaves of Coyoacán and San Angel

Once an enchanting village on the outskirts of the capital, today San Ángel is one of the most prestigious neighborhoods in the city, known for its colonial architecture, outdoor art markets, and dining within the walls of 17th-century mansions converted into fine restaurants.

Nearby Coyoacán is the de facto bohemian quarter of the capital, underpinned by Frida & Diego’s former home and Trotsky’s residence in exile.  These colonial enclaves offer visitors a distinctive shift away from the capital’s sprawl and a glimpse back to an era of quiet cobblestoned streets, unspoiled colonial architecture, vibrant traditional markets (and an ample selection of places to enjoy a delicious meal).

Mexico City markets and street food

Since ancient times, Mexico City has been a hotbed of trade and commerce and this is reflected in its diverse and atmospheric markets which continue to thrive and surprise. The profusion of stalls selling food along the streetscape are among the most alluring and varied you’ll find anywhere.

When Anthony Bourdain visited Mexico City, his team hired David to find the best street food stalls, holes-in-the-wall, and cantinas for his television show (and even put him on camera). David will introduce you to the glorious and lively markets, and the most reliable and delicious street food in the capital.

Discover the floating gardens of Xochimilco

About 500 years ago, most of the Valley of Mexico City was a vast system of lakes, canals, and islands. This bygone era can still be experienced in Xochimilco. David will take you to this southern enclave of the capital to spend an afternoon floating along these ancient canals in a barge, amidst a tranquil and pastoral setting that will make you wonder if you’re still within the limits of one of the world’s largest cities.

Tribute tour to Luis Barragán

Considered to be Mexico’s most important architect of the 20th century, and the country’s only Pritzker prizewinner, Luis Barragán’s spaces dramatically utilize light, shadow, and color to evoke an uncanny tranquility. This tour can include a visit to his former residence, a chapel he designed for Capuchin nuns, and various houses he conceived in the capital.

Explore Mexican Muralism in Mexico City

One of Mexico’s most important contributions to twentieth-century art was the muralist movement, led by its three most famous practitioners: Diego Rivera, Jose Clemente Orozco, and David Alfaro Siqueiros (as well as some lesser-known artists). This tour will reveal to you their stories, their rivalries, their contradictions, and their distinct techniques as you tour some of their most important murals, many of which are now timeless and iconic art statements.

Discover the unique personalities of Mexican cantinas

Mexico City’s cantinas have as much personality as London pubs, Paris cafés, or New York bars. At lunchtime most of them serve botanas—delicious food at no extra charge, for those who keep ordering drinks. David will take you on a tour of two, three (or more) hand-picked cantinas, depending on how much you and your party would like to drink around lunchtime.

Mexico City off the beaten path

Mexico City has so much to offer visitors with world-renowned sites, neighborhoods, and historical landmarks.  But if you want to discover some lovely neighborhoods where tourists seldom set foot, David will take you to three of them, all hand-picked near the center of the capital, all of which are gentrifying (although slowly and imperfectly).

Custom-designed tour

If you’re unsure of which places to visit first, or last, or together on the same tour day, David offers custom-designed tours that will be crafted around your party size, interests, and available time. The tours ensure you get the most from your visit to the capital without cramming so that you can truly experience and absorb what each place has to offer.  You can use the form below to request a custom-designed tour.

Custom-designed tour prices

Every tour is hand-crafted based on your interests, party size, and time available.  Tours typically last five to six hours.

• Custom tour prices typically range between US$165 and US$375 per person, based on a party of two to six people touring together.
• Single traveler tours can be arranged by request; however, party size cannot exceed six people in these purposely small, highly customized tours.
• Typical expenses for food, drinks and sundries are about US$30 per person, and will vary depending on the type of food establishment you choose to eat at, and how much you drink.

Your day tour price includes

The tour price includes:

• A personal consultation with David to create a carefully crafted walking tour of the capital, designed and formed around your party’s interests, party size, and available time;
• You will be met personally by David at your accommodations, or some other mutually-agreed meeting point;
• David will take you on the fully escorted and highly customized tour that is designed around your party’s interests and will accompany you back to where you are staying five to six hours later.

Your day tour price excludes

The following things are not included in your tour price

• Local transport and transfers (Uber/Didi)
• Entry fees to sites, museums, archaeology centers, etc.
• Food purchased at street stalls, markets, fondas, restaurants, etc.
• Drinks, including any alcoholic drinks, you may consume on the tour
• Tips for the waiting staff, drivers, and guide.

Make a request for your walking tour of Mexico City

Complete the tour info request form below and David will contact you to talk about the custom requirements for your party and create a custom quote based on your interests, party size and time available.

The very special Methuselah generations of butterflies migrate each year, leaving the colder northern climes of the U.S. and Canada to take winter refuge and breed in Mexico.

The butterflies’ winter migration

These migrating Monarch butterflies travel in colonies of about 20 million insects and will travel between 80-120 nautical miles per day, depending on the wind and other weather conditions. The butterflies take advantage of ascending warm-air currents, gliding in the thrust they provide, needing only to flap their wings when the air current diminishes a little or when they change their flight path. This technique uses their energy efficiently, and physically enables them to undertake the long journey.

They overwinter in Mexico between November and March

The butterflies usually start arriving in early November, and between mid-late November and the end March, it’s possible to visit one of the sanctuaries open to visitors and witness these remarkable insects in their natural habitat.

The Monarch Butterflies settle in the Oyamel fir tree forests which are situated west of Mexico City; along the eastern perimeter of the Mexican state of Michoacán, also bordering the State of Mexico. Once here, the butterflies cluster on the tree trunks and remain in the region for the winter.

As the sun heats the day, some of the butterflies will flutter in the forests and return to the tree trunks when the air cools in the evening.

Peak viewing season is between mid-January and the end of March. Before the mid-January, the air temperature on the mountain is colder and the butterflies don’t flutter as much.

The Mexican government has set up a number of protected sanctuaries within a biosphere reserve to ensure that the important habitats required by the Monarch Butterflies are protected and preserved, while still allowing visitors to witness these remarkable insects amidst some of Mexico’s most breath-taking landscapes.

Learn more and arrange a tour to see the butterflies

You can learn more about these butterflies, their migration, their breeding cycle, and their journey back north on our detailed travel guide to Monarch Butterflies in Mexico.  Watch the PBS video below for a glimpse of this extraordinary experience.

Mexperience works with selected travel partners to create custom travel tours in Mexico.  Please complete this inquiry form and a travel sales representative will contact you personally to discuss your travel plans and give you a quote for the itinerary.

Our custom travel services include:

• Carefully selected places and activities
• Hand-picked places to stay and eat
• Privately arranged tours and activities in Mexico
• English speaking guides who know Mexico intimately
• Transfers to and from the airport